Byline Bancorp (FRA:44F) Cyclically Adjusted FCF per Share: €2.69 (As of Jun. 2026)

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FRA:44F Byline Bancorp Inc FRA:44F
67 GF Score
Price €32.40
GF Value €25.70
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Byline Bancorp Cyclically Adjusted FCF per Share?

Byline Bancorp FRA:44F +5.88% 67 Cyclically Adjusted FCF per Share is €2.69 as of Jun. 2026. GuruFocus rates FRA:44F with a GF Score™ of 67/100 and a GF Value™ of €25.70 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Byline Bancorp's adjusted free cash flow per share for the three months ended in Jun. 2026 was €0.255. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €2.69 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-26), Byline Bancorp's current stock price is €32.40. Byline Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €2.69. Byline Bancorp's Cyclically Adjusted Price-to-FCF of today is 12.04.

During the past 11 years, the highest Cyclically Adjusted Price-to-FCF of Byline Bancorp was 12.63. The lowest was 9.39. And the median was 10.83.


Byline Bancorp  (FRA:44F) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Byline Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=32.40/2.69
=12.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted Price-to-FCF of Byline Bancorp was 12.63. The lowest was 9.39. And the median was 10.83.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Byline Bancorp Cyclically Adjusted FCF per Share Related Terms


Byline Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Byline Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Byline Bancorp Cyclically Adjusted FCF per Share Chart

Byline Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.42

Byline Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.37 2.42 2.63 2.69

FRA:44F vs DCOM, HOPE, OCFC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Byline Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Byline Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Byline Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Byline Bancorp's Cyclically Adjusted Price-to-FCF falls into.


FRA:44F
67GF Score
Byline Bancorp Inc FRA:44F
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Byline Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Byline Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.255/333.9520*333.9520
=0.255

Current CPI (Jun. 2026) = 333.9520.

Byline Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.416 241.428 -0.575
201612 0.581 241.432 0.804
201703 0.142 243.801 0.195
201706 0.828 244.955 1.129
201709 -0.471 246.819 -0.637
201712 0.386 246.524 0.523
201803 0.689 249.554 0.922
201806 0.737 251.989 0.977
201809 0.170 252.439 0.225
201812 0.395 251.233 0.525
201903 0.304 254.202 0.399
201906 -0.586 256.143 -0.764
201909 0.527 256.759 0.685
201912 0.355 256.974 0.461
202003 0.557 258.115 0.721
202006 0.376 257.797 0.487
202009 -0.910 260.280 -1.168
202012 2.268 260.474 2.908
202103 0.313 264.877 0.395
202106 1.119 271.696 1.375
202109 -0.500 274.310 -0.609
202112 0.650 278.802 0.779
202203 2.192 287.504 2.546
202206 1.468 296.311 1.654
202209 0.867 296.808 0.976
202212 0.874 296.797 0.983
202303 1.216 301.836 1.345
202306 1.040 305.109 1.138
202309 1.665 307.789 1.807
202312 -0.126 306.746 -0.137
202403 1.301 312.332 1.391
202406 0.837 314.175 0.890
202409 0.392 315.301 0.415
202412 1.099 315.605 1.163
202503 0.539 319.799 0.563
202506 0.295 322.561 0.305
202509 0.694 324.800 0.714
202512 1.095 324.054 1.128
202603 1.039 330.213 1.051
202606 0.255 333.952 0.255

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €2.69 mean?
Byline Bancorp (FRA:44F) has a Cyclically Adjusted FCF per Share of €2.69 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Byline Bancorp and its competitors.
Is Byline Bancorp's Cyclically Adjusted FCF per Share too high?
Byline Bancorp's current Cyclically Adjusted FCF per Share is €2.69. Overall, Byline Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Byline Bancorp's Cyclically Adjusted FCF per Share compare to DCOM and HOPE?
Byline Bancorp's Cyclically Adjusted FCF per Share of €2.69 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Byline Bancorp and its competitors. Byline Bancorp's current Cyclically Adjusted FCF per Share is €2.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Byline Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Byline Bancorp (FRA:44F) is currently considered Modestly Overvalued. The stock's GF Value™ is €25.70, compared to a current price of €32.40 — trading 26.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €2.69. Byline Bancorp's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Byline Bancorp (FRA:44F), the current Cyclically Adjusted FCF per Share is €2.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Byline Bancorp (FRA:44F) Overvalued in 2026?

Based on GuruFocus' analysis, Byline Bancorp stock appears to be overvalued. The current stock price of €32.40 is trading 26.1% above its estimated GF Value™ of €25.70. GuruFocus considers Byline Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:44F:

  • Cyclically Adjusted FCF per Share: €2.69
  • GF Value™: €25.70 vs. price of €32.40 (26.1% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the FRA:44F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Byline Bancorp Business Description

Other Exchanges BY:USA
Address 180 North LaSalle Street, Suite 300, Chicago, IL, USA, 60601
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through a wholly-owned subsidiary of Byline Bank.
67GF Score

Get the complete analysis for FRA:44F

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.40
Price
€25.70
GF Value