Byline Bancorp (FRA:44F) FCF Yield %: 9.65 (As of Jun. 27, 2026) — 11% Below Median


FRA:44F Byline Bancorp Inc FRA:44F
66 GF Score
Price €30.00
GF Value €22.73
! 7 Warning Signs
View Full Analysis

What is Byline Bancorp FCF Yield %?

Byline Bancorp FRA:44F -5.66% 66 FCF Yield % is 9.65 as of Jun. 27, 2026, which is 11% below its 10-year median of 10.90. GuruFocus rates FRA:44F with a GF Score™ of 66/100 and a GF Value™ of €22.73. The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Byline Bancorp ranks better than 57.48% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Byline Bancorp's Trailing 12-Month Free Cash Flow is €141.3 Mil, and Market Cap is €1,500.8 Mil. Therefore, Byline Bancorp's FCF Yield % for today is 9.65%.

The historical rank and industry rank for Byline Bancorp's FCF Yield % or its related term are showing as below:

FRA:44F' s FCF Yield % Range Over the Past 10 Years
Min: 1.54   Med: 10.9   Max: 28.19
Current: 9.65


During the past 11 years, the highest FCF Yield % of Byline Bancorp was 28.19%. The lowest was 1.54%. And the median was 10.90%.

FRA:44F's FCF Yield % is ranked better than
57.48% of 1505 companies
in the Banks industry
Industry Median: 8.2 vs FRA:44F: 9.65

Byline Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 48.88%.


Byline Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Byline Bancorp FCF Yield % Related Terms


Byline Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for Byline Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Byline Bancorp FCF Yield % Chart

Byline Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.00 25.26 15.73 14.71 10.31

Byline Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.97 4.79 11.95 17.58 15.25

FRA:44F vs LKFN, CNOB, QCRH: FCF Yield % Comparison

For the Banks - Regional subindustry, Byline Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Byline Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Byline Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Byline Bancorp's FCF Yield % falls into.


FRA:44F
66GF Score
Byline Bancorp Inc FRA:44F
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Byline Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Byline Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=116.419 / 1129.5408
=10.31%

Byline Bancorp's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=46.791 * 4 / 1226.961
=15.25%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 9.65 mean?
Byline Bancorp (FRA:44F) has a FCF Yield % of 9.65 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Byline Bancorp and its competitors. This is 11% below median its historical median of 10.90. Over the past decade, Byline Bancorp's FCF Yield % has ranged from 1.54 to 28.19. According to the industry distribution chart, Byline Bancorp ranks #640 out of 1505 companies in the Banks industry, placing it in the top 42.5%.
Is Byline Bancorp's FCF Yield % too high?
Byline Bancorp's current FCF Yield % of 9.65 is 11% below median its 10-year median of 10.90. Over the past 10 years, this metric has ranged from a low of 1.54 to a high of 28.19. The Banks industry median FCF Yield % is 8.20. Byline Bancorp's value of 9.65 is 17.7% above this industry median. Based on the distribution chart, Byline Bancorp ranks #640 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Byline Bancorp has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Byline Bancorp's FCF Yield % compare to LKFN and CNOB?
According to the Banks industry distribution chart, Byline Bancorp ranks #640 out of 1505 companies for FCF Yield %. This puts Byline Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.20. Byline Bancorp's value of 9.65 is 17.7% above this benchmark. Historically, Byline Bancorp's own FCF Yield % has ranged from 1.54 to 28.19 over the past decade. While the company's 10-year median is 10.90 vs. the industry median of 8.20, Byline Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Byline Bancorp's current FCF Yield % of 9.65 is 17.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Byline Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Byline Bancorp's current FCF Yield % is 9.65, which is 11% below median its own 10-year median of 10.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Byline Bancorp stock overvalued right now?
Byline Bancorp (FRA:44F) has a current FCF Yield % of 9.65. The stock's GF Value™ is €22.73, compared to a current price of €30.00 — trading 32% above its estimated fair value. The current FCF Yield % is 9.65, which is 11% below median its 10-year median of 10.90 and 17.7% above the Banks industry median of 8.20. Byline Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Byline Bancorp (FRA:44F), the current FCF Yield % is 9.65 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Byline Bancorp (FRA:44F) Overvalued in 2026?

Based on GuruFocus' analysis, Byline Bancorp stock appears to be overvalued. The current stock price of €30.00 is trading 32% above its estimated GF Value™ of €22.73.

Key valuation signals for FRA:44F:

  • FCF Yield %: 9.65 (11% below median its 10-year median of 10.90)
  • GF Value™: €22.73 vs. price of €30.00 (32% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 17.7% above the Banks median (#640 of 1505)

No single metric tells the full story. See the FRA:44F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Byline Bancorp Business Description

Other Exchanges BY:USA
Address 180 North LaSalle Street, Suite 300, Chicago, IL, USA, 60601
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through a wholly-owned subsidiary of Byline Bank.
66GF Score

Get the complete analysis for FRA:44F

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.00
Price
€22.73
GF Value