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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Washington Trust Bancorp's 3-Year RORE % for the quarter that ended in Mar. 2026 was 5.61%.
The industry rank for Washington Trust Bancorp's 3-Year RORE % or its related term are showing as below:
FRA:WT1's 3-Year RORE % is ranked worse than 73.72% of 1469
companies
in the Banks industry
Industry Median: 9.92
vs FRA:WT1: 5.61
Washington Trust Bancorp (FRA:WT1) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Washington Trust Bancorp 3-Year RORE % Related Terms
Washington Trust Bancorp 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:WT1 vs HIFS, AROW, TCBX: 3-Year RORE % Comparison
For the Banks - Regional subindustry, Washington Trust Bancorp's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Washington Trust Bancorp 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Washington Trust Bancorp's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Washington Trust Bancorp's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Washington Trust Bancorp (FRA:WT1) has a 3-Year RORE % of 5.61 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Washington Trust Bancorp and its competitors. According to the industry distribution chart, Washington Trust Bancorp ranks #1083 out of 1469 companies in the Banks industry, placing it in the top 73.7%.
Is Washington Trust Bancorp's 3-Year RORE % too high?
Washington Trust Bancorp's current 3-Year RORE % is 5.61. The Banks industry median 3-Year RORE % is 9.92. Washington Trust Bancorp's value of 5.61 is 43.4% below this industry median. Based on the distribution chart, Washington Trust Bancorp ranks #1083 out of 1469 companies in the Banks industry, which is below the industry midpoint. Overall, Washington Trust Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Washington Trust Bancorp's 3-Year RORE % compare to HIFS and AROW?
According to the Banks industry distribution chart, Washington Trust Bancorp ranks #1083 out of 1469 companies for 3-Year RORE %. This places Washington Trust Bancorp in the lower half of its industry. The industry median 3-Year RORE % is 9.92. Washington Trust Bancorp's value of 5.61 is 43.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.92, based on 1,469 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Washington Trust Bancorp's current 3-Year RORE % of 5.61 is 43.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Washington Trust Bancorp and its competitors. For the Banks industry, the median 3-Year RORE % is 9.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Washington Trust Bancorp's current 3-Year RORE % is 5.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Trust Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Washington Trust Bancorp (FRA:WT1) is currently considered Modestly Overvalued. The stock's GF Value™ is €26.15, compared to a current price of €32.40 — trading 23.9% above its estimated fair value. The current 3-Year RORE % is 5.61 and 43.4% below the Banks industry median of 9.92. Washington Trust Bancorp's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Washington Trust Bancorp (FRA:WT1), the current 3-Year RORE % is 5.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Washington Trust Bancorp (FRA:WT1) Overvalued in 2026?
Based on GuruFocus' analysis, Washington Trust Bancorp stock appears to be overvalued.
The current stock price of €32.40 is trading 23.9% above its estimated GF Value™ of €26.15.
GuruFocus considers Washington Trust Bancorp to be Modestly Overvalued.
Key valuation signals for FRA:WT1:
3-Year RORE %: 5.61
GF Value™: €26.15 vs. price of €32.40 (23.9% above fair value)
Industry Position: 43.4% below the Banks median (#1083 of 1469)
No single metric tells the full story. See the FRA:WT1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Washington Trust Bancorp Inc through its subsidiaries, offers banking and financial services to individuals and businesses. It offers a full range of financial services, including commercial banking, mortgage banking, personal banking, wealth management, and trust services, through its offices located in Rhode Island, Connecticut, and Massachusetts. It operates in two segments. The Commercial Banking segment includes lending activities, commercial loans, residential real estate loan deposit activities, and others. The Wealth Management Services segment consists of investment management, financial planning, personal trust, and estate services, including services as trustee, personal representative, custodian, and guardian, and settlement of decedents' estates.
59GF Score
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