AABKF (Aareal Bank AG) PS Ratio: 1.60 (As of Jul. 08, 2026) — 13% Below Median


AABKF Aareal Bank AG AABKF
20 GF Score
Price $31.99
GF Value $35.41
! 3 Warning Signs
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What is Aareal Bank AG PS Ratio?

Aareal Bank AG AABKF 20 PS Ratio is 1.60 as of Jul. 08, 2026, which is 13% below its 10-year median of 1.84. GuruFocus rates AABKF with a GF Score™ of 20/100 and a GF Value™ of $35.41. The stock has 3 warning signs investors should review.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Aareal Bank AG's share price is $31.99. Aareal Bank AG's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 was $19.97. Hence, Aareal Bank AG's PS Ratio for today is 1.60.

Good Sign:

Aareal Bank AG stock PS Ratio (=1.6) is close to 5-year low of 1.51.

The historical rank and industry rank for Aareal Bank AG's PS Ratio or its related term are showing as below:

AABKF' s PS Ratio Range Over the Past 10 Years
Min: 0.79   Med: 1.84   Max: 3.34
Current: 1.6

During the past 13 years, Aareal Bank AG's highest PS Ratio was 3.34. The lowest was 0.79. And the median was 1.84.

AABKF's PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.02 vs AABKF: 1.60

Aareal Bank AG's Revenue per Sharefor the three months ended in Sep. 2025 was $3.45. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 was $19.97.

Warning Sign:

Aareal Bank AG revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Aareal Bank AG was 0.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 6.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 4.80% per year. During the past 10 years, the average Revenue per Share Growth Rate was 0.20% per year.

During the past 13 years, Aareal Bank AG's highest 3-Year average Revenue per Share Growth Rate was 9.30% per year. The lowest was -13.80% per year. And the median was -0.70% per year.

Back to Basics: PS Ratio


Aareal Bank AG  (OTCPK:AABKF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Aareal Bank AG PS Ratio Related Terms


Aareal Bank AG PS Ratio Historical Data

* Premium members only.

The historical data trend for Aareal Bank AG's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aareal Bank AG PS Ratio Chart

Aareal Bank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.28 1.93 1.70 1.65 1.60

Aareal Bank AG Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.62 1.60 1.57 1.59 1.60

AABKF vs PNC, USB, TFC: PS Ratio Comparison

For the Banks - Regional subindustry, Aareal Bank AG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aareal Bank AG PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Aareal Bank AG's PS Ratio distribution charts can be found below:

* The bar in red indicates where Aareal Bank AG's PS Ratio falls into.


AABKF
20GF Score
Aareal Bank AG AABKF
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Aareal Bank AG PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Aareal Bank AG's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=31.99/19.97
=1.60

Aareal Bank AG's Share Price of today is $31.99.
Aareal Bank AG's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $19.97.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.60 mean?
Aareal Bank AG (AABKF) has a PS Ratio of 1.60 as of Jul. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Aareal Bank AG and its competitors. This is 13% below median its historical median of 1.84. Over the past decade, Aareal Bank AG's PS Ratio has ranged from 0.79 to 3.34.
Is Aareal Bank AG's PS Ratio too high?
Aareal Bank AG's current PS Ratio of 1.60 is 13% below median its 10-year median of 1.84. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 3.34. The Banks industry median PS Ratio is 3.02. Aareal Bank AG's value of 1.60 is 47% below this industry median. Overall, Aareal Bank AG has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Aareal Bank AG's PS Ratio compare to PNC and USB?
Aareal Bank AG's PS Ratio of 1.60 can be compared against companies in the Banks industry. The industry median PS Ratio is 3.02. Aareal Bank AG's value of 1.60 is 47% below this benchmark. Historically, Aareal Bank AG's own PS Ratio has ranged from 0.79 to 3.34 over the past decade. While the company's 10-year median is 1.84 vs. the industry median of 3.02, Aareal Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aareal Bank AG's current PS Ratio of 1.60 is 47% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Aareal Bank AG and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aareal Bank AG's current PS Ratio is 1.60, which is 13% below median its own 10-year median of 1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aareal Bank AG stock overvalued right now?
Aareal Bank AG (AABKF) has a current PS Ratio of 1.60. The stock's GF Value™ is $35.41, compared to a current price of $31.99 — trading 9.7% below its estimated fair value. The current PS Ratio is 1.60, which is 13% below median its 10-year median of 1.84 and 47% below the Banks industry median of 3.02. Aareal Bank AG's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Aareal Bank AG (AABKF), the current PS Ratio is 1.60 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aareal Bank AG (AABKF) Overvalued in 2026?

Based on GuruFocus' analysis, Aareal Bank AG stock appears to be undervalued. The current stock price of $31.99 is trading 9.7% below its estimated GF Value™ of $35.41.

Key valuation signals for AABKF:

  • PS Ratio: 1.60 (13% below median its 10-year median of 1.84)
  • GF Value™: $35.41 vs. price of $31.99 (9.7% below fair value)
  • GF Score™: 20/100 with 3 warning signs
  • Industry Position: 47% below the Banks median

No single metric tells the full story. See the AABKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aareal Bank AG Business Description

Address Paulinenstrasse 15, Wiesbaden, HE, DEU, 65189
Aareal Bank AG is the parent company of the Aareal Bank Group, an international purveyor of financing services that specializes in commercial property financing. The group's companies are organized into two business segments: Structured Property Financing and Banking & Digital Solutions. In the Structured property financing segment, the group facilitates property investments for its domestic and international clients, and is active in Europe, North America, and the Asia/Pacific region. The banking & digital solutions segment provides sector-specific payments processes to its clients from the institutional housing industry, the commercial property sector, as well as to the energy and utilities industry. The majority of the bank's new financing opportunities take place in Western Europe.
20GF Score

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PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.99
Price
$35.41
GF Value