Byline BancorpFRA:44F -5.66%66 Net Margin % is 33.96% as of Mar. 2026, which is 22% above its 10-year median of 27.80. GuruFocus rates FRA:44F with a GF Score™ of 66/100 and a GF Value™ of €22.73. The stock has 7 warning signs investors should review. Among 1,530 Banks companies, Byline Bancorp ranks better than 64.58% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Byline Bancorp's Net Income for the
three
months ended in Mar. 2026 was €32.5 Mil. Byline Bancorp's Revenue for the
three
months ended in Mar. 2026 was €95.7 Mil. Therefore, Byline Bancorp's net margin for the quarter that ended in Mar. 2026 was 33.96%.
The historical rank and industry rank for Byline Bancorp's Net Margin % or its related term are showing as below:
FRA:44F'
s Net Margin % Range Over the Past 10 Years
Min: 12.87 Med: 27.8 Max: 59.16
Current: 30.98
FRA:44F's Net Margin % is ranked better than 64.58% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs FRA:44F: 30.98
Byline Bancorp (FRA:44F) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Byline Bancorp Net Margin % Related Terms
Byline Bancorp Net Margin % Historical Data
* Premium members only.
The historical data trend for Byline Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:44F vs TCBK, HOPE, CNOB: Net Margin % Comparison
For the Banks - Regional subindustry, Byline Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Byline Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Byline Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Byline Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Byline Bancorp (FRA:44F) has a Net Margin % of 33.96% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Byline Bancorp and its competitors. This is 22% above median its historical median of 27.80. Over the past decade, Byline Bancorp's Net Margin % has ranged from 12.87 to 59.16. According to the industry distribution chart, Byline Bancorp ranks #542 out of 1530 companies in the Banks industry, placing it in the top 35.4%.
Is Byline Bancorp's Net Margin % too high?
Byline Bancorp's current Net Margin % of 33.96% is 22% above median its 10-year median of 27.80. Over the past 10 years, this metric has ranged from a low of 12.87 to a high of 59.16. The Banks industry median Net Margin % is 26.85. Byline Bancorp's value of 33.96% is 26.5% above this industry median. Based on the distribution chart, Byline Bancorp ranks #542 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Byline Bancorp has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Byline Bancorp's Net Margin % compare to TCBK and HOPE?
According to the Banks industry distribution chart, Byline Bancorp ranks #542 out of 1530 companies for Net Margin %. This puts Byline Bancorp in the upper half of its industry. The industry median Net Margin % is 26.85. Byline Bancorp's value of 33.96% is 26.5% above this benchmark. Historically, Byline Bancorp's own Net Margin % has ranged from 12.87 to 59.16 over the past decade. While the company's 10-year median is 27.80 vs. the industry median of 26.85, Byline Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Byline Bancorp's current Net Margin % of 33.96% is 26.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Byline Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Byline Bancorp's current Net Margin % is 33.96%, which is 22% above median its own 10-year median of 27.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Byline Bancorp stock overvalued right now?
Byline Bancorp (FRA:44F) has a current Net Margin % of 33.96%. The stock's GF Value™ is €22.73, compared to a current price of €30.00 — trading 32% above its estimated fair value. The current Net Margin % is 33.96%, which is 22% above median its 10-year median of 27.80 and 26.5% above the Banks industry median of 26.85. Byline Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Byline Bancorp (FRA:44F), the current Net Margin % is 33.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Byline Bancorp (FRA:44F) Overvalued in 2026?
Based on GuruFocus' analysis, Byline Bancorp stock appears to be overvalued.
The current stock price of €30.00 is trading 32% above its estimated GF Value™ of €22.73.
Key valuation signals for FRA:44F:
Net Margin %: 33.96% (22% above median its 10-year median of 27.80)
GF Value™: €22.73 vs. price of €30.00 (32% above fair value)
Industry Position: 26.5% above the Banks median (#542 of 1530)
No single metric tells the full story. See the FRA:44F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through a wholly-owned subsidiary of Byline Bank.
66GF Score
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