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FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AlRayan Bank's Free Cash Flow for the
three
months ended in Jun. 2026 was ر.ق3,518 Mil. AlRayan Bank's Revenue for the
three
months ended in Jun. 2026 was ر.ق817 Mil. Therefore, AlRayan Bank's FCF Margin % for the quarter that ended in Jun. 2026 was 430.49%.
The historical data trend for AlRayan Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AlRayan Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AlRayan Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, AlRayan Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where AlRayan Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AlRayan Bank (DSMD:MARK) has a FCF Margin % of 430.49% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AlRayan Bank and its competitors. According to the industry distribution chart, AlRayan Bank ranks #519 out of 1496 companies in the Banks industry, placing it in the top 34.7%.
Is AlRayan Bank's FCF Margin % too high?
AlRayan Bank's current FCF Margin % is 430.49%. The Banks industry median FCF Margin % is 27.17. AlRayan Bank's value of 430.49% is 1484.4% above this industry median. Based on the distribution chart, AlRayan Bank ranks #519 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, AlRayan Bank has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AlRayan Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, AlRayan Bank ranks #519 out of 1496 companies for FCF Margin %. This puts AlRayan Bank in the upper half of its industry. The industry median FCF Margin % is 27.17. AlRayan Bank's value of 430.49% is 1484.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.17, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlRayan Bank's current FCF Margin % of 430.49% is 1484.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AlRayan Bank and its competitors. For the Banks industry, the median FCF Margin % is 27.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlRayan Bank's current FCF Margin % is 430.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlRayan Bank stock overvalued right now?
Based on GuruFocus' analysis, AlRayan Bank (DSMD:MARK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق2.49, compared to a current price of ر.ق1.92 — trading 22.9% below its estimated fair value. The current FCF Margin % is 430.49% and 1484.4% above the Banks industry median of 27.17. AlRayan Bank's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AlRayan Bank (DSMD:MARK), the current FCF Margin % is 430.49% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AlRayan Bank (DSMD:MARK) Overvalued in 2026?
Based on GuruFocus' analysis, AlRayan Bank stock appears to be undervalued.
The current stock price of ر.ق1.92 is trading 22.9% below its estimated GF Value™ of ر.ق2.49.
GuruFocus considers AlRayan Bank to be Modestly Undervalued.
Key valuation signals for DSMD:MARK:
FCF Margin %: 430.49%
GF Value™: ر.ق2.49 vs. price of ر.ق1.92 (22.9% below fair value)
Industry Position: 1484.4% above the Banks median (#519 of 1496)
No single metric tells the full story. See the DSMD:MARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AlRayan Bank is engaged in Islamic banking, financing, investing, and brokerage activities. The services provided by the company include Retail banking, Corporate banking, Private banking, Investments, Credit cards, Debit cards, and other financial products.
57GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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