Byline BancorpFRA:44F +5.30%66 FCF Margin % is 48.88% as of Mar. 2026, which is 49% above its 10-year median of 32.88. GuruFocus rates FRA:44F with a GF Score™ of 66/100 and a GF Value™ of €24.59. The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Byline Bancorp ranks better than 65.51% on this metric.
The historical rank and industry rank for Byline Bancorp's FCF Margin % or its related term are showing as below:
FRA:44F'
s FCF Margin % Range Over the Past 10 Years
Min: -1.52 Med: 32.88 Max: 67.67
Current: 36.54
During the past 11 years, the highest FCF Margin % of Byline Bancorp was 67.67%. The lowest was -1.52%. And the median was 32.88%.
FRA:44F's FCF Margin % is ranked better than 65.51% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs FRA:44F: 36.54
Byline Bancorp FCF Margin % Related Terms
Byline Bancorp FCF Margin % Historical Data
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The historical data trend for Byline Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:44F vs LKFN, CNOB, QCRH: FCF Margin % Comparison
For the Banks - Regional subindustry, Byline Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Byline Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Byline Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Byline Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Byline Bancorp (FRA:44F) has a FCF Margin % of 48.88% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Byline Bancorp and its competitors. This is 49% above median its historical median of 32.88. According to the industry distribution chart, Byline Bancorp ranks #519 out of 1505 companies in the Banks industry, placing it in the top 34.5%.
Is Byline Bancorp's FCF Margin % too high?
Byline Bancorp's current FCF Margin % of 48.88% is 49% above median its 10-year median of 32.88. The Banks industry median FCF Margin % is 26.55. Byline Bancorp's value of 48.88% is 84.1% above this industry median. Based on the distribution chart, Byline Bancorp ranks #519 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Byline Bancorp has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Byline Bancorp's FCF Margin % compare to LKFN and CNOB?
According to the Banks industry distribution chart, Byline Bancorp ranks #519 out of 1505 companies for FCF Margin %. This puts Byline Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.55. Byline Bancorp's value of 48.88% is 84.1% above this benchmark. While the company's 10-year median is 32.88 vs. the industry median of 26.55, Byline Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Byline Bancorp's current FCF Margin % of 48.88% is 84.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Byline Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Byline Bancorp's current FCF Margin % is 48.88%, which is 49% above median its own 10-year median of 32.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Byline Bancorp stock overvalued right now?
Byline Bancorp (FRA:44F) has a current FCF Margin % of 48.88%. The stock's GF Value™ is €24.59, compared to a current price of €31.80 — trading 29.3% above its estimated fair value. The current FCF Margin % is 48.88%, which is 49% above median its 10-year median of 32.88 and 84.1% above the Banks industry median of 26.55. Byline Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Byline Bancorp (FRA:44F), the current FCF Margin % is 48.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Byline Bancorp (FRA:44F) Overvalued in 2026?
Based on GuruFocus' analysis, Byline Bancorp stock appears to be overvalued.
The current stock price of €31.80 is trading 29.3% above its estimated GF Value™ of €24.59.
Key valuation signals for FRA:44F:
FCF Margin %: 48.88% (49% above median its 10-year median of 32.88)
GF Value™: €24.59 vs. price of €31.80 (29.3% above fair value)
Industry Position: 84.1% above the Banks median (#519 of 1505)
No single metric tells the full story. See the FRA:44F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to its customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through a wholly-owned subsidiary of Byline Bank.
66GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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