Byline BancorpFRA:44F +5.30%66 OCF Margin % is 49.30% as of Mar. 2026, which is 45% above its 10-year median of 33.91. GuruFocus rates FRA:44F with a GF Score™ of 66/100 and a GF Value™ of €24.59. The stock has 7 warning signs investors should review. Among 1,501 Banks companies, Byline Bancorp ranks better than 62.23% on this metric.
The historical rank and industry rank for Byline Bancorp's OCF Margin % or its related term are showing as below:
FRA:44F'
s OCF Margin % Range Over the Past 10 Years
Min: 3.76 Med: 33.91 Max: 68.8
Current: 37.09
During the past 11 years, the highest OCF Margin % of Byline Bancorp was 68.80%. The lowest was 3.76%. And the median was 33.91%.
FRA:44F's OCF Margin % is ranked better than 62.23% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs FRA:44F: 37.09
Byline Bancorp OCF Margin % Related Terms
Byline Bancorp OCF Margin % Historical Data
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The historical data trend for Byline Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:44F vs LKFN, CNOB, QCRH: OCF Margin % Comparison
For the Banks - Regional subindustry, Byline Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Byline Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Byline Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Byline Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Byline Bancorp (FRA:44F) has a OCF Margin % of 49.30% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Byline Bancorp and its competitors. This is 45% above median its historical median of 33.91. Over the past decade, Byline Bancorp's OCF Margin % has ranged from 3.76 to 68.80. According to the industry distribution chart, Byline Bancorp ranks #567 out of 1501 companies in the Banks industry, placing it in the top 37.8%.
Is Byline Bancorp's OCF Margin % too high?
Byline Bancorp's current OCF Margin % of 49.30% is 45% above median its 10-year median of 33.91. Over the past 10 years, this metric has ranged from a low of 3.76 to a high of 68.80. The Banks industry median OCF Margin % is 29.44. Byline Bancorp's value of 49.30% is 67.5% above this industry median. Based on the distribution chart, Byline Bancorp ranks #567 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Byline Bancorp has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Byline Bancorp's OCF Margin % compare to LKFN and CNOB?
According to the Banks industry distribution chart, Byline Bancorp ranks #567 out of 1501 companies for OCF Margin %. This puts Byline Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.44. Byline Bancorp's value of 49.30% is 67.5% above this benchmark. Historically, Byline Bancorp's own OCF Margin % has ranged from 3.76 to 68.80 over the past decade. While the company's 10-year median is 33.91 vs. the industry median of 29.44, Byline Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Byline Bancorp's current OCF Margin % of 49.30% is 67.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Byline Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Byline Bancorp's current OCF Margin % is 49.30%, which is 45% above median its own 10-year median of 33.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Byline Bancorp stock overvalued right now?
Byline Bancorp (FRA:44F) has a current OCF Margin % of 49.30%. The stock's GF Value™ is €24.59, compared to a current price of €31.80 — trading 29.3% above its estimated fair value. The current OCF Margin % is 49.30%, which is 45% above median its 10-year median of 33.91 and 67.5% above the Banks industry median of 29.44. Byline Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Byline Bancorp (FRA:44F), the current OCF Margin % is 49.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Byline Bancorp (FRA:44F) Overvalued in 2026?
Based on GuruFocus' analysis, Byline Bancorp stock appears to be overvalued.
The current stock price of €31.80 is trading 29.3% above its estimated GF Value™ of €24.59.
Key valuation signals for FRA:44F:
OCF Margin %: 49.30% (45% above median its 10-year median of 33.91)
GF Value™: €24.59 vs. price of €31.80 (29.3% above fair value)
Industry Position: 67.5% above the Banks median (#567 of 1501)
No single metric tells the full story. See the FRA:44F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through a wholly-owned subsidiary of Byline Bank.
66GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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