AlRayan Bank (DSMD:MARK) OCF Margin %: -184.43% (As of Mar. 2026)


DSMD:MARK AlRayan Bank DSMD:MARK
59 GF Score
Price ر.ق2.00
GF Value ر.ق2.60
Valuation Modestly Undervalued
! 5 Warning Signs
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What is AlRayan Bank OCF Margin %?

AlRayan Bank DSMD:MARK -0.10% 59 OCF Margin % is -184.43% as of Mar. 2026. GuruFocus rates DSMD:MARK with a GF Score™ of 59/100 and a GF Value™ of ر.ق2.60 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, AlRayan Bank ranks better than 69.55% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. AlRayan Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was ر.ق-1,452 Mil. AlRayan Bank's Revenue for the three months ended in Mar. 2026 was ر.ق788 Mil. Therefore, AlRayan Bank's OCF Margin % for the quarter that ended in Mar. 2026 was -184.43%.

As of today, AlRayan Bank's current OCF Yield % is 6.30%.

The historical rank and industry rank for AlRayan Bank's OCF Margin % or its related term are showing as below:

DSMD:MARK' s OCF Margin % Range Over the Past 10 Years
Min: -621.21   Med: -40.51   Max: 423.23
Current: 44.24

During the past 13 years, the highest OCF Margin % of AlRayan Bank was 423.23%. The lowest was -621.21%. And the median was -40.51%.

DSMD:MARK's OCF Margin % is ranked better than
69.55% of 1504 companies
in the Banks industry
Industry Median: 29.45 vs DSMD:MARK: 44.24

AlRayan Bank OCF Margin % Related Terms

AlRayan Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for AlRayan Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlRayan Bank OCF Margin % Chart

AlRayan Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -621.21 239.39 423.23 -342.46 -51.81

AlRayan Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -471.16 422.18 -182.04 1,517.41 -184.43

DSMD:MARK vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, AlRayan Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AlRayan Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, AlRayan Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where AlRayan Bank's OCF Margin % falls into.


DSMD:MARK
59GF Score
AlRayan Bank DSMD:MARK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AlRayan Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

AlRayan Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1408.383/2718.29
=-51.81 %

AlRayan Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-1452.36/787.501
=-184.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -184.43% mean?
AlRayan Bank (DSMD:MARK) has a OCF Margin % of -184.43% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AlRayan Bank and its competitors. According to the industry distribution chart, AlRayan Bank ranks #458 out of 1504 companies in the Banks industry, placing it in the top 30.5%.
Is AlRayan Bank's OCF Margin % too high?
AlRayan Bank's current OCF Margin % is -184.43%. Based on the distribution chart, AlRayan Bank ranks #458 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, AlRayan Bank has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AlRayan Bank's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, AlRayan Bank ranks #458 out of 1504 companies for OCF Margin %. This puts AlRayan Bank in the upper half of its industry. The industry median OCF Margin % is 29.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AlRayan Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlRayan Bank's current OCF Margin % is -184.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlRayan Bank stock overvalued right now?
Based on GuruFocus' analysis, AlRayan Bank (DSMD:MARK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق2.60, compared to a current price of ر.ق2.00 — trading 23.1% below its estimated fair value. The current OCF Margin % is -184.43%. AlRayan Bank's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For AlRayan Bank (DSMD:MARK), the current OCF Margin % is -184.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AlRayan Bank (DSMD:MARK) Overvalued in 2026?

Based on GuruFocus' analysis, AlRayan Bank stock appears to be undervalued. The current stock price of ر.ق2.00 is trading 23.1% below its estimated GF Value™ of ر.ق2.60. GuruFocus considers AlRayan Bank to be Modestly Undervalued.

Key valuation signals for DSMD:MARK:

  • OCF Margin %: -184.43%
  • GF Value™: ر.ق2.60 vs. price of ر.ق2.00 (23.1% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the DSMD:MARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AlRayan Bank Business Description

Address 69 Alad Al Sharqi Street, P.O. Box 28888, Lusail Marina, Doha, QAT
AlRayan Bank is engaged in Islamic banking, financing, investing, and brokerage activities. The services provided by the company include Retail banking, Corporate banking, Private banking, Investments, Credit cards, Debit cards, and other financial products.
59GF Score

Get the complete analysis for DSMD:MARK

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق2.00
Price
ر.ق2.60
GF Value