CSBB (CSB Bancorp) Cyclically Adjusted PS Ratio: 4.51 (As of Aug. 23, 2026) — 32% Above Median

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CSBB CSB Bancorp Inc CSBB
59 GF Score
Price $73.50
GF Value $50.76
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is CSB Bancorp Cyclically Adjusted PS Ratio?

CSB Bancorp CSBB -1.32% 59 Cyclically Adjusted PS Ratio is 4.51 as of Aug. 23, 2026, which is 32% above its 10-year median of 3.42. GuruFocus rates CSBB with a GF Score™ of 59/100 and a GF Value™ of $50.76 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,300 Banks companies, CSB Bancorp ranks worse than 72.31% on this metric.

As of today (2026-08-23), CSB Bancorp's current share price is $73.50. CSB Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $16.30. CSB Bancorp's Cyclically Adjusted PS Ratio for today is 4.51.

The historical rank and industry rank for CSB Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

CSBB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.5   Med: 3.42   Max: 4.92
Current: 4.51

During the past years, CSB Bancorp's highest Cyclically Adjusted PS Ratio was 4.92. The lowest was 2.50. And the median was 3.42.

CSBB's Cyclically Adjusted PS Ratio is ranked worse than
72.31% of 1300 companies
in the Banks industry
Industry Median: 3.415 vs CSBB: 4.51

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

CSB Bancorp's adjusted revenue per share data for the three months ended in Jun. 2026 was $5.180. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $16.30 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


CSB Bancorp  (OTCPK:CSBB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


CSB Bancorp Cyclically Adjusted PS Ratio Related Terms


CSB Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for CSB Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSB Bancorp Cyclically Adjusted PS Ratio Chart

CSB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.28 3.04 2.77 2.66 3.50

CSB Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.90 3.24 3.50 3.92 4.42

CSBB vs LARK, SABK, FNWD: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, CSB Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSB Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CSB Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where CSB Bancorp's Cyclically Adjusted PS Ratio falls into.


CSBB
59GF Score
CSB Bancorp Inc CSBB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CSB Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

CSB Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=73.50/16.30
=4.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSB Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, CSB Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=5.18/333.9520*333.9520
=5.180

Current CPI (Jun. 2026) = 333.9520.

CSB Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.331 241.428 3.224
201612 2.552 241.432 3.530
201703 2.490 243.801 3.411
201706 2.507 244.955 3.418
201709 2.594 246.819 3.510
201712 2.713 246.524 3.675
201803 2.708 249.554 3.624
201806 2.814 251.989 3.729
201809 2.834 252.439 3.749
201812 2.940 251.233 3.908
201903 2.969 254.202 3.900
201906 3.000 256.143 3.911
201909 3.086 256.759 4.014
201912 3.079 256.974 4.001
202003 2.975 258.115 3.849
202006 3.101 257.797 4.017
202009 3.183 260.280 4.084
202012 3.308 260.474 4.241
202103 3.171 264.877 3.998
202106 2.972 271.696 3.653
202109 3.266 274.310 3.976
202112 3.075 278.802 3.683
202203 3.070 287.504 3.566
202206 3.395 296.311 3.826
202209 3.698 296.808 4.161
202212 3.950 296.797 4.444
202303 3.881 301.836 4.294
202306 3.938 305.109 4.310
202309 3.873 307.789 4.202
202312 4.057 306.746 4.417
202403 4.027 312.332 4.306
202406 3.931 314.175 4.178
202409 4.073 315.301 4.314
202412 4.205 315.605 4.449
202503 4.222 319.799 4.409
202506 4.518 322.561 4.678
202509 4.778 324.800 4.913
202512 5.007 324.054 5.160
202603 4.998 330.213 5.055
202606 5.180 333.952 5.180

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.51 mean?
CSB Bancorp (CSBB) has a Cyclically Adjusted PS Ratio of 4.51 as of Aug. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CSB Bancorp and its competitors. This is 32% above median its historical median of 3.42. Over the past decade, CSB Bancorp's Cyclically Adjusted PS Ratio has ranged from 2.50 to 4.92. According to the industry distribution chart, CSB Bancorp ranks #940 out of 1300 companies in the Banks industry, placing it in the top 72.3%.
Is CSB Bancorp's Cyclically Adjusted PS Ratio too high?
CSB Bancorp's current Cyclically Adjusted PS Ratio of 4.51 is 32% above median its 10-year median of 3.42. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 4.92. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. CSB Bancorp's value of 4.51 is 32.1% above this industry median. Based on the distribution chart, CSB Bancorp ranks #940 out of 1300 companies in the Banks industry, which is below the industry midpoint. Overall, CSB Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CSB Bancorp's Cyclically Adjusted PS Ratio compare to LARK and SABK?
According to the Banks industry distribution chart, CSB Bancorp ranks #940 out of 1300 companies for Cyclically Adjusted PS Ratio. This places CSB Bancorp in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. CSB Bancorp's value of 4.51 is 32.1% above this benchmark. Historically, CSB Bancorp's own Cyclically Adjusted PS Ratio has ranged from 2.50 to 4.92 over the past decade. While the company's 10-year median is 3.42 vs. the industry median of 3.42, CSB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSB Bancorp's current Cyclically Adjusted PS Ratio of 4.51 is 32.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CSB Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSB Bancorp's current Cyclically Adjusted PS Ratio is 4.51, which is 32% above median its own 10-year median of 3.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CSB Bancorp (CSBB) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.76, compared to a current price of $73.50 — trading 44.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.51, which is 32% above median its 10-year median of 3.42 and 32.1% above the Banks industry median of 3.42. CSB Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For CSB Bancorp (CSBB), the current Cyclically Adjusted PS Ratio is 4.51 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSB Bancorp (CSBB) Overvalued in 2026?

Based on GuruFocus' analysis, CSB Bancorp stock appears to be overvalued. The current stock price of $73.50 is trading 44.8% above its estimated GF Value™ of $50.76. GuruFocus considers CSB Bancorp to be Significantly Overvalued.

Key valuation signals for CSBB:

  • Cyclically Adjusted PS Ratio: 4.51 (32% above median its 10-year median of 3.42)
  • GF Value™: $50.76 vs. price of $73.50 (44.8% above fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 32.1% above the Banks median (#940 of 1300)

No single metric tells the full story. See the CSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSB Bancorp Business Description

Address 91 North Clay Street, P.O. Box 232, Millersburg, OH, USA, 44654
CSB Bancorp Inc is a registered financial holding company that operates through the Bank and CSB Investment Services LLC, providing a wide range of banking, trust, financial, and brokerage services to corporate, institutional, and individual customers throughout northeast Ohio. The Bank provides retail and commercial banking services to its customers, including checking and savings accounts, time deposits, IRAs, safe deposit facilities, personal loans, commercial loans, real estate mortgage loans, installment loans, night depository facilities, brokerage, and trust services. The Bank provides residential real estate, commercial real estate, and commercial, and consumer loans to customers located in Holmes, Medina, Stark, Tuscarawas, and Wayne, and portions of surrounding counties in Ohio.
59GF Score

Get the complete analysis for CSBB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$73.50
Price
$50.76
GF Value