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Washington Trust BancorpFRA:WT1 -0.65%60 PS Ratio is 3.03 as of Jul. 16, 2026, which is 26% below its 10-year median of 4.11. GuruFocus rates FRA:WT1 with a GF Score™ of 60/100 and a GF Value™ of €26.25 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,517 Banks companies, Washington Trust Bancorp ranks better than 50.03% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Washington Trust Bancorp's share price is €30.80.
Washington Trust Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €10.18. Hence, Washington Trust Bancorp's PS Ratio for today is 3.03.
The historical rank and industry rank for Washington Trust Bancorp's PS Ratio or its related term are showing as below:
FRA:WT1'
s PS Ratio Range Over the Past 10 Years
Min: 1.8 Med: 4.11 Max: 5.84
Current: 3.02
During the past 13 years, Washington Trust Bancorp's highest PS Ratio was 5.84. The lowest was 1.80. And the median was 4.11.
FRA:WT1's PS Ratio is ranked better than 50.03% of 1517
companies
in the Banks industry
Industry Median: 3.02
vs FRA:WT1: 3.02
Washington Trust Bancorp Inc revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Washington Trust Bancorp was 107.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -2.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -8.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -0.80% per year.
During the past 13 years, Washington Trust Bancorp's highest 3-Year average Revenue per Share Growth Rate was 10.30% per year. The lowest was -24.30% per year. And the median was 5.55% per year.
Back to Basics: PS Ratio
Washington Trust Bancorp (FRA:WT1) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Washington Trust Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Washington Trust Bancorp PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Washington Trust Bancorp's PS Ratio distribution charts can be found below:
* The bar in red indicates where Washington Trust Bancorp's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Washington Trust Bancorp's Share Price of today is €30.80. Washington Trust Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €10.18.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Washington Trust Bancorp (FRA:WT1) has a PS Ratio of 3.03 as of Jul. 16, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Washington Trust Bancorp and its competitors. This is 26% below median its historical median of 4.11. Over the past decade, Washington Trust Bancorp's PS Ratio has ranged from 1.80 to 5.84. According to the industry distribution chart, Washington Trust Bancorp ranks #758 out of 1517 companies in the Banks industry, placing it in the top 50%.
Is Washington Trust Bancorp's PS Ratio too high?
Washington Trust Bancorp's current PS Ratio of 3.03 is 26% below median its 10-year median of 4.11. Over the past 10 years, this metric has ranged from a low of 1.80 to a high of 5.84. The Banks industry median PS Ratio is 3.02. Washington Trust Bancorp's value of 3.03 is 0.3% above this industry median. Based on the distribution chart, Washington Trust Bancorp ranks #758 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Washington Trust Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Washington Trust Bancorp's PS Ratio compare to HIFS and AROW?
According to the Banks industry distribution chart, Washington Trust Bancorp ranks #758 out of 1517 companies for PS Ratio. This puts Washington Trust Bancorp in the upper half of its industry. The industry median PS Ratio is 3.02. Washington Trust Bancorp's value of 3.03 is 0.3% above this benchmark. Historically, Washington Trust Bancorp's own PS Ratio has ranged from 1.80 to 5.84 over the past decade. While the company's 10-year median is 4.11 vs. the industry median of 3.02, Washington Trust Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Washington Trust Bancorp's current PS Ratio of 3.03 is 0.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Washington Trust Bancorp and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Washington Trust Bancorp's current PS Ratio is 3.03, which is 26% below median its own 10-year median of 4.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Trust Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Washington Trust Bancorp (FRA:WT1) is currently considered Modestly Overvalued. The stock's GF Value™ is €26.25, compared to a current price of €30.80 — trading 17.3% above its estimated fair value. The current PS Ratio is 3.03, which is 26% below median its 10-year median of 4.11 and 0.3% above the Banks industry median of 3.02. Washington Trust Bancorp's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Washington Trust Bancorp (FRA:WT1), the current PS Ratio is 3.03 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Washington Trust Bancorp (FRA:WT1) Overvalued in 2026?
Based on GuruFocus' analysis, Washington Trust Bancorp stock appears to be overvalued.
The current stock price of €30.80 is trading 17.3% above its estimated GF Value™ of €26.25.
GuruFocus considers Washington Trust Bancorp to be Modestly Overvalued.
Key valuation signals for FRA:WT1:
PS Ratio: 3.03 (26% below median its 10-year median of 4.11)
GF Value™: €26.25 vs. price of €30.80 (17.3% above fair value)
Industry Position: 0.3% above the Banks median (#758 of 1517)
No single metric tells the full story. See the FRA:WT1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Washington Trust Bancorp Inc through its subsidiaries, offers banking and financial services to individuals and businesses. It offers a full range of financial services, including commercial banking, mortgage banking, personal banking, wealth management, and trust services, through its offices located in Rhode Island, Connecticut, and Massachusetts. It operates in two segments. The Commercial Banking segment includes lending activities, commercial loans, residential real estate loan deposit activities, and others. The Wealth Management Services segment consists of investment management, financial planning, personal trust, and estate services, including services as trustee, personal representative, custodian, and guardian, and settlement of decedents' estates.
60GF Score
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