Washington Trust BancorpFRA:WT1 +5.41%55 FCF Margin % is 25.64% as of Mar. 2026, which is 26% below its 10-year median of 34.67. GuruFocus rates FRA:WT1 with a GF Score™ of 55/100 and a GF Value™ of €26.86 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,505 Banks companies, Washington Trust Bancorp ranks better than 65.05% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:WT1 vs ALPIB, BCAL, TCBX: FCF Margin % Comparison
For the Banks - Regional subindustry, Washington Trust Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Washington Trust Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Washington Trust Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Washington Trust Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Washington Trust Bancorp (FRA:WT1) has a FCF Margin % of 25.64% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Washington Trust Bancorp and its competitors. This is 26% below median its historical median of 34.67. Over the past decade, Washington Trust Bancorp's FCF Margin % has ranged from 13.74 to 55.01. According to the industry distribution chart, Washington Trust Bancorp ranks #526 out of 1505 companies in the Banks industry, placing it in the top 35%.
Is Washington Trust Bancorp's FCF Margin % too high?
Washington Trust Bancorp's current FCF Margin % of 25.64% is 26% below median its 10-year median of 34.67. Over the past 10 years, this metric has ranged from a low of 13.74 to a high of 55.01. The Banks industry median FCF Margin % is 26.55. Washington Trust Bancorp's value of 25.64% is 3.4% below this industry median. Based on the distribution chart, Washington Trust Bancorp ranks #526 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Washington Trust Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Washington Trust Bancorp's FCF Margin % compare to ALPIB and BCAL?
According to the Banks industry distribution chart, Washington Trust Bancorp ranks #526 out of 1505 companies for FCF Margin %. This puts Washington Trust Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.55. Washington Trust Bancorp's value of 25.64% is 3.4% below this benchmark. Historically, Washington Trust Bancorp's own FCF Margin % has ranged from 13.74 to 55.01 over the past decade. While the company's 10-year median is 34.67 vs. the industry median of 26.55, Washington Trust Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Washington Trust Bancorp's current FCF Margin % of 25.64% is 3.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Washington Trust Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Washington Trust Bancorp's current FCF Margin % is 25.64%, which is 26% below median its own 10-year median of 34.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Trust Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Washington Trust Bancorp (FRA:WT1) is currently considered Modestly Overvalued. The stock's GF Value™ is €26.86, compared to a current price of €31.20 — trading 16.2% above its estimated fair value. The current FCF Margin % is 25.64%, which is 26% below median its 10-year median of 34.67 and 3.4% below the Banks industry median of 26.55. Washington Trust Bancorp's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Washington Trust Bancorp (FRA:WT1), the current FCF Margin % is 25.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Washington Trust Bancorp (FRA:WT1) Overvalued in 2026?
Based on GuruFocus' analysis, Washington Trust Bancorp stock appears to be overvalued.
The current stock price of €31.20 is trading 16.2% above its estimated GF Value™ of €26.86.
GuruFocus considers Washington Trust Bancorp to be Modestly Overvalued.
Key valuation signals for FRA:WT1:
FCF Margin %: 25.64% (26% below median its 10-year median of 34.67)
GF Value™: €26.86 vs. price of €31.20 (16.2% above fair value)
Industry Position: 3.4% below the Banks median (#526 of 1505)
No single metric tells the full story. See the FRA:WT1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Washington Trust Bancorp Inc through its subsidiaries, offers banking and financial services to individuals and businesses. It offers a full range of financial services, including commercial banking, mortgage banking, personal banking, wealth management, and trust services, through its offices located in Rhode Island, Connecticut, and Massachusetts. It operates in two segments. The Commercial Banking segment includes lending activities, commercial loans, residential real estate loan deposit activities, and others. The Wealth Management Services segment consists of investment management, financial planning, personal trust, and estate services, including services as trustee, personal representative, custodian, and guardian, and settlement of decedents' estates.
55GF Score
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