AlRayan Bank (DSMD:MARK) GF Score: 59/100 (As of Jul. 16, 2026) — Near Median

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DSMD:MARK AlRayan Bank DSMD:MARK
59 GF Score
Price ر.ق2.00
GF Value ر.ق2.63
Valuation Modestly Undervalued
! 5 Warning Signs
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What is AlRayan Bank GF Score?

AlRayan Bank DSMD:MARK 59 GF Score is 59 as of Jul. 16, 2026, which is at its 10-year median of 59.00. GuruFocus rates DSMD:MARK with a GF Score™ of 59/100 and a GF Value™ of ر.ق2.63 (Modestly Undervalued). The stock has 5 warning signs investors should review.

AlRayan Bank has the GF Score of 59, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 3/10
3. Growth Rank : 4/10
4. GF Value Rank : 8/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes AlRayan Bank might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

AlRayan Bank  (DSMD:MARK) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

AlRayan Bank GF Score Related Terms

DSMD:MARK vs PNC, USB: GF Score Comparison

For the Banks - Regional subindustry, AlRayan Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AlRayan Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, AlRayan Bank's GF Score distribution charts can be found below:

* The bar in red indicates where AlRayan Bank's GF Score falls into.


DSMD:MARK
59GF Score
AlRayan Bank DSMD:MARK
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 59 mean?
AlRayan Bank (DSMD:MARK) has a GF Score of 59 as of Jul. 16, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on AlRayan Bank and its competitors. This is near median its historical median of 59.00. Over the past decade, AlRayan Bank's GF Score has ranged from 42.00 to 68.00.
Is AlRayan Bank's GF Score too high?
AlRayan Bank's current GF Score of 59 is near median its 10-year median of 59.00. Over the past 10 years, this metric has ranged from a low of 42.00 to a high of 68.00. Overall, AlRayan Bank has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AlRayan Bank's GF Score compare to PNC and USB?
AlRayan Bank's GF Score of 59 can be compared against companies in the Banks industry. Historically, AlRayan Bank's own GF Score has ranged from 42.00 to 68.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on AlRayan Bank and its competitors. AlRayan Bank's current GF Score is 59, which is near median its own 10-year median of 59.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlRayan Bank stock overvalued right now?
Based on GuruFocus' analysis, AlRayan Bank (DSMD:MARK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق2.63, compared to a current price of ر.ق2.00 — trading 24% below its estimated fair value. The current GF Score is 59, which is near median its 10-year median of 59.00. AlRayan Bank's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For AlRayan Bank (DSMD:MARK), the current GF Score is 59 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AlRayan Bank (DSMD:MARK) Overvalued in 2026?

Based on GuruFocus' analysis, AlRayan Bank stock appears to be undervalued. The current stock price of ر.ق2.00 is trading 24% below its estimated GF Value™ of ر.ق2.63. GuruFocus considers AlRayan Bank to be Modestly Undervalued.

Key valuation signals for DSMD:MARK:

  • GF Score: 59 (near median its 10-year median of 59.00)
  • GF Value™: ر.ق2.63 vs. price of ر.ق2.00 (24% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the DSMD:MARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AlRayan Bank Business Description

Address 69 Alad Al Sharqi Street, P.O. Box 28888, Lusail Marina, Doha, QAT
AlRayan Bank is engaged in Islamic banking, financing, investing, and brokerage activities. The services provided by the company include Retail banking, Corporate banking, Private banking, Investments, Credit cards, Debit cards, and other financial products.
59GF Score

Get the complete analysis for DSMD:MARK

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق2.00
Price
ر.ق2.63
GF Value