Atlantic Insurance Co Public (CYS:ATL) Retained Earnings: €62.24 Mil (As of Dec. 2025)

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CYS:ATL Atlantic Insurance Co Public Ltd CYS:ATL
69 GF Score
Price €2.36
GF Value €2.99
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Atlantic Insurance Co Public Retained Earnings?

Atlantic Insurance Co Public CYS:ATL 69 Retained Earnings is €62.24 Mil as of Dec. 2025. GuruFocus rates CYS:ATL with a GF Score™ of 69/100 and a GF Value™ of €2.99 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Atlantic Insurance Co Public's retained earnings for the quarter that ended in Dec. 2025 was €62.24 Mil.

Atlantic Insurance Co Public's quarterly retained earnings increased from Dec. 2024 (€47.70 Mil) to Jun. 2025 (€57.98 Mil) and increased from Jun. 2025 (€57.98 Mil) to Dec. 2025 (€62.24 Mil).

Atlantic Insurance Co Public's annual retained earnings increased from Dec. 2023 (€39.61 Mil) to Dec. 2024 (€47.70 Mil) and increased from Dec. 2024 (€47.70 Mil) to Dec. 2025 (€62.24 Mil).


Atlantic Insurance Co Public  (CYS:ATL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Atlantic Insurance Co Public Retained Earnings Historical Data

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The historical data trend for Atlantic Insurance Co Public's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Insurance Co Public Retained Earnings Chart

Atlantic Insurance Co Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.92 31.25 39.61 47.70 62.24

Atlantic Insurance Co Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.61 39.42 47.70 57.98 62.24
CYS:ATL
69GF Score
Atlantic Insurance Co Public Ltd CYS:ATL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlantic Insurance Co Public Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €62.24 Mil mean?
Atlantic Insurance Co Public (CYS:ATL) has a Retained Earnings of €62.24 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Atlantic Insurance Co Public and its competitors.
Is Atlantic Insurance Co Public's Retained Earnings too high?
Atlantic Insurance Co Public's current Retained Earnings is €62.24 Mil. Overall, Atlantic Insurance Co Public has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Insurance Co Public's Retained Earnings compare to CB and PGR?
Atlantic Insurance Co Public's Retained Earnings of €62.24 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Atlantic Insurance Co Public and its competitors. Atlantic Insurance Co Public's current Retained Earnings is €62.24 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Insurance Co Public stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Insurance Co Public (CYS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.99, compared to a current price of €2.36 — trading 21.1% below its estimated fair value. The current Retained Earnings is €62.24 Mil. Atlantic Insurance Co Public's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Atlantic Insurance Co Public (CYS:ATL), the current Retained Earnings is €62.24 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Insurance Co Public (CYS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Insurance Co Public stock appears to be undervalued. The current stock price of €2.36 is trading 21.1% below its estimated GF Value™ of €2.99. GuruFocus considers Atlantic Insurance Co Public to be Modestly Undervalued.

Key valuation signals for CYS:ATL:

  • Retained Earnings: €62.24 Mil
  • GF Value™: €2.99 vs. price of €2.36 (21.1% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the CYS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Insurance Co Public Business Description

Address 15 Esperidon Street, Atlantic Building, Strovolos, CYP, CY-2001
Atlantic Insurance Co Public Ltd is an insurance company based in Cyprus. The company's operating segment includes general Insurance and Financial Services. It generates maximum revenue in the form of Premiums from the Insurance segment. The company offers undertaking of insurance business of the classes such as Motor, Household, Fire and Special Perils, Burglary, Medical, Personal Accident, Health Insurance, Travel, and Marine Cargo and other Property Damage, General Liability, Credit and Guarantees and miscellaneous, general business, the possession of land with the intention of its division into plots and their disposal and the provision of financial consultancy and brokerage services.
69GF Score

Get the complete analysis for CYS:ATL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.36
Price
€2.99
GF Value