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The historical rank and industry rank for Aareal Bank AG's Cyclically Adjusted PB Ratio or its related term are showing as below:
AABKF'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.52 Max: 0.96
Current: 0.48
During the past years, Aareal Bank AG's highest Cyclically Adjusted PB Ratio was 0.96. The lowest was 0.24. And the median was 0.52.
AABKF's Cyclically Adjusted PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.27
vs AABKF: 0.48
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Aareal Bank AG's adjusted book value per share data for the three months ended in Sep. 2025 was $73.016. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $67.10 for the trailing ten years ended in Sep. 2025.
Shiller PE for Stocks: The True Measure of Stock Valuation
Aareal Bank AG (OTCPK:AABKF) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Aareal Bank AG Cyclically Adjusted PB Ratio Related Terms
Aareal Bank AG Cyclically Adjusted PB Ratio Historical Data
* Premium members only.
The historical data trend for Aareal Bank AG's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AABKF vs PNC, USB, TFC: Cyclically Adjusted PB Ratio Comparison
For the Banks - Regional subindustry, Aareal Bank AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aareal Bank AG Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Aareal Bank AG's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Aareal Bank AG's Cyclically Adjusted PB Ratio falls into.
Aareal Bank AG Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
Aareal Bank AG's Cyclically Adjusted PB Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.48 mean?
Aareal Bank AG (AABKF) has a Cyclically Adjusted PB Ratio of 0.48 as of Jul. 26, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Aareal Bank AG and its competitors. This is near median its historical median of 0.52. Over the past decade, Aareal Bank AG's Cyclically Adjusted PB Ratio has ranged from 0.24 to 0.96.
Is Aareal Bank AG's Cyclically Adjusted PB Ratio too high?
Aareal Bank AG's current Cyclically Adjusted PB Ratio of 0.48 is near median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.96. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. Aareal Bank AG's value of 0.48 is 62.2% below this industry median. Overall, Aareal Bank AG has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Aareal Bank AG's Cyclically Adjusted PB Ratio compare to PNC and USB?
Aareal Bank AG's Cyclically Adjusted PB Ratio of 0.48 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PB Ratio is 1.27. Aareal Bank AG's value of 0.48 is 62.2% below this benchmark. Historically, Aareal Bank AG's own Cyclically Adjusted PB Ratio has ranged from 0.24 to 0.96 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 1.27, Aareal Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,292 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aareal Bank AG's current Cyclically Adjusted PB Ratio of 0.48 is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Aareal Bank AG and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aareal Bank AG's current Cyclically Adjusted PB Ratio is 0.48, which is near median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aareal Bank AG stock overvalued right now?
Aareal Bank AG (AABKF) has a current Cyclically Adjusted PB Ratio of 0.48. The stock's GF Value™ is $35.41, compared to a current price of $31.99 — trading 9.7% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.48, which is near median its 10-year median of 0.52 and 62.2% below the Banks industry median of 1.27. Aareal Bank AG's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Aareal Bank AG (AABKF), the current Cyclically Adjusted PB Ratio is 0.48 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aareal Bank AG (AABKF) Overvalued in 2026?
Based on GuruFocus' analysis, Aareal Bank AG stock appears to be undervalued.
The current stock price of $31.99 is trading 9.7% below its estimated GF Value™ of $35.41.
Key valuation signals for AABKF:
Cyclically Adjusted PB Ratio: 0.48 (near median its 10-year median of 0.52)
GF Value™: $35.41 vs. price of $31.99 (9.7% below fair value)
No single metric tells the full story. See the AABKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aareal Bank AG is the parent company of the Aareal Bank Group, an international purveyor of financing services that specializes in commercial property financing. The group's companies are organized into two business segments: Structured Property Financing and Banking & Digital Solutions. In the Structured property financing segment, the group facilitates property investments for its domestic and international clients, and is active in Europe, North America, and the Asia/Pacific region. The banking & digital solutions segment provides sector-specific payments processes to its clients from the institutional housing industry, the commercial property sector, as well as to the energy and utilities industry. The majority of the bank's new financing opportunities take place in Western Europe.
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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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