Washington Trust Bancorp (FRA:WT1) Dividend Payout Ratio: 0.85 (As of Mar. 2026) — 57% Above Median

What is Washington Trust Bancorp Dividend Payout Ratio?

Washington Trust Bancorp FRA:WT1 -3.77% 56 Dividend Payout Ratio is 0.85 as of Mar. 2026, which is 57% above its 10-year median of 0.54. GuruFocus rates FRA:WT1 with a GF Score™ of 56/100 and a GF Value™ of €26.70 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,169 Banks companies, Washington Trust Bancorp ranks worse than 94.35% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Washington Trust Bancorp's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.85.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Washington Trust Bancorp Inc is 0.82, which seems too high.

The historical rank and industry rank for Washington Trust Bancorp's Dividend Payout Ratio or its related term are showing as below:

FRA:WT1' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.45 Med: 0.54 Max: 0.95
Current: 0.82

During the past 13 years, the highest Dividend Payout Ratio of Washington Trust Bancorp was 0.95. The lowest was 0.45. And the median was 0.54.

FRA:WT1's Dividend Payout Ratio is ranked worse than
94.35% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs FRA:WT1: 0.82

As of today (2026-07-05), the Dividend Yield % of Washington Trust Bancorp is 6.33%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Washington Trust Bancorp was 10.28%. The lowest was 2.48%. And the median was 4.34%.

Washington Trust Bancorp's Dividends per Share for the months ended in Mar. 2026 was €0.48.

During the past 3 years, the average Dividends Per Share Growth Rate was 0.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 1.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 5.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Washington Trust Bancorp was 21.70% per year. The lowest was -12.60% per year. And the median was 8.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Washington Trust Bancorp (FRA:WT1) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Washington Trust Bancorp Dividend Payout Ratio Related Terms

Washington Trust Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Washington Trust Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Washington Trust Bancorp Dividend Payout Ratio Chart

Washington Trust Bancorp Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.45

0.53

0.79

0.95

0.83

Washington Trust Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.92	0.82	1.00	0.67	0.85

FRA:WT1 vs HIFS, AROW, TCBX: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Washington Trust Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Washington Trust Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Washington Trust Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Washington Trust Bancorp's Dividend Payout Ratio falls into.

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56GF Score

Washington Trust Bancorp Inc FRA:WT1

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Washington Trust Bancorp Dividend Payout Ratio Calculation

Washington Trust Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	1.913	/	2.297
	=	0.83

Washington Trust Bancorp's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.484	/	0.571
	=	0.85

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.85 mean?

Washington Trust Bancorp (FRA:WT1) has a Dividend Payout Ratio of 0.85 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Washington Trust Bancorp and its competitors. This is 57% above median its historical median of 0.54. Over the past decade, Washington Trust Bancorp's Dividend Payout Ratio has ranged from 0.45 to 0.95. According to the industry distribution chart, Washington Trust Bancorp ranks #1103 out of 1169 companies in the Banks industry, placing it in the top 94.4%.

Is Washington Trust Bancorp's Dividend Payout Ratio too high?

Washington Trust Bancorp's current Dividend Payout Ratio of 0.85 is 57% above median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.95. The Banks industry median Dividend Payout Ratio is 0.32. Washington Trust Bancorp's value of 0.85 is 165.6% above this industry median. Based on the distribution chart, Washington Trust Bancorp ranks #1103 out of 1169 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Washington Trust Bancorp has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Washington Trust Bancorp's Dividend Payout Ratio compare to HIFS and AROW?

According to the Banks industry distribution chart, Washington Trust Bancorp ranks #1103 out of 1169 companies for Dividend Payout Ratio. This places Washington Trust Bancorp in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Washington Trust Bancorp's value of 0.85 is 165.6% above this benchmark. Historically, Washington Trust Bancorp's own Dividend Payout Ratio has ranged from 0.45 to 0.95 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 0.32, Washington Trust Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Washington Trust Bancorp's current Dividend Payout Ratio of 0.85 is 165.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Washington Trust Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Washington Trust Bancorp's current Dividend Payout Ratio is 0.85, which is 57% above median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Washington Trust Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Washington Trust Bancorp (FRA:WT1) is currently considered Modestly Overvalued. The stock's GF Value™ is €26.70, compared to a current price of €30.60 — trading 14.6% above its estimated fair value. The current Dividend Payout Ratio is 0.85, which is 57% above median its 10-year median of 0.54 and 165.6% above the Banks industry median of 0.32. Washington Trust Bancorp's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Washington Trust Bancorp (FRA:WT1), the current Dividend Payout Ratio is 0.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Washington Trust Bancorp (FRA:WT1) Overvalued in 2026?

Based on GuruFocus' analysis, Washington Trust Bancorp stock appears to be overvalued. The current stock price of €30.60 is trading 14.6% above its estimated GF Value™ of €26.70. GuruFocus considers Washington Trust Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:WT1:

Dividend Payout Ratio: 0.85 (57% above median its 10-year median of 0.54)
GF Value™: €26.70 vs. price of €30.60 (14.6% above fair value)
GF Score™: 56/100 with 8 warning signs
Industry Position: 165.6% above the Banks median (#1103 of 1169)

No single metric tells the full story. See the FRA:WT1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Washington Trust Bancorp Business Description

Industry Financial Services Banks

Comparable Companies HIFS AROW TCBX CWBC PFIS BCAL THVB IBCP CARE BHB SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges WASH:USA

Address 23 Broad Street, Westerly, RI, USA, 02891

Website https://www.washtrust.com

Washington Trust Bancorp Inc through its subsidiaries, offers banking and financial services to individuals and businesses. It offers a full range of financial services, including commercial banking, mortgage banking, personal banking, wealth management, and trust services, through its offices located in Rhode Island, Connecticut, and Massachusetts. It operates in two segments. The Commercial Banking segment includes lending activities, commercial loans, residential real estate loan deposit activities, and others. The Wealth Management Services segment consists of investment management, financial planning, personal trust, and estate services, including services as trustee, personal representative, custodian, and guardian, and settlement of decedents' estates.

56GF Score

Get the complete analysis for FRA:WT1

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.60

Price

€26.70

GF Value

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