CPI Card Group (FRA:CPB1) Cyclically Adjusted FCF per Share: €1.41 (As of Mar. 2026)

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FRA:CPB1 CPI Card Group Inc FRA:CPB1
72 GF Score
Price €16.70
GF Value €20.75
! 6 Warning Signs
View Full Analysis

What is CPI Card Group Cyclically Adjusted FCF per Share?

CPI Card Group FRA:CPB1 +3.09% 72 Cyclically Adjusted FCF per Share is €1.41 as of Mar. 2026. GuruFocus rates FRA:CPB1 with a GF Score™ of 72/100 and a GF Value™ of €20.75. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

CPI Card Group's adjusted free cash flow per share for the three months ended in Mar. 2026 was €0.739. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €1.41 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CPI Card Group's average Cyclically Adjusted FCF Growth Rate was 6.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-22), CPI Card Group's current stock price is €16.70. CPI Card Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €1.41. CPI Card Group's Cyclically Adjusted Price-to-FCF of today is 11.84.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of CPI Card Group was 20.04. The lowest was 6.62. And the median was 12.42.


CPI Card Group  (FRA:CPB1) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

CPI Card Group's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=16.70/1.41
=11.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of CPI Card Group was 20.04. The lowest was 6.62. And the median was 12.42.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


CPI Card Group Cyclically Adjusted FCF per Share Related Terms


CPI Card Group Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for CPI Card Group's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group Cyclically Adjusted FCF per Share Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.38 1.59 1.44

CPI Card Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.34 1.27 1.12 1.44 1.41

FRA:CPB1 vs MFIN, CPSS, FOA: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, CPI Card Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Cyclically Adjusted Price-to-FCF falls into.


FRA:CPB1
72GF Score
CPI Card Group Inc FRA:CPB1
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CPI Card Group Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CPI Card Group's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.739/330.2130*330.2130
=0.739

Current CPI (Mar. 2026) = 330.2130.

CPI Card Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 1.044 241.018 1.430
201609 0.100 241.428 0.137
201612 1.565 241.432 2.140
201703 -0.700 243.801 -0.948
201706 -0.345 244.955 -0.465
201709 -0.046 246.819 -0.062
201712 0.636 246.524 0.852
201803 -0.180 249.554 -0.238
201806 -0.164 251.989 -0.215
201809 -0.397 252.439 -0.519
201812 0.604 251.233 0.794
201903 -0.975 254.202 -1.267
201906 0.682 256.143 0.879
201909 -0.217 256.759 -0.279
201912 0.399 256.974 0.513
202003 0.180 258.115 0.230
202006 0.643 257.797 0.824
202009 -0.266 260.280 -0.337
202012 0.590 260.474 0.748
202103 -0.172 264.877 -0.214
202106 1.512 271.696 1.838
202109 -0.674 274.310 -0.811
202112 0.035 278.802 0.041
202203 -1.481 287.504 -1.701
202206 0.225 296.311 0.251
202209 1.165 296.808 1.296
202212 1.295 296.797 1.441
202303 0.303 301.836 0.331
202306 -0.010 305.109 -0.011
202309 0.987 307.789 1.059
202312 0.869 306.746 0.935
202403 0.575 312.332 0.608
202406 -0.473 314.175 -0.497
202409 0.841 315.301 0.881
202412 1.727 315.605 1.807
202503 0.023 319.799 0.024
202506 0.039 322.561 0.040
202509 0.382 324.800 0.388
202512 2.531 324.054 2.579
202603 0.739 330.213 0.739

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €1.41 mean?
CPI Card Group (FRA:CPB1) has a Cyclically Adjusted FCF per Share of €1.41 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on CPI Card Group and its competitors.
Is CPI Card Group's Cyclically Adjusted FCF per Share too high?
CPI Card Group's current Cyclically Adjusted FCF per Share is €1.41. Overall, CPI Card Group has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's Cyclically Adjusted FCF per Share compare to MFIN and CPSS?
CPI Card Group's Cyclically Adjusted FCF per Share of €1.41 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on CPI Card Group and its competitors. CPI Card Group's current Cyclically Adjusted FCF per Share is €1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
CPI Card Group (FRA:CPB1) has a current Cyclically Adjusted FCF per Share of €1.41. The stock's GF Value™ is €20.75, compared to a current price of €16.70 — trading 19.5% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €1.41. CPI Card Group's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For CPI Card Group (FRA:CPB1), the current Cyclically Adjusted FCF per Share is €1.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Card Group (FRA:CPB1) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued. The current stock price of €16.70 is trading 19.5% below its estimated GF Value™ of €20.75.

Key valuation signals for FRA:CPB1:

  • Cyclically Adjusted FCF per Share: €1.41
  • GF Value™: €20.75 vs. price of €16.70 (19.5% below fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the FRA:CPB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges PMTS:USACPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score

Get the complete analysis for FRA:CPB1

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.70
Price
€20.75
GF Value