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CSB BancorpCSBB -1.32%59 3-Year EPS without NRI Growth Rate is 1.10% as of Jun. 2026, which is 88% below its 10-year median of 9.20. GuruFocus rates CSBB with a GF Score™ of 59/100 and a GF Value™ of $50.76 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,412 Banks companies, CSB Bancorp ranks worse than 69.41% on this metric.
During the past 12 months, CSB Bancorp's average EPS without NRI Growth Rate was 19.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 1.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 3.90% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 8.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of CSB Bancorp was 87.20% per year. The lowest was -59.90% per year. And the median was 9.20% per year.
CSB Bancorp (OTCPK:CSBB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
CSB Bancorp 3-Year EPS without NRI Growth Rate Related Terms
CSBB vs LARK, SABK, FNWD: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, CSB Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSB Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, CSB Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where CSB Bancorp's 3-Year EPS without NRI Growth Rate falls into.
CSB Bancorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 1.10% mean?
CSB Bancorp (CSBB) has a 3-Year EPS without NRI Growth Rate of 1.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CSB Bancorp and its competitors. This is 88% below median its historical median of 9.20. According to the industry distribution chart, CSB Bancorp ranks #980 out of 1412 companies in the Banks industry, placing it in the top 69.4%.
Is CSB Bancorp's 3-Year EPS without NRI Growth Rate too high?
CSB Bancorp's current 3-Year EPS without NRI Growth Rate of 1.10% is 88% below median its 10-year median of 9.20. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. CSB Bancorp's value of 1.10% is 85.3% below this industry median. Based on the distribution chart, CSB Bancorp ranks #980 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, CSB Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CSB Bancorp's 3-Year EPS without NRI Growth Rate compare to LARK and SABK?
According to the Banks industry distribution chart, CSB Bancorp ranks #980 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This places CSB Bancorp in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. CSB Bancorp's value of 1.10% is 85.3% below this benchmark. While the company's 10-year median is 9.20 vs. the industry median of 7.50, CSB Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSB Bancorp's current 3-Year EPS without NRI Growth Rate of 1.10% is 85.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CSB Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSB Bancorp's current 3-Year EPS without NRI Growth Rate is 1.10%, which is 88% below median its own 10-year median of 9.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CSB Bancorp (CSBB) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.76, compared to a current price of $73.50 — trading 44.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 1.10%, which is 88% below median its 10-year median of 9.20 and 85.3% below the Banks industry median of 7.50. CSB Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For CSB Bancorp (CSBB), the current 3-Year EPS without NRI Growth Rate is 1.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSB Bancorp (CSBB) Overvalued in 2026?
Based on GuruFocus' analysis, CSB Bancorp stock appears to be overvalued.
The current stock price of $73.50 is trading 44.8% above its estimated GF Value™ of $50.76.
GuruFocus considers CSB Bancorp to be Significantly Overvalued.
Key valuation signals for CSBB:
3-Year EPS without NRI Growth Rate: 1.10% (88% below median its 10-year median of 9.20)
GF Value™: $50.76 vs. price of $73.50 (44.8% above fair value)
Industry Position: 85.3% below the Banks median (#980 of 1412)
No single metric tells the full story. See the CSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSB Bancorp Inc is a registered financial holding company that operates through the Bank and CSB Investment Services LLC, providing a wide range of banking, trust, financial, and brokerage services to corporate, institutional, and individual customers throughout northeast Ohio. The Bank provides retail and commercial banking services to its customers, including checking and savings accounts, time deposits, IRAs, safe deposit facilities, personal loans, commercial loans, real estate mortgage loans, installment loans, night depository facilities, brokerage, and trust services. The Bank provides residential real estate, commercial real estate, and commercial, and consumer loans to customers located in Holmes, Medina, Stark, Tuscarawas, and Wayne, and portions of surrounding counties in Ohio.
59GF Score
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