Atlantic Insurance Co Public (CYS:ATL) Debt-to-EBITDA : N/A (As of Dec. 2025)

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CYS:ATL Atlantic Insurance Co Public Ltd CYS:ATL
72 GF Score
Price €2.36
GF Value €3.01
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Atlantic Insurance Co Public Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Atlantic Insurance Co Public's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.01 Mil. Atlantic Insurance Co Public's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.00 Mil. Atlantic Insurance Co Public's annualized EBITDA for the quarter that ended in Dec. 2025 was €0.00 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Atlantic Insurance Co Public's Debt-to-EBITDA or its related term are showing as below:

CYS:ATL's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.21
* Ranked among companies with meaningful Debt-to-EBITDA only.

Atlantic Insurance Co Public  (CYS:ATL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Atlantic Insurance Co Public Debt-to-EBITDA Related Terms


Atlantic Insurance Co Public Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Atlantic Insurance Co Public's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Insurance Co Public Debt-to-EBITDA Chart

Atlantic Insurance Co Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 N/A N/A N/A N/A

Atlantic Insurance Co Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 0.01 N/A 0.00 N/A

CYS:ATL vs CB, PGR, TRV: Debt-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Atlantic Insurance Co Public's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Insurance Co Public Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Atlantic Insurance Co Public's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Atlantic Insurance Co Public's Debt-to-EBITDA falls into.


CYS:ATL
72GF Score
Atlantic Insurance Co Public Ltd CYS:ATL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Atlantic Insurance Co Public Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Atlantic Insurance Co Public's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Atlantic Insurance Co Public's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Is Atlantic Insurance Co Public (CYS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Insurance Co Public stock appears to be undervalued. The current stock price of €2.36 is trading 21.6% below its estimated GF Value™ of €3.01. GuruFocus considers Atlantic Insurance Co Public to be Modestly Undervalued.

Key valuation signals for CYS:ATL:

  • Debt-to-EBITDA: N/A
  • GF Value™: €3.01 vs. price of €2.36 (21.6% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the CYS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Insurance Co Public Business Description

Address 15 Esperidon Street, Atlantic Building, Strovolos, CYP, CY-2001
Atlantic Insurance Co Public Ltd is an insurance company based in Cyprus. The company's operating segment includes general Insurance and Financial Services. It generates maximum revenue in the form of Premiums from the Insurance segment. The company offers undertaking of insurance business of the classes such as Motor, Household, Fire and Special Perils, Burglary, Medical, Personal Accident, Health Insurance, Travel, and Marine Cargo and other Property Damage, General Liability, Credit and Guarantees and miscellaneous, general business, the possession of land with the intention of its division into plots and their disposal and the provision of financial consultancy and brokerage services.
72GF Score

Get the complete analysis for CYS:ATL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.36
Price
€3.01
GF Value