Washington Trust Bancorp (FRA:WT1) E10: €3.12 (As of Mar. 2026)


FRA:WT1 Washington Trust Bancorp Inc FRA:WT1
59 GF Score
Price €30.00
GF Value €25.44
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Washington Trust Bancorp E10?

Washington Trust Bancorp FRA:WT1 -3.85% 59 E10 is €3.12 as of Mar. 2026. GuruFocus rates FRA:WT1 with a GF Score™ of 59/100 and a GF Value™ of €25.44 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Washington Trust Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.571. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €3.12 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Washington Trust Bancorp's average E10 Growth Rate was 1.10% per year. During the past 3 years, the average E10 Growth Rate was -2.00% per year. During the past 5 years, the average E10 Growth Rate was 3.00% per year. During the past 10 years, the average E10 Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Washington Trust Bancorp was 31.00% per year. The lowest was -2.00% per year. And the median was 9.40% per year.

As of today (2026-06-29), Washington Trust Bancorp's current stock price is €30.00. Washington Trust Bancorp's E10 for the quarter that ended in Mar. 2026 was €3.12. Washington Trust Bancorp's Shiller PE Ratio of today is 9.62.

During the past 13 years, the highest Shiller PE Ratio of Washington Trust Bancorp was 27.96. The lowest was 5.49. And the median was 14.63.


Washington Trust Bancorp  (FRA:WT1) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Washington Trust Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=30.00/3.12
=9.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Washington Trust Bancorp was 27.96. The lowest was 5.49. And the median was 14.63.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Washington Trust Bancorp E10 Related Terms


Washington Trust Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Washington Trust Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Washington Trust Bancorp E10 Chart

Washington Trust Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.10 3.62 3.64 3.28 3.10

Washington Trust Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.30 3.05 3.08 3.10 3.12

FRA:WT1 vs HIFS, AROW, TCBX: E10 Comparison

For the Banks - Regional subindustry, Washington Trust Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Washington Trust Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Washington Trust Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Washington Trust Bancorp's Shiller PE Ratio falls into.


FRA:WT1
59GF Score
Washington Trust Bancorp Inc FRA:WT1
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Washington Trust Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Washington Trust Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.571/330.2130*330.2130
=0.571

Current CPI (Mar. 2026) = 330.2130.

Washington Trust Bancorp Quarterly Data

per share eps CPI Adj_EPS
201606 0.570 241.018 0.781
201609 0.642 241.428 0.878
201612 0.664 241.432 0.908
201703 0.636 243.801 0.861
201706 0.676 244.955 0.911
201709 0.629 246.819 0.842
201712 0.389 246.524 0.521
201803 0.754 249.554 0.998
201806 0.865 251.989 1.134
201809 0.866 252.439 1.133
201812 0.861 251.233 1.132
201903 0.885 254.202 1.150
201906 0.876 256.143 1.129
201909 0.981 256.759 1.262
201912 0.801 256.974 1.029
202003 0.615 258.115 0.787
202006 1.074 257.797 1.376
202009 0.900 260.280 1.142
202012 0.880 260.474 1.116
202103 0.983 264.877 1.225
202106 0.830 271.696 1.009
202109 0.910 274.310 1.095
202112 1.018 278.802 1.206
202203 0.854 287.504 0.981
202206 1.078 296.311 1.201
202209 1.091 296.808 1.214
202212 0.897 296.797 0.998
202303 0.691 301.836 0.756
202306 0.609 305.109 0.659
202309 0.609 307.789 0.653
202312 0.697 306.746 0.750
202403 0.589 312.332 0.623
202406 0.585 314.175 0.615
202409 0.577 315.301 0.604
202412 -3.323 315.605 -3.477
202503 0.583 319.799 0.602
202506 0.590 322.561 0.604
202509 0.477 324.800 0.485
202512 0.709 324.054 0.722
202603 0.571 330.213 0.571

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €3.12 mean?
Washington Trust Bancorp (FRA:WT1) has a E10 of €3.12 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Washington Trust Bancorp and its competitors.
Is Washington Trust Bancorp's E10 too high?
Washington Trust Bancorp's current E10 is €3.12. Overall, Washington Trust Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Washington Trust Bancorp's E10 compare to HIFS and AROW?
Washington Trust Bancorp's E10 of €3.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Washington Trust Bancorp and its competitors. Washington Trust Bancorp's current E10 is €3.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Trust Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Washington Trust Bancorp (FRA:WT1) is currently considered Modestly Overvalued. The stock's GF Value™ is €25.44, compared to a current price of €30.00 — trading 17.9% above its estimated fair value. The current E10 is €3.12. Washington Trust Bancorp's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Washington Trust Bancorp (FRA:WT1), the current E10 is €3.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Washington Trust Bancorp (FRA:WT1) Overvalued in 2026?

Based on GuruFocus' analysis, Washington Trust Bancorp stock appears to be overvalued. The current stock price of €30.00 is trading 17.9% above its estimated GF Value™ of €25.44. GuruFocus considers Washington Trust Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:WT1:

  • E10: €3.12
  • GF Value™: €25.44 vs. price of €30.00 (17.9% above fair value)
  • GF Score™: 59/100 with 8 warning signs

No single metric tells the full story. See the FRA:WT1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Washington Trust Bancorp Business Description

Other Exchanges WASH:USA
Address 23 Broad Street, Westerly, RI, USA, 02891
Washington Trust Bancorp Inc through its subsidiaries, offers banking and financial services to individuals and businesses. It offers a full range of financial services, including commercial banking, mortgage banking, personal banking, wealth management, and trust services, through its offices located in Rhode Island, Connecticut, and Massachusetts. It operates in two segments. The Commercial Banking segment includes lending activities, commercial loans, residential real estate loan deposit activities, and others. The Wealth Management Services segment consists of investment management, financial planning, personal trust, and estate services, including services as trustee, personal representative, custodian, and guardian, and settlement of decedents' estates.
59GF Score

Get the complete analysis for FRA:WT1

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.00
Price
€25.44
GF Value