AlRayan Bank (DSMD:MARK) FCF Yield %: 5.81 (As of Jul. 12, 2026)


DSMD:MARK AlRayan Bank DSMD:MARK
59 GF Score
Price ر.ق2.00
GF Value ر.ق2.60
Valuation Modestly Undervalued
! 5 Warning Signs
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What is AlRayan Bank FCF Yield %?

AlRayan Bank DSMD:MARK -0.10% 59 FCF Yield % is 5.81 as of Jul. 12, 2026. GuruFocus rates DSMD:MARK with a GF Score™ of 59/100 and a GF Value™ of ر.ق2.60 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,506 Banks companies, AlRayan Bank ranks worse than 60.29% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, AlRayan Bank's Trailing 12-Month Free Cash Flow is ر.ق1,082 Mil, and Market Cap is ر.ق18,619 Mil. Therefore, AlRayan Bank's FCF Yield % for today is 5.81%.

The historical rank and industry rank for AlRayan Bank's FCF Yield % or its related term are showing as below:

DSMD:MARK' s FCF Yield % Range Over the Past 10 Years
Min: -73.54   Med: -3.39   Max: 61.75
Current: 5.81


During the past 13 years, the highest FCF Yield % of AlRayan Bank was 61.75%. The lowest was -73.54%. And the median was -3.39%.

DSMD:MARK's FCF Yield % is ranked worse than
60.29% of 1506 companies
in the Banks industry
Industry Median: 8.1 vs DSMD:MARK: 5.81

AlRayan Bank's FCF Margin % for the quarter that ended in Mar. 2026 was -186.13%.


AlRayan Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


AlRayan Bank FCF Yield % Related Terms


AlRayan Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for AlRayan Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlRayan Bank FCF Yield % Chart

AlRayan Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -46.42 31.18 53.50 -47.03 -7.37

AlRayan Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -77.44 67.20 -31.55 12.86 -28.87

DSMD:MARK vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, AlRayan Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlRayan Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, AlRayan Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where AlRayan Bank's FCF Yield % falls into.


DSMD:MARK
59GF Score
AlRayan Bank DSMD:MARK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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AlRayan Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

AlRayan Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1503.462 / 20404.2
=-7.37%

AlRayan Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-1465.812 * 4 / 20311.2
=-28.87%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 5.81 mean?
AlRayan Bank (DSMD:MARK) has a FCF Yield % of 5.81 as of Jul. 12, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AlRayan Bank and its competitors. According to the industry distribution chart, AlRayan Bank ranks #908 out of 1506 companies in the Banks industry, placing it in the top 60.3%.
Is AlRayan Bank's FCF Yield % too high?
AlRayan Bank's current FCF Yield % is 5.81. The Banks industry median FCF Yield % is 8.10. AlRayan Bank's value of 5.81 is 28.3% below this industry median. Based on the distribution chart, AlRayan Bank ranks #908 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, AlRayan Bank has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AlRayan Bank's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, AlRayan Bank ranks #908 out of 1506 companies for FCF Yield %. This places AlRayan Bank in the lower half of its industry. The industry median FCF Yield % is 8.10. AlRayan Bank's value of 5.81 is 28.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlRayan Bank's current FCF Yield % of 5.81 is 28.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AlRayan Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlRayan Bank's current FCF Yield % is 5.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlRayan Bank stock overvalued right now?
Based on GuruFocus' analysis, AlRayan Bank (DSMD:MARK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق2.60, compared to a current price of ر.ق2.00 — trading 23.1% below its estimated fair value. The current FCF Yield % is 5.81 and 28.3% below the Banks industry median of 8.10. AlRayan Bank's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For AlRayan Bank (DSMD:MARK), the current FCF Yield % is 5.81 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AlRayan Bank (DSMD:MARK) Overvalued in 2026?

Based on GuruFocus' analysis, AlRayan Bank stock appears to be undervalued. The current stock price of ر.ق2.00 is trading 23.1% below its estimated GF Value™ of ر.ق2.60. GuruFocus considers AlRayan Bank to be Modestly Undervalued.

Key valuation signals for DSMD:MARK:

  • FCF Yield %: 5.81
  • GF Value™: ر.ق2.60 vs. price of ر.ق2.00 (23.1% below fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 28.3% below the Banks median (#908 of 1506)

No single metric tells the full story. See the DSMD:MARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AlRayan Bank Business Description

Address 69 Alad Al Sharqi Street, P.O. Box 28888, Lusail Marina, Doha, QAT
AlRayan Bank is engaged in Islamic banking, financing, investing, and brokerage activities. The services provided by the company include Retail banking, Corporate banking, Private banking, Investments, Credit cards, Debit cards, and other financial products.
59GF Score

Get the complete analysis for DSMD:MARK

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق2.00
Price
ر.ق2.60
GF Value