AlRayan Bank (DSMD:MARK) Cyclically Adjusted FCF per Share: ر.ق-0.19 (As of Jun. 2026)

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DSMD:MARK AlRayan Bank DSMD:MARK
59 GF Score
Price ر.ق1.97
GF Value ر.ق2.23
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is AlRayan Bank Cyclically Adjusted FCF per Share?

AlRayan Bank DSMD:MARK -0.51% 59 Cyclically Adjusted FCF per Share is ر.ق-0.19 as of Jun. 2026. GuruFocus rates DSMD:MARK with a GF Score™ of 59/100 and a GF Value™ of ر.ق2.23 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

AlRayan Bank's adjusted free cash flow per share for the three months ended in Jun. 2026 was ر.ق0.377. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ر.ق-0.19 for the trailing ten years ended in Jun. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 9.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of AlRayan Bank was 24.10% per year. The lowest was 9.60% per year. And the median was 16.85% per year.

As of today (2026-07-30), AlRayan Bank's current stock price is ر.ق1.97. AlRayan Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was ر.ق-0.19. AlRayan Bank's Cyclically Adjusted Price-to-FCF of today is .


AlRayan Bank  (DSMD:MARK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


AlRayan Bank Cyclically Adjusted FCF per Share Related Terms


AlRayan Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for AlRayan Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlRayan Bank Cyclically Adjusted FCF per Share Chart

AlRayan Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.58 -0.23 -0.14 0.00 -0.17

AlRayan Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.12 -0.20 -0.17 -0.22 -0.19

DSMD:MARK vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, AlRayan Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlRayan Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, AlRayan Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where AlRayan Bank's Cyclically Adjusted Price-to-FCF falls into.


DSMD:MARK
59GF Score
AlRayan Bank DSMD:MARK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AlRayan Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AlRayan Bank's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.377/333.9520*333.9520
=0.377

Current CPI (Jun. 2026) = 333.9520.

AlRayan Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.255 241.428 -0.353
201612 0.834 241.432 1.154
201703 -0.792 243.801 -1.085
201706 0.079 244.955 0.108
201709 0.866 246.819 1.172
201712 -0.289 246.524 -0.391
201803 0.329 249.554 0.440
201806 -0.584 251.989 -0.774
201809 -0.520 252.439 -0.688
201812 -0.087 251.233 -0.116
201903 -0.174 254.202 -0.229
201906 0.394 256.143 0.514
201909 -0.125 256.759 -0.163
201912 0.263 256.974 0.342
202003 -0.305 258.115 -0.395
202006 0.334 257.797 0.433
202009 0.351 260.280 0.450
202012 -0.548 260.474 -0.703
202103 -1.136 264.877 -1.432
202106 0.153 271.696 0.188
202109 0.202 274.310 0.246
202112 -1.747 278.802 -2.093
202203 0.104 287.504 0.121
202206 0.989 296.311 1.115
202209 0.099 296.808 0.111
202212 -0.204 296.797 -0.230
202303 -0.049 301.836 -0.054
202306 0.919 305.109 1.006
202309 0.336 307.789 0.365
202312 0.220 306.746 0.240
202403 -1.691 312.332 -1.808
202406 -0.201 314.175 -0.214
202409 -0.038 315.301 -0.040
202412 0.773 315.605 0.818
202503 -0.436 319.799 -0.455
202506 0.396 322.561 0.410
202509 -0.189 324.800 -0.194
202512 0.071 324.054 0.073
202603 -0.158 330.213 -0.160
202606 0.377 333.952 0.377

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ر.ق-0.19 mean?
AlRayan Bank (DSMD:MARK) has a Cyclically Adjusted FCF per Share of ر.ق-0.19 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on AlRayan Bank and its competitors.
Is AlRayan Bank's Cyclically Adjusted FCF per Share too high?
AlRayan Bank's current Cyclically Adjusted FCF per Share is ر.ق-0.19. Overall, AlRayan Bank has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AlRayan Bank's Cyclically Adjusted FCF per Share compare to PNC and USB?
AlRayan Bank's Cyclically Adjusted FCF per Share of ر.ق-0.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on AlRayan Bank and its competitors. AlRayan Bank's current Cyclically Adjusted FCF per Share is ر.ق-0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlRayan Bank stock overvalued right now?
Based on GuruFocus' analysis, AlRayan Bank (DSMD:MARK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق2.23, compared to a current price of ر.ق1.97 — trading 11.7% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ر.ق-0.19. AlRayan Bank's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For AlRayan Bank (DSMD:MARK), the current Cyclically Adjusted FCF per Share is ر.ق-0.19 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AlRayan Bank (DSMD:MARK) Overvalued in 2026?

Based on GuruFocus' analysis, AlRayan Bank stock appears to be undervalued. The current stock price of ر.ق1.97 is trading 11.7% below its estimated GF Value™ of ر.ق2.23. GuruFocus considers AlRayan Bank to be Modestly Undervalued.

Key valuation signals for DSMD:MARK:

  • Cyclically Adjusted FCF per Share: ر.ق-0.19
  • GF Value™: ر.ق2.23 vs. price of ر.ق1.97 (11.7% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the DSMD:MARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AlRayan Bank Business Description

Address 69 Alad Al Sharqi Street, P.O. Box 28888, Lusail Marina, Doha, QAT
AlRayan Bank is engaged in Islamic banking, financing, investing, and brokerage activities. The services provided by the company include Retail banking, Corporate banking, Private banking, Investments, Credit cards, Debit cards, and other financial products.
59GF Score

Get the complete analysis for DSMD:MARK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق1.97
Price
ر.ق2.23
GF Value