Atlantic Insurance Co Public (CYS:ATL) Cyclically Adjusted FCF per Share: €0.15 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CYS:ATL Atlantic Insurance Co Public Ltd CYS:ATL
69 GF Score
Price €2.36
GF Value €2.98
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Atlantic Insurance Co Public Cyclically Adjusted FCF per Share?

Atlantic Insurance Co Public CYS:ATL 69 Cyclically Adjusted FCF per Share is €0.15 as of Dec. 2025. GuruFocus rates CYS:ATL with a GF Score™ of 69/100 and a GF Value™ of €2.98 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Atlantic Insurance Co Public's adjusted free cash flow per share data for the fiscal year that ended in Dec. 2025 was €0.160. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €0.15 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Atlantic Insurance Co Public's average Cyclically Adjusted FCF Growth Rate was 7.10% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 4.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 6.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Atlantic Insurance Co Public was 8.40% per year. The lowest was 0.00% per year. And the median was 4.90% per year.

As of today (2026-07-17), Atlantic Insurance Co Public's current stock price is € 2.36. Atlantic Insurance Co Public's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec. 2025 was €0.15. Atlantic Insurance Co Public's Cyclically Adjusted Price-to-FCF of today is 15.73.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Atlantic Insurance Co Public was 19.57. The lowest was 9.50. And the median was 13.08.


Atlantic Insurance Co Public  (CYS:ATL) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Atlantic Insurance Co Public's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=2.36/0.15
=15.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Atlantic Insurance Co Public was 19.57. The lowest was 9.50. And the median was 13.08.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Atlantic Insurance Co Public Cyclically Adjusted FCF per Share Related Terms


Atlantic Insurance Co Public Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Atlantic Insurance Co Public's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Insurance Co Public Cyclically Adjusted FCF per Share Chart

Atlantic Insurance Co Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.13 0.14 0.14 0.15

Atlantic Insurance Co Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.00 0.14 0.00 0.15

CYS:ATL vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Atlantic Insurance Co Public's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Insurance Co Public Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Atlantic Insurance Co Public's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Atlantic Insurance Co Public's Cyclically Adjusted Price-to-FCF falls into.


CYS:ATL
69GF Score
Atlantic Insurance Co Public Ltd CYS:ATL
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Atlantic Insurance Co Public Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Atlantic Insurance Co Public's adjusted Free Cash Flow per Share data for the fiscal year that ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.16/324.0540*324.0540
=0.160

Current CPI (Dec. 2025) = 324.0540.

Atlantic Insurance Co Public Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201612 0.142 241.432 0.191
201712 0.110 246.524 0.145
201812 0.089 251.233 0.115
201912 0.141 256.974 0.178
202012 0.093 260.474 0.116
202112 0.143 278.802 0.166
202212 0.117 296.797 0.128
202312 0.105 306.746 0.111
202412 0.149 315.605 0.153
202512 0.160 324.054 0.160

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €0.15 mean?
Atlantic Insurance Co Public (CYS:ATL) has a Cyclically Adjusted FCF per Share of €0.15 as of Dec. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Atlantic Insurance Co Public and its competitors.
Is Atlantic Insurance Co Public's Cyclically Adjusted FCF per Share too high?
Atlantic Insurance Co Public's current Cyclically Adjusted FCF per Share is €0.15. Overall, Atlantic Insurance Co Public has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Insurance Co Public's Cyclically Adjusted FCF per Share compare to CB and PGR?
Atlantic Insurance Co Public's Cyclically Adjusted FCF per Share of €0.15 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Atlantic Insurance Co Public and its competitors. Atlantic Insurance Co Public's current Cyclically Adjusted FCF per Share is €0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Insurance Co Public stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Insurance Co Public (CYS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.98, compared to a current price of €2.36 — trading 20.8% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €0.15. Atlantic Insurance Co Public's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Atlantic Insurance Co Public (CYS:ATL), the current Cyclically Adjusted FCF per Share is €0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Insurance Co Public (CYS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Insurance Co Public stock appears to be undervalued. The current stock price of €2.36 is trading 20.8% below its estimated GF Value™ of €2.98. GuruFocus considers Atlantic Insurance Co Public to be Modestly Undervalued.

Key valuation signals for CYS:ATL:

  • Cyclically Adjusted FCF per Share: €0.15
  • GF Value™: €2.98 vs. price of €2.36 (20.8% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the CYS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Insurance Co Public Business Description

Address 15 Esperidon Street, Atlantic Building, Strovolos, CYP, CY-2001
Atlantic Insurance Co Public Ltd is an insurance company based in Cyprus. The company's operating segment includes general Insurance and Financial Services. It generates maximum revenue in the form of Premiums from the Insurance segment. The company offers undertaking of insurance business of the classes such as Motor, Household, Fire and Special Perils, Burglary, Medical, Personal Accident, Health Insurance, Travel, and Marine Cargo and other Property Damage, General Liability, Credit and Guarantees and miscellaneous, general business, the possession of land with the intention of its division into plots and their disposal and the provision of financial consultancy and brokerage services.
69GF Score

Get the complete analysis for CYS:ATL

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.36
Price
€2.98
GF Value