Byline Bancorp (FRA:44F) E10: €2.05 (As of Mar. 2026)


FRA:44F Byline Bancorp Inc FRA:44F
66 GF Score
Price €31.80
GF Value €24.59
! 7 Warning Signs
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What is Byline Bancorp E10?

Byline Bancorp FRA:44F +5.30% 66 E10 is €2.05 as of Mar. 2026. GuruFocus rates FRA:44F with a GF Score™ of 66/100 and a GF Value™ of €24.59. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Byline Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.718. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €2.05 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-26), Byline Bancorp's current stock price is €31.80. Byline Bancorp's E10 for the quarter that ended in Mar. 2026 was €2.05. Byline Bancorp's Shiller PE Ratio of today is 15.51.

During the past 11 years, the highest Shiller PE Ratio of Byline Bancorp was 15.33. The lowest was 11.64. And the median was 13.57.


Byline Bancorp  (FRA:44F) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Byline Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=31.80/2.05
=15.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Byline Bancorp was 15.33. The lowest was 11.64. And the median was 13.57.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Byline Bancorp E10 Related Terms


Byline Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Byline Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Byline Bancorp E10 Chart

Byline Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.93

Byline Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.91 1.93 2.05

FRA:44F vs LKFN, CNOB, QCRH: E10 Comparison

For the Banks - Regional subindustry, Byline Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Byline Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Byline Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Byline Bancorp's Shiller PE Ratio falls into.


FRA:44F
66GF Score
Byline Bancorp Inc FRA:44F
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Byline Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Byline Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.718/330.2130*330.2130
=0.718

Current CPI (Mar. 2026) = 330.2130.

Byline Bancorp Quarterly Data

per share eps CPI Adj_EPS
201606 0.094 241.018 0.129
201609 0.057 241.428 0.078
201612 2.456 241.432 3.359
201703 0.210 243.801 0.284
201706 -0.160 244.955 -0.216
201709 0.268 246.819 0.359
201712 -0.025 246.524 -0.033
201803 0.178 249.554 0.236
201806 0.068 251.989 0.089
201809 0.334 252.439 0.437
201812 0.404 251.233 0.531
201903 0.301 254.202 0.391
201906 0.301 256.143 0.388
201909 0.354 256.759 0.455
201912 0.369 256.974 0.474
202003 0.063 258.115 0.081
202006 0.213 257.797 0.273
202009 0.289 260.280 0.367
202012 0.255 260.474 0.323
202103 0.470 264.877 0.586
202106 0.606 271.696 0.737
202109 0.561 274.310 0.675
202112 0.398 278.802 0.471
202203 0.527 287.504 0.605
202206 0.511 296.311 0.569
202209 0.616 296.808 0.685
202212 0.614 296.797 0.683
202303 0.598 301.836 0.654
202306 0.646 305.109 0.699
202309 0.609 307.789 0.653
202312 0.624 306.746 0.672
202403 0.644 312.332 0.681
202406 0.632 314.175 0.664
202409 0.622 315.301 0.651
202412 0.659 315.605 0.690
202503 0.592 319.799 0.611
202506 0.572 322.561 0.586
202509 0.699 324.800 0.711
202512 0.649 324.054 0.661
202603 0.718 330.213 0.718

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €2.05 mean?
Byline Bancorp (FRA:44F) has a E10 of €2.05 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Byline Bancorp and its competitors.
Is Byline Bancorp's E10 too high?
Byline Bancorp's current E10 is €2.05. Overall, Byline Bancorp has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Byline Bancorp's E10 compare to LKFN and CNOB?
Byline Bancorp's E10 of €2.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Byline Bancorp and its competitors. Byline Bancorp's current E10 is €2.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Byline Bancorp stock overvalued right now?
Byline Bancorp (FRA:44F) has a current E10 of €2.05. The stock's GF Value™ is €24.59, compared to a current price of €31.80 — trading 29.3% above its estimated fair value. The current E10 is €2.05. Byline Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Byline Bancorp (FRA:44F), the current E10 is €2.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Byline Bancorp (FRA:44F) Overvalued in 2026?

Based on GuruFocus' analysis, Byline Bancorp stock appears to be overvalued. The current stock price of €31.80 is trading 29.3% above its estimated GF Value™ of €24.59.

Key valuation signals for FRA:44F:

  • E10: €2.05
  • GF Value™: €24.59 vs. price of €31.80 (29.3% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FRA:44F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Byline Bancorp Business Description

Other Exchanges BY:USA
Address 180 North LaSalle Street, Suite 300, Chicago, IL, USA, 60601
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through a wholly-owned subsidiary of Byline Bank.
66GF Score

Get the complete analysis for FRA:44F

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.80
Price
€24.59
GF Value