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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Atlantic Insurance Co Public's Total Liabilities for the quarter that ended in Dec. 2025 was €21.08 Mil. Atlantic Insurance Co Public's Total Assets for the quarter that ended in Dec. 2025 was €102.92 Mil.
Therefore, Atlantic Insurance Co Public's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.21.
Atlantic Insurance Co Public (CYS:ATL) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Atlantic Insurance Co Public Liabilities-to-Assets Related Terms
Atlantic Insurance Co Public Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Atlantic Insurance Co Public Liabilities-to-Assets Chart
CYS:ATL vs CB, PGR, TRV: Liabilities-to-Assets Comparison
For the Insurance - Property & Casualty subindustry, Atlantic Insurance Co Public's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlantic Insurance Co Public Liabilities-to-Assets vs Insurance Industry
For the Insurance industry and Financial Services sector, Atlantic Insurance Co Public's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Atlantic Insurance Co Public's Liabilities-to-Assets falls into.
Atlantic Insurance Co Public Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Atlantic Insurance Co Public's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Atlantic Insurance Co Public (CYS:ATL) has a Liabilities-to-Assets of 0.21 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Atlantic Insurance Co Public and its competitors.
Is Atlantic Insurance Co Public's Liabilities-to-Assets too high?
Atlantic Insurance Co Public's current Liabilities-to-Assets is 0.21. Overall, Atlantic Insurance Co Public has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Insurance Co Public's Liabilities-to-Assets compare to CB and PGR?
Atlantic Insurance Co Public's Liabilities-to-Assets of 0.21 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Atlantic Insurance Co Public and its competitors. Atlantic Insurance Co Public's current Liabilities-to-Assets is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Insurance Co Public stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Insurance Co Public (CYS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.04, compared to a current price of €2.34 — trading 23% below its estimated fair value. The current Liabilities-to-Assets is 0.21. Atlantic Insurance Co Public's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Atlantic Insurance Co Public (CYS:ATL), the current Liabilities-to-Assets is 0.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlantic Insurance Co Public (CYS:ATL) Overvalued in 2026?
Based on GuruFocus' analysis, Atlantic Insurance Co Public stock appears to be undervalued.
The current stock price of €2.34 is trading 23% below its estimated GF Value™ of €3.04.
GuruFocus considers Atlantic Insurance Co Public to be Modestly Undervalued.
Key valuation signals for CYS:ATL:
Liabilities-to-Assets: 0.21
GF Value™: €3.04 vs. price of €2.34 (23% below fair value)
No single metric tells the full story. See the CYS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlantic Insurance Co Public Ltd is an insurance company based in Cyprus. The company's operating segment includes general Insurance and Financial Services. It generates maximum revenue in the form of Premiums from the Insurance segment. The company offers undertaking of insurance business of the classes such as Motor, Household, Fire and Special Perils, Burglary, Medical, Personal Accident, Health Insurance, Travel, and Marine Cargo and other Property Damage, General Liability, Credit and Guarantees and miscellaneous, general business, the possession of land with the intention of its division into plots and their disposal and the provision of financial consultancy and brokerage services.
71GF Score
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