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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CSB Bancorp's annualized positive value of Interest Expense for the quarter that ended in Dec. 2023 was $12.50 Mil. CSB Bancorp's average total debt for the quarter that ended in Dec. 2023 was $35.07 Mil. Therefore, CSB Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2023 was 35.63%.
The historical data trend for CSB Bancorp's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSB Bancorp Annual Data | |||||||||||||||||||||
Trend | Dec14 | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | |||||||||||
Effective Interest Rate on Debt % | Get a 7-Day Free Trial | 54.69 | 52.99 | 49.86 | 12.99 | 27.20 |
CSB Bancorp Quarterly Data | ||||||||||||||||||||
Jun19 | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | |
Effective Interest Rate on Debt % | Get a 7-Day Free Trial | 19.78 | 28.22 | 36.63 | 35.63 | 39.64 |
For the Banks - Regional subindustry, CSB Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, CSB Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where CSB Bancorp's Effective Interest Rate on Debt % falls into.
CSB Bancorp's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as
Effective Interest Rate on Debt % | ||||||
= | -1 * Interest Expense | / | ( (Total Debt (A: Dec. 2022 ) | + | Total Debt (A: Dec. 2023 )) | / count ) |
= | -1 * -9.875 | / | ( (35.011 | + | 37.597) | / 2 ) |
= | -1 * -9.875 | / | 36.304 | |||
= | 27.20 % |
where
Total Debt (A: Dec. 2022 ) | |||
= | Long-Term Debt & Capital Lease Obligation | + | Short-Term Debt & Capital Lease Obligation |
= | 2.461 | + | 32.55 |
= | 35.011 |
Total Debt (A: Dec. 2023 ) | |||
= | Long-Term Debt & Capital Lease Obligation | + | Short-Term Debt & Capital Lease Obligation |
= | 1.754 | + | 35.843 |
= | 37.597 |
CSB Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2023 is calculated as
Effective Interest Rate on Debt % | ||||||
= | -1 * Interest Expense | / | ( (Total Debt (Q: Sep. 2023 ) | + | Total Debt (Q: Dec. 2023 )) | / count ) |
= | -1 * -12.496 | / | ( (32.542 | + | 37.597) | / 2 ) |
= | -1 * -12.496 | / | 35.0695 | |||
= | 35.63 % |
where
Total Debt (Q: Sep. 2023 ) | |||
= | Long-Term Debt & Capital Lease Obligation | + | Short-Term Debt & Capital Lease Obligation |
= | 1.808 | + | 30.734 |
= | 32.542 |
Total Debt (Q: Dec. 2023 ) | |||
= | Long-Term Debt & Capital Lease Obligation | + | Short-Term Debt & Capital Lease Obligation |
= | 1.754 | + | 35.843 |
= | 37.597 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2023) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.
CSB Bancorp (OTCPK:CSBB) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Thank you for viewing the detailed overview of CSB Bancorp's Effective Interest Rate on Debt % provided by GuruFocus.com. Please click on the following links to see related term pages.
Eddie L Steiner | director | 14950 HACKETT ROAD, APPLE CREEK OH 44606 |
Brett A. Gallion | officer: SVP/COO/CIO | 91 N. CLAY STREET, MILLERSBURG OH 44654 |
Julian L Coblentz | director | 91 NORTH CLAY STREET, MILLERSBURG OH 44654 |
Vikki G Briggs | director | 91 N CLAY STREET, MILLERSBURG OH 44654 |
Robert K Baker | director, other: Chairman of the Board | P.O. BOX 913, KILLBUCK OH 44637 |
Cheryl M Kirkbride | director | 91 N CLAY STREET, MILLERSBURG OH 44654 |
Jeffery A Robb | director | 4700 JAEGER DR, THORNVILLE OH 43076 |
Daniel J Miller | director | P.O. BOX 143, WALNUT CREEK OH 44687 |
John R Waltman | director | 24 HILLSIDE DRIVE, MILLERSBURG OH 44654 |
Margaret L Conn | officer: Corporate Secretary | 105 MARK AVENUE, KILLBUCK OH 44637 |
Steven R Bailey | officer: SVP/COO/CIO | 91 NORTH CLAY STREET, MILLERSBURG OH 44654 |
J Thomas Lang | director | 7109 STATE ROUTE 514, BIG PRAIRIE OH 44611 |
Manning William R Jr | officer: SVP/COO/CIO | 91 NORTH CLAY STREET, MILLERSBURG OH 44654 |
Paula J Meiler | officer: Senior Vice President | 30186 MOUNTZ RD, SALEM OH 44460 |
A Lee Miller | officer: Senior Vice President | 5046 TOWNSHIP ROAD 376, MILLERSBURG OH 44654 |
From GuruFocus
By GuruFocus Research • 05-27-2023
By GuruFocus Research • 05-28-2023
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