Atlantic Insurance Co Public (CYS:ATL) EV-to-EBITDA: 8.11 (As of Aug. 16, 2026) — 43% Above Median

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CYS:ATL Atlantic Insurance Co Public Ltd CYS:ATL
69 GF Score
Price €2.36
GF Value €3.02
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Atlantic Insurance Co Public EV-to-EBITDA?

Atlantic Insurance Co Public CYS:ATL 69 EV-to-EBITDA is 8.11 as of Aug. 16, 2026, which is 43% above its 10-year median of 5.69. GuruFocus rates CYS:ATL with a GF Score™ of 69/100 and a GF Value™ of €3.02 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 347 Insurance companies, Atlantic Insurance Co Public ranks worse than 50.72% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Atlantic Insurance Co Public's enterprise value is €90.65 Mil. Atlantic Insurance Co Public's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €11.18 Mil. Therefore, Atlantic Insurance Co Public's EV-to-EBITDA for today is 8.11.

The historical rank and industry rank for Atlantic Insurance Co Public's EV-to-EBITDA or its related term are showing as below:

CYS:ATL' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.32   Med: 5.69   Max: 18.13
Current: 8.11

During the past 13 years, the highest EV-to-EBITDA of Atlantic Insurance Co Public was 18.13. The lowest was 3.32. And the median was 5.69.

CYS:ATL's EV-to-EBITDA is ranked worse than
50.72% of 347 companies
in the Insurance industry
Industry Median: 8.04 vs CYS:ATL: 8.11

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-16), Atlantic Insurance Co Public's stock price is €2.36. Atlantic Insurance Co Public's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.518. Therefore, Atlantic Insurance Co Public's PE Ratio (TTM) for today is 4.56.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Atlantic Insurance Co Public  (CYS:ATL) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Atlantic Insurance Co Public's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.36/0.518
=4.56

Atlantic Insurance Co Public's share price for today is €2.36.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Atlantic Insurance Co Public's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.518.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Atlantic Insurance Co Public EV-to-EBITDA Related Terms


Atlantic Insurance Co Public EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Atlantic Insurance Co Public's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Insurance Co Public EV-to-EBITDA Chart

Atlantic Insurance Co Public Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.19 0.00 0.00 0.00 0.00

Atlantic Insurance Co Public Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CYS:ATL vs CB, PGR, TRV: EV-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Atlantic Insurance Co Public's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Insurance Co Public EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Atlantic Insurance Co Public's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Atlantic Insurance Co Public's EV-to-EBITDA falls into.


CYS:ATL
69GF Score
Atlantic Insurance Co Public Ltd CYS:ATL
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Atlantic Insurance Co Public EV-to-EBITDA Calculation

Atlantic Insurance Co Public's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=90.646/11.175
=8.11

Atlantic Insurance Co Public's current Enterprise Value is €90.65 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Atlantic Insurance Co Public's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €11.18 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 8.11 mean?
Atlantic Insurance Co Public (CYS:ATL) has a EV-to-EBITDA of 8.11 as of Aug. 16, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Atlantic Insurance Co Public. This is 43% above median its historical median of 5.69. Over the past decade, Atlantic Insurance Co Public's EV-to-EBITDA has ranged from 3.32 to 18.13. According to the industry distribution chart, Atlantic Insurance Co Public ranks #176 out of 347 companies in the Insurance industry, placing it in the top 50.7%.
Is Atlantic Insurance Co Public's EV-to-EBITDA too high?
Atlantic Insurance Co Public's current EV-to-EBITDA of 8.11 is 43% above median its 10-year median of 5.69. Over the past 10 years, this metric has ranged from a low of 3.32 to a high of 18.13. The Insurance industry median EV-to-EBITDA is 8.04. Atlantic Insurance Co Public's value of 8.11 is 0.9% above this industry median. Based on the distribution chart, Atlantic Insurance Co Public ranks #176 out of 347 companies in the Insurance industry, which is below the industry midpoint. Overall, Atlantic Insurance Co Public has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Insurance Co Public's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Atlantic Insurance Co Public ranks #176 out of 347 companies for EV-to-EBITDA. This places Atlantic Insurance Co Public in the lower half of its industry. The industry median EV-to-EBITDA is 8.04. Atlantic Insurance Co Public's value of 8.11 is 0.9% above this benchmark. Historically, Atlantic Insurance Co Public's own EV-to-EBITDA has ranged from 3.32 to 18.13 over the past decade. While the company's 10-year median is 5.69 vs. the industry median of 8.04, Atlantic Insurance Co Public has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.04, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic Insurance Co Public's current EV-to-EBITDA of 8.11 is 0.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Atlantic Insurance Co Public. For the Insurance industry, the median EV-to-EBITDA is 8.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic Insurance Co Public's current EV-to-EBITDA is 8.11, which is 43% above median its own 10-year median of 5.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Insurance Co Public stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Insurance Co Public (CYS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.02, compared to a current price of €2.36 — trading 21.9% below its estimated fair value. The current EV-to-EBITDA is 8.11, which is 43% above median its 10-year median of 5.69 and 0.9% above the Insurance industry median of 8.04. Atlantic Insurance Co Public's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Atlantic Insurance Co Public (CYS:ATL), the current EV-to-EBITDA is 8.11 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Insurance Co Public (CYS:ATL) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Insurance Co Public stock appears to be undervalued. The current stock price of €2.36 is trading 21.9% below its estimated GF Value™ of €3.02. GuruFocus considers Atlantic Insurance Co Public to be Modestly Undervalued.

Key valuation signals for CYS:ATL:

  • EV-to-EBITDA: 8.11 (43% above median its 10-year median of 5.69)
  • GF Value™: €3.02 vs. price of €2.36 (21.9% below fair value)
  • GF Score™: 69/100 with 2 warning signs
  • Industry Position: 0.9% above the Insurance median (#176 of 347)

No single metric tells the full story. See the CYS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Insurance Co Public Business Description

Address 15 Esperidon Street, Atlantic Building, Strovolos, CYP, CY-2001
Atlantic Insurance Co Public Ltd is an insurance company based in Cyprus. The company's operating segment includes general Insurance and Financial Services. It generates maximum revenue in the form of Premiums from the Insurance segment. The company offers undertaking of insurance business of the classes such as Motor, Household, Fire and Special Perils, Burglary, Medical, Personal Accident, Health Insurance, Travel, and Marine Cargo and other Property Damage, General Liability, Credit and Guarantees and miscellaneous, general business, the possession of land with the intention of its division into plots and their disposal and the provision of financial consultancy and brokerage services.
69GF Score

Get the complete analysis for CYS:ATL

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.36
Price
€3.02
GF Value