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CSB BancorpCSBB -1.32%59 EV-to-OCF is 6.20 as of Aug. 23, 2026, which is 118% above its 10-year median of 2.84. GuruFocus rates CSBB with a GF Score™ of 59/100 and a GF Value™ of $50.76 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,496 Banks companies, CSB Bancorp ranks worse than 58.36% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, CSB Bancorp's Enterprise Value is $134.65 Mil.
CSB Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $21.70 Mil. Therefore, CSB Bancorp's EV-to-OCF for today is 6.20.
The historical rank and industry rank for CSB Bancorp's EV-to-OCF or its related term are showing as below:
CSBB'
s EV-to-OCF Range Over the Past 10 Years
Min: -17.05 Med: 2.84 Max: 15.19
Current: 6.2
During the past 13 years, the highest EV-to-OCF of CSB Bancorp was 15.19. The lowest was -17.05. And the median was 2.84.
CSBB's EV-to-OCF is ranked worse than 58.36% of 1496
companies
in the Banks industry
Industry Median: 3.865
vs CSBB: 6.20
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CSB Bancorp's PE Ratio (TTM) for today is calculated as:
CSB Bancorp's share price for today is $73.50.
CSB Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.770.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CSB Bancorp EV-to-OCF Related Terms
CSB Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for CSB Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CSB Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSB Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, CSB Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where CSB Bancorp's EV-to-OCF falls into.
CSB Bancorp's current Enterprise Value is $134.65 Mil.
CSB Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $21.70 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSB Bancorp (CSBB) has a EV-to-OCF of 6.20 as of Aug. 23, 2026. This is 118% above median its historical median of 2.84. According to the industry distribution chart, CSB Bancorp ranks #873 out of 1496 companies in the Banks industry, placing it in the top 58.4%.
Is CSB Bancorp's EV-to-OCF too high?
CSB Bancorp's current EV-to-OCF of 6.20 is 118% above median its 10-year median of 2.84. The Banks industry median EV-to-OCF is 3.87. CSB Bancorp's value of 6.20 is 60.4% above this industry median. Based on the distribution chart, CSB Bancorp ranks #873 out of 1496 companies in the Banks industry, which is below the industry midpoint. Overall, CSB Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CSB Bancorp's EV-to-OCF compare to LARK and SABK?
According to the Banks industry distribution chart, CSB Bancorp ranks #873 out of 1496 companies for EV-to-OCF. This places CSB Bancorp in the lower half of its industry. The industry median EV-to-OCF is 3.87. CSB Bancorp's value of 6.20 is 60.4% above this benchmark. While the company's 10-year median is 2.84 vs. the industry median of 3.87, CSB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.87, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSB Bancorp's current EV-to-OCF of 6.20 is 60.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSB Bancorp's current EV-to-OCF is 6.20, which is 118% above median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CSB Bancorp (CSBB) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.76, compared to a current price of $73.50 — trading 44.8% above its estimated fair value. The current EV-to-OCF is 6.20, which is 118% above median its 10-year median of 2.84 and 60.4% above the Banks industry median of 3.87. CSB Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For CSB Bancorp (CSBB), the current EV-to-OCF is 6.20 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSB Bancorp (CSBB) Overvalued in 2026?
Based on GuruFocus' analysis, CSB Bancorp stock appears to be overvalued.
The current stock price of $73.50 is trading 44.8% above its estimated GF Value™ of $50.76.
GuruFocus considers CSB Bancorp to be Significantly Overvalued.
Key valuation signals for CSBB:
EV-to-OCF: 6.20 (118% above median its 10-year median of 2.84)
GF Value™: $50.76 vs. price of $73.50 (44.8% above fair value)
Industry Position: 60.4% above the Banks median (#873 of 1496)
No single metric tells the full story. See the CSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSB Bancorp Inc is a registered financial holding company that operates through the Bank and CSB Investment Services LLC, providing a wide range of banking, trust, financial, and brokerage services to corporate, institutional, and individual customers throughout northeast Ohio. The Bank provides retail and commercial banking services to its customers, including checking and savings accounts, time deposits, IRAs, safe deposit facilities, personal loans, commercial loans, real estate mortgage loans, installment loans, night depository facilities, brokerage, and trust services. The Bank provides residential real estate, commercial real estate, and commercial, and consumer loans to customers located in Holmes, Medina, Stark, Tuscarawas, and Wayne, and portions of surrounding counties in Ohio.
59GF Score
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