Atlantic Insurance Co Public (CYS:ATL) Net Margin %: 55.81% (As of Dec. 2025) — 83% Above Median


CYS:ATL Atlantic Insurance Co Public Ltd CYS:ATL
83 GF Score
Price €2.34
GF Value €2.96
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Atlantic Insurance Co Public Net Margin %?

Atlantic Insurance Co Public CYS:ATL 83 Net Margin % is 55.81% as of Dec. 2025, which is 83% above its 10-year median of 30.58. GuruFocus rates CYS:ATL with a GF Score™ of 83/100 and a GF Value™ of €2.96 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, Atlantic Insurance Co Public ranks better than 96.63% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Atlantic Insurance Co Public's Net Income for the six months ended in Dec. 2025 was €9.90 Mil. Atlantic Insurance Co Public's Revenue for the six months ended in Dec. 2025 was €17.74 Mil. Therefore, Atlantic Insurance Co Public's net margin for the quarter that ended in Dec. 2025 was 55.81%.

The historical rank and industry rank for Atlantic Insurance Co Public's Net Margin % or its related term are showing as below:

CYS:ATL' s Net Margin % Range Over the Past 10 Years
Min: 11.65   Med: 30.58   Max: 58.68
Current: 58.68


CYS:ATL's Net Margin % is ranked better than
96.63% of 504 companies
in the Insurance industry
Industry Median: 9.275 vs CYS:ATL: 58.68

Atlantic Insurance Co Public  (CYS:ATL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Atlantic Insurance Co Public Net Margin % Related Terms


Atlantic Insurance Co Public Net Margin % Historical Data

* Premium members only.

The historical data trend for Atlantic Insurance Co Public's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Insurance Co Public Net Margin % Chart

Atlantic Insurance Co Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.74 29.94 49.54 46.95 58.68

Atlantic Insurance Co Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.71 41.58 51.15 61.74 55.81

CYS:ATL vs CB, PGR, TRV: Net Margin % Comparison

For the Insurance - Property & Casualty subindustry, Atlantic Insurance Co Public's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Insurance Co Public Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Atlantic Insurance Co Public's Net Margin % distribution charts can be found below:

* The bar in red indicates where Atlantic Insurance Co Public's Net Margin % falls into.


CYS:ATL
83GF Score
Atlantic Insurance Co Public Ltd CYS:ATL
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlantic Insurance Co Public Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Atlantic Insurance Co Public's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=20.181/34.391
=58.68 %

Atlantic Insurance Co Public's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=9.902/17.741
=55.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 55.81% mean?
Atlantic Insurance Co Public (CYS:ATL) has a Net Margin % of 55.81% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Atlantic Insurance Co Public and its competitors. This is 83% above median its historical median of 30.58. Over the past decade, Atlantic Insurance Co Public's Net Margin % has ranged from 11.65 to 58.68. According to the industry distribution chart, Atlantic Insurance Co Public ranks #17 out of 504 companies in the Insurance industry, placing it in the top 3.4%.
Is Atlantic Insurance Co Public's Net Margin % too high?
Atlantic Insurance Co Public's current Net Margin % of 55.81% is 83% above median its 10-year median of 30.58. Over the past 10 years, this metric has ranged from a low of 11.65 to a high of 58.68. The Insurance industry median Net Margin % is 9.28. Atlantic Insurance Co Public's value of 55.81% is 501.7% above this industry median. Based on the distribution chart, Atlantic Insurance Co Public ranks #17 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Atlantic Insurance Co Public has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Insurance Co Public's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Atlantic Insurance Co Public ranks #17 out of 504 companies for Net Margin %. This places Atlantic Insurance Co Public in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.28. Atlantic Insurance Co Public's value of 55.81% is 501.7% above this benchmark. Historically, Atlantic Insurance Co Public's own Net Margin % has ranged from 11.65 to 58.68 over the past decade. While the company's 10-year median is 30.58 vs. the industry median of 9.28, Atlantic Insurance Co Public has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic Insurance Co Public's current Net Margin % of 55.81% is 501.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Atlantic Insurance Co Public and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic Insurance Co Public's current Net Margin % is 55.81%, which is 83% above median its own 10-year median of 30.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Insurance Co Public stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Insurance Co Public (CYS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.96, compared to a current price of €2.34 — trading 20.9% below its estimated fair value. The current Net Margin % is 55.81%, which is 83% above median its 10-year median of 30.58 and 501.7% above the Insurance industry median of 9.28. Atlantic Insurance Co Public's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Atlantic Insurance Co Public (CYS:ATL), the current Net Margin % is 55.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Insurance Co Public (CYS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Insurance Co Public stock appears to be undervalued. The current stock price of €2.34 is trading 20.9% below its estimated GF Value™ of €2.96. GuruFocus considers Atlantic Insurance Co Public to be Modestly Undervalued.

Key valuation signals for CYS:ATL:

  • Net Margin %: 55.81% (83% above median its 10-year median of 30.58)
  • GF Value™: €2.96 vs. price of €2.34 (20.9% below fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 501.7% above the Insurance median (#17 of 504)

No single metric tells the full story. See the CYS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Insurance Co Public Business Description

Address 15 Esperidon Street, Atlantic Building, Strovolos, CYP, CY-2001
Atlantic Insurance Co Public Ltd is an insurance company based in Cyprus. The company's operating segment includes general Insurance and Financial Services. It generates maximum revenue in the form of Premiums from the Insurance segment. The company offers undertaking of insurance business of the classes such as Motor, Household, Fire and Special Perils, Burglary, Medical, Personal Accident, Health Insurance, Travel, and Marine Cargo and other Property Damage, General Liability, Credit and Guarantees and miscellaneous, general business, the possession of land with the intention of its division into plots and their disposal and the provision of financial consultancy and brokerage services.
83GF Score

Get the complete analysis for CYS:ATL

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.34
Price
€2.96
GF Value