Washington Trust Bancorp (FRA:WT1) Cyclically Adjusted FCF per Share: €3.77 (As of Mar. 2026)

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FRA:WT1 Washington Trust Bancorp Inc FRA:WT1
59 GF Score
Price €31.40
GF Value €24.32
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Washington Trust Bancorp Cyclically Adjusted FCF per Share?

Washington Trust Bancorp FRA:WT1 -0.63% 59 Cyclically Adjusted FCF per Share is €3.77 as of Mar. 2026. GuruFocus rates FRA:WT1 with a GF Score™ of 59/100 and a GF Value™ of €24.32 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Washington Trust Bancorp's adjusted free cash flow per share for the three months ended in Mar. 2026 was €0.669. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €3.77 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Washington Trust Bancorp's average Cyclically Adjusted FCF Growth Rate was 1.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 2.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 8.70% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Washington Trust Bancorp was 14.10% per year. The lowest was -2.20% per year. And the median was 6.95% per year.

As of today (2026-07-22), Washington Trust Bancorp's current stock price is €31.40. Washington Trust Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €3.77. Washington Trust Bancorp's Cyclically Adjusted Price-to-FCF of today is 8.33.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Washington Trust Bancorp was 31.65. The lowest was 5.48. And the median was 14.62.


Washington Trust Bancorp  (FRA:WT1) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Washington Trust Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=31.40/3.77
=8.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Washington Trust Bancorp was 31.65. The lowest was 5.48. And the median was 14.62.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Washington Trust Bancorp Cyclically Adjusted FCF per Share Related Terms


Washington Trust Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Washington Trust Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Washington Trust Bancorp Cyclically Adjusted FCF per Share Chart

Washington Trust Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.99 3.94 3.54 3.91 3.81

Washington Trust Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.96 3.60 3.70 3.81 3.77

FRA:WT1 vs HIFS, AROW, TCBX: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Washington Trust Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Washington Trust Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Washington Trust Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Washington Trust Bancorp's Cyclically Adjusted Price-to-FCF falls into.


FRA:WT1
59GF Score
Washington Trust Bancorp Inc FRA:WT1
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Washington Trust Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Washington Trust Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.669/330.2130*330.2130
=0.669

Current CPI (Mar. 2026) = 330.2130.

Washington Trust Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.146 241.018 -0.200
201609 0.365 241.428 0.499
201612 1.676 241.432 2.292
201703 0.873 243.801 1.182
201706 0.208 244.955 0.280
201709 1.027 246.819 1.374
201712 0.740 246.524 0.991
201803 0.969 249.554 1.282
201806 0.018 251.989 0.024
201809 1.727 252.439 2.259
201812 1.152 251.233 1.514
201903 0.984 254.202 1.278
201906 -0.133 256.143 -0.171
201909 0.932 256.759 1.199
201912 1.842 256.974 2.367
202003 -0.179 258.115 -0.229
202006 0.896 257.797 1.148
202009 0.140 260.280 0.178
202012 0.762 260.474 0.966
202103 -0.206 264.877 -0.257
202106 2.945 271.696 3.579
202109 2.298 274.310 2.766
202112 -0.377 278.802 -0.447
202203 1.960 287.504 2.251
202206 0.619 296.311 0.690
202209 1.104 296.808 1.228
202212 2.113 296.797 2.351
202303 0.541 301.836 0.592
202306 -1.240 305.109 -1.342
202309 1.614 307.789 1.732
202312 0.544 306.746 0.586
202403 0.071 312.332 0.075
202406 0.519 314.175 0.545
202409 1.285 315.301 1.346
202412 1.003 315.605 1.049
202503 0.399 319.799 0.412
202506 0.490 322.561 0.502
202509 1.642 324.800 1.669
202512 0.880 324.054 0.897
202603 0.669 330.213 0.669

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €3.77 mean?
Washington Trust Bancorp (FRA:WT1) has a Cyclically Adjusted FCF per Share of €3.77 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Washington Trust Bancorp and its competitors.
Is Washington Trust Bancorp's Cyclically Adjusted FCF per Share too high?
Washington Trust Bancorp's current Cyclically Adjusted FCF per Share is €3.77. Overall, Washington Trust Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Washington Trust Bancorp's Cyclically Adjusted FCF per Share compare to HIFS and AROW?
Washington Trust Bancorp's Cyclically Adjusted FCF per Share of €3.77 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Washington Trust Bancorp and its competitors. Washington Trust Bancorp's current Cyclically Adjusted FCF per Share is €3.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Trust Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Washington Trust Bancorp (FRA:WT1) is currently considered Modestly Overvalued. The stock's GF Value™ is €24.32, compared to a current price of €31.40 — trading 29.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €3.77. Washington Trust Bancorp's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Washington Trust Bancorp (FRA:WT1), the current Cyclically Adjusted FCF per Share is €3.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Washington Trust Bancorp (FRA:WT1) Overvalued in 2026?

Based on GuruFocus' analysis, Washington Trust Bancorp stock appears to be overvalued. The current stock price of €31.40 is trading 29.1% above its estimated GF Value™ of €24.32. GuruFocus considers Washington Trust Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:WT1:

  • Cyclically Adjusted FCF per Share: €3.77
  • GF Value™: €24.32 vs. price of €31.40 (29.1% above fair value)
  • GF Score™: 59/100 with 8 warning signs

No single metric tells the full story. See the FRA:WT1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Washington Trust Bancorp Business Description

Other Exchanges WASH:USA
Address 23 Broad Street, Westerly, RI, USA, 02891
Washington Trust Bancorp Inc through its subsidiaries, offers banking and financial services to individuals and businesses. It offers a full range of financial services, including commercial banking, mortgage banking, personal banking, wealth management, and trust services, through its offices located in Rhode Island, Connecticut, and Massachusetts. It operates in two segments. The Commercial Banking segment includes lending activities, commercial loans, residential real estate loan deposit activities, and others. The Wealth Management Services segment consists of investment management, financial planning, personal trust, and estate services, including services as trustee, personal representative, custodian, and guardian, and settlement of decedents' estates.
59GF Score

Get the complete analysis for FRA:WT1

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.40
Price
€24.32
GF Value