Byline Bancorp (FRA:44F) Scaled Net Operating Assets: 0.03 (As of Mar. 2026)


FRA:44F Byline Bancorp Inc FRA:44F
66 GF Score
Price €30.00
GF Value €22.73
! 7 Warning Signs
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What is Byline Bancorp Scaled Net Operating Assets?

Byline Bancorp FRA:44F -5.66% 66 Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus rates FRA:44F with a GF Score™ of 66/100 and a GF Value™ of €22.73. The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Byline Bancorp's operating assets for the quarter that ended in Mar. 2026 was €7,198.6 Mil. Byline Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was €6,963.1 Mil. Byline Bancorp's Total Assets for the quarter that ended in Dec. 2025 was €8,243.4 Mil. Therefore, Byline Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.03.

FRA:44F
66GF Score
Byline Bancorp Inc FRA:44F
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Byline Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Byline Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(8116.058-6737.693)/9069.185
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=8243.385 - 127.327
=8116.058

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7160.594 - 422.901 - 0
=6737.693

Byline Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(7198.565-6963.14)/8243.385
=0.03

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=8571.873 - 1373.308
=7198.565

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7464.421 - 501.281 - 0
=6963.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.03 mean?
Byline Bancorp (FRA:44F) has a Scaled Net Operating Assets of 0.03 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Byline Bancorp and its competitors.
Is Byline Bancorp's Scaled Net Operating Assets too high?
Byline Bancorp's current Scaled Net Operating Assets is 0.03. Overall, Byline Bancorp has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Byline Bancorp's Scaled Net Operating Assets compare to TCBK and HOPE?
Byline Bancorp's Scaled Net Operating Assets of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Byline Bancorp and its competitors. Byline Bancorp's current Scaled Net Operating Assets is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Byline Bancorp stock overvalued right now?
Byline Bancorp (FRA:44F) has a current Scaled Net Operating Assets of 0.03. The stock's GF Value™ is €22.73, compared to a current price of €30.00 — trading 32% above its estimated fair value. The current Scaled Net Operating Assets is 0.03. Byline Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Byline Bancorp (FRA:44F), the current Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Byline Bancorp (FRA:44F) Overvalued in 2026?

Based on GuruFocus' analysis, Byline Bancorp stock appears to be overvalued. The current stock price of €30.00 is trading 32% above its estimated GF Value™ of €22.73.

Key valuation signals for FRA:44F:

  • Scaled Net Operating Assets: 0.03
  • GF Value™: €22.73 vs. price of €30.00 (32% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FRA:44F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Byline Bancorp Business Description

Other Exchanges BY:USA
Address 180 North LaSalle Street, Suite 300, Chicago, IL, USA, 60601
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through a wholly-owned subsidiary of Byline Bank.
66GF Score

Get the complete analysis for FRA:44F

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.00
Price
€22.73
GF Value