AlRayan Bank (DSMD:MARK) OCF Yield %: 6.30 (As of Jul. 12, 2026)


DSMD:MARK AlRayan Bank DSMD:MARK
59 GF Score
Price ر.ق2.00
GF Value ر.ق2.60
Valuation Modestly Undervalued
! 5 Warning Signs
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What is AlRayan Bank OCF Yield %?

AlRayan Bank DSMD:MARK -0.10% 59 OCF Yield % is 6.30 as of Jul. 12, 2026. GuruFocus rates DSMD:MARK with a GF Score™ of 59/100 and a GF Value™ of ر.ق2.60 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, AlRayan Bank ranks worse than 62.63% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, AlRayan Bank's Trailing 12-Month Cash Flow from Operations is ر.ق1,172 Mil, and Market Cap is ر.ق18,619 Mil. Therefore, AlRayan Bank's OCF Yield % for today is 6.30%.

The historical rank and industry rank for AlRayan Bank's OCF Yield % or its related term are showing as below:

DSMD:MARK' s OCF Yield % Range Over the Past 10 Years
Min: -73.02   Med: -3.31   Max: 62.21
Current: 6.3


During the past 13 years, the highest OCF Yield % of AlRayan Bank was 62.21%. The lowest was -73.02%. And the median was -3.31%.

DSMD:MARK's OCF Yield % is ranked worse than
62.63% of 1504 companies
in the Banks industry
Industry Median: 9.225 vs DSMD:MARK: 6.30

AlRayan Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


AlRayan Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


AlRayan Bank OCF Yield % Related Terms


AlRayan Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for AlRayan Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlRayan Bank OCF Yield % Chart

AlRayan Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -46.30 32.04 53.89 -46.48 -6.90

AlRayan Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -77.10 67.71 -31.22 13.47 -28.60

DSMD:MARK vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, AlRayan Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlRayan Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, AlRayan Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where AlRayan Bank's OCF Yield % falls into.


DSMD:MARK
59GF Score
AlRayan Bank DSMD:MARK
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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AlRayan Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

AlRayan Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-1408.383 / 20404.2
=-6.90%

AlRayan Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-1452.36 * 4 / 20311.2
=-28.60%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 6.30 mean?
AlRayan Bank (DSMD:MARK) has a OCF Yield % of 6.30 as of Jul. 12, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on AlRayan Bank and its competitors. According to the industry distribution chart, AlRayan Bank ranks #942 out of 1504 companies in the Banks industry, placing it in the top 62.6%.
Is AlRayan Bank's OCF Yield % too high?
AlRayan Bank's current OCF Yield % is 6.30. The Banks industry median OCF Yield % is 9.23. AlRayan Bank's value of 6.30 is 31.7% below this industry median. Based on the distribution chart, AlRayan Bank ranks #942 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, AlRayan Bank has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AlRayan Bank's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, AlRayan Bank ranks #942 out of 1504 companies for OCF Yield %. This places AlRayan Bank in the lower half of its industry. The industry median OCF Yield % is 9.23. AlRayan Bank's value of 6.30 is 31.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.23, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlRayan Bank's current OCF Yield % of 6.30 is 31.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on AlRayan Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlRayan Bank's current OCF Yield % is 6.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlRayan Bank stock overvalued right now?
Based on GuruFocus' analysis, AlRayan Bank (DSMD:MARK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق2.60, compared to a current price of ر.ق2.00 — trading 23.1% below its estimated fair value. The current OCF Yield % is 6.30 and 31.7% below the Banks industry median of 9.23. AlRayan Bank's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For AlRayan Bank (DSMD:MARK), the current OCF Yield % is 6.30 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AlRayan Bank (DSMD:MARK) Overvalued in 2026?

Based on GuruFocus' analysis, AlRayan Bank stock appears to be undervalued. The current stock price of ر.ق2.00 is trading 23.1% below its estimated GF Value™ of ر.ق2.60. GuruFocus considers AlRayan Bank to be Modestly Undervalued.

Key valuation signals for DSMD:MARK:

  • OCF Yield %: 6.30
  • GF Value™: ر.ق2.60 vs. price of ر.ق2.00 (23.1% below fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 31.7% below the Banks median (#942 of 1504)

No single metric tells the full story. See the DSMD:MARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AlRayan Bank Business Description

Address 69 Alad Al Sharqi Street, P.O. Box 28888, Lusail Marina, Doha, QAT
AlRayan Bank is engaged in Islamic banking, financing, investing, and brokerage activities. The services provided by the company include Retail banking, Corporate banking, Private banking, Investments, Credit cards, Debit cards, and other financial products.
59GF Score

Get the complete analysis for DSMD:MARK

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق2.00
Price
ر.ق2.60
GF Value