Atlantic Insurance Co Public (CYS:ATL) OCF Margin %: 20.26% (As of Dec. 2025) — 10% Below Median


CYS:ATL Atlantic Insurance Co Public Ltd CYS:ATL
83 GF Score
Price €2.34
GF Value €2.96
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Atlantic Insurance Co Public OCF Margin %?

Atlantic Insurance Co Public CYS:ATL 83 OCF Margin % is 20.26% as of Dec. 2025, which is 10% below its 10-year median of 22.50. GuruFocus rates CYS:ATL with a GF Score™ of 83/100 and a GF Value™ of €2.96 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, Atlantic Insurance Co Public ranks better than 69.5% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Atlantic Insurance Co Public's Cash Flow from Operations for the six months ended in Dec. 2025 was €3.59 Mil. Atlantic Insurance Co Public's Revenue for the six months ended in Dec. 2025 was €17.74 Mil. Therefore, Atlantic Insurance Co Public's OCF Margin % for the quarter that ended in Dec. 2025 was 20.26%.

As of today, Atlantic Insurance Co Public's current OCF Yield % is 7.22%.

The historical rank and industry rank for Atlantic Insurance Co Public's OCF Margin % or its related term are showing as below:

CYS:ATL' s OCF Margin % Range Over the Past 10 Years
Min: 17.22   Med: 22.5   Max: 32.31
Current: 19.13


During the past 13 years, the highest OCF Margin % of Atlantic Insurance Co Public was 32.31%. The lowest was 17.22%. And the median was 22.50%.

CYS:ATL's OCF Margin % is ranked better than
69.5% of 505 companies
in the Insurance industry
Industry Median: 10.85 vs CYS:ATL: 19.13


Atlantic Insurance Co Public OCF Margin % Related Terms


Atlantic Insurance Co Public OCF Margin % Historical Data

* Premium members only.

The historical data trend for Atlantic Insurance Co Public's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Insurance Co Public OCF Margin % Chart

Atlantic Insurance Co Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.36 24.15 17.22 21.76 19.13

Atlantic Insurance Co Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.94 64.72 -11.87 17.93 20.26

CYS:ATL vs CB, PGR, TRV: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Atlantic Insurance Co Public's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Insurance Co Public OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Atlantic Insurance Co Public's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Atlantic Insurance Co Public's OCF Margin % falls into.


CYS:ATL
83GF Score
Atlantic Insurance Co Public Ltd CYS:ATL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlantic Insurance Co Public OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Atlantic Insurance Co Public's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=6.579/34.391
=19.13 %

Atlantic Insurance Co Public's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=3.594/17.741
=20.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 20.26% mean?
Atlantic Insurance Co Public (CYS:ATL) has a OCF Margin % of 20.26% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Atlantic Insurance Co Public and its competitors. This is 10% below median its historical median of 22.50. Over the past decade, Atlantic Insurance Co Public's OCF Margin % has ranged from 17.22 to 32.31. According to the industry distribution chart, Atlantic Insurance Co Public ranks #154 out of 505 companies in the Insurance industry, placing it in the top 30.5%.
Is Atlantic Insurance Co Public's OCF Margin % too high?
Atlantic Insurance Co Public's current OCF Margin % of 20.26% is 10% below median its 10-year median of 22.50. Over the past 10 years, this metric has ranged from a low of 17.22 to a high of 32.31. The Insurance industry median OCF Margin % is 10.85. Atlantic Insurance Co Public's value of 20.26% is 86.7% above this industry median. Based on the distribution chart, Atlantic Insurance Co Public ranks #154 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Atlantic Insurance Co Public has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Insurance Co Public's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Atlantic Insurance Co Public ranks #154 out of 505 companies for OCF Margin %. This puts Atlantic Insurance Co Public in the upper half of its industry. The industry median OCF Margin % is 10.85. Atlantic Insurance Co Public's value of 20.26% is 86.7% above this benchmark. Historically, Atlantic Insurance Co Public's own OCF Margin % has ranged from 17.22 to 32.31 over the past decade. While the company's 10-year median is 22.50 vs. the industry median of 10.85, Atlantic Insurance Co Public has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic Insurance Co Public's current OCF Margin % of 20.26% is 86.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Atlantic Insurance Co Public and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic Insurance Co Public's current OCF Margin % is 20.26%, which is 10% below median its own 10-year median of 22.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Insurance Co Public stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Insurance Co Public (CYS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.96, compared to a current price of €2.34 — trading 20.9% below its estimated fair value. The current OCF Margin % is 20.26%, which is 10% below median its 10-year median of 22.50 and 86.7% above the Insurance industry median of 10.85. Atlantic Insurance Co Public's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Atlantic Insurance Co Public (CYS:ATL), the current OCF Margin % is 20.26% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Insurance Co Public (CYS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Insurance Co Public stock appears to be undervalued. The current stock price of €2.34 is trading 20.9% below its estimated GF Value™ of €2.96. GuruFocus considers Atlantic Insurance Co Public to be Modestly Undervalued.

Key valuation signals for CYS:ATL:

  • OCF Margin %: 20.26% (10% below median its 10-year median of 22.50)
  • GF Value™: €2.96 vs. price of €2.34 (20.9% below fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 86.7% above the Insurance median (#154 of 505)

No single metric tells the full story. See the CYS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Insurance Co Public Business Description

Address 15 Esperidon Street, Atlantic Building, Strovolos, CYP, CY-2001
Atlantic Insurance Co Public Ltd is an insurance company based in Cyprus. The company's operating segment includes general Insurance and Financial Services. It generates maximum revenue in the form of Premiums from the Insurance segment. The company offers undertaking of insurance business of the classes such as Motor, Household, Fire and Special Perils, Burglary, Medical, Personal Accident, Health Insurance, Travel, and Marine Cargo and other Property Damage, General Liability, Credit and Guarantees and miscellaneous, general business, the possession of land with the intention of its division into plots and their disposal and the provision of financial consultancy and brokerage services.
83GF Score

Get the complete analysis for CYS:ATL

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.34
Price
€2.96
GF Value