AABKF (Aareal Bank AG) Retained Earnings: $2,999 Mil (As of Sep. 2025)

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AABKF Aareal Bank AG AABKF
20 GF Score
Price $31.99
GF Value $35.41
! 3 Warning Signs
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What is Aareal Bank AG Retained Earnings?

Aareal Bank AG AABKF 20 Retained Earnings is $2,999 Mil as of Sep. 2025. GuruFocus rates AABKF with a GF Score™ of 20/100 and a GF Value™ of $35.41. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Aareal Bank AG's retained earnings for the quarter that ended in Sep. 2025 was $2,999 Mil.

Aareal Bank AG's quarterly retained earnings increased from Mar. 2025 ($2,675 Mil) to Jun. 2025 ($2,928 Mil) and increased from Jun. 2025 ($2,928 Mil) to Sep. 2025 ($2,999 Mil).

Aareal Bank AG's annual retained earnings increased from Dec. 2022 ($2,199 Mil) to Dec. 2023 ($2,321 Mil) and increased from Dec. 2023 ($2,321 Mil) to Dec. 2024 ($4,564 Mil).


Aareal Bank AG  (OTCPK:AABKF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Aareal Bank AG Retained Earnings Historical Data

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The historical data trend for Aareal Bank AG's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aareal Bank AG Retained Earnings Chart

Aareal Bank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,313.87 2,188.70 2,199.15 2,320.61 4,564.40

Aareal Bank AG Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,387.35 4,564.40 2,674.60 2,928.49 2,998.83
AABKF
20GF Score
Aareal Bank AG AABKF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Aareal Bank AG Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $2,999 Mil mean?
Aareal Bank AG (AABKF) has a Retained Earnings of $2,999 Mil as of Sep. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Aareal Bank AG and its competitors.
Is Aareal Bank AG's Retained Earnings too high?
Aareal Bank AG's current Retained Earnings is $2,999 Mil. Overall, Aareal Bank AG has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Aareal Bank AG's Retained Earnings compare to PNC and USB?
Aareal Bank AG's Retained Earnings of $2,999 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Aareal Bank AG and its competitors. Aareal Bank AG's current Retained Earnings is $2,999 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aareal Bank AG stock overvalued right now?
Aareal Bank AG (AABKF) has a current Retained Earnings of $2,999 Mil. The stock's GF Value™ is $35.41, compared to a current price of $31.99 — trading 9.7% below its estimated fair value. The current Retained Earnings is $2,999 Mil. Aareal Bank AG's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Aareal Bank AG (AABKF), the current Retained Earnings is $2,999 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aareal Bank AG (AABKF) Overvalued in 2026?

Based on GuruFocus' analysis, Aareal Bank AG stock appears to be undervalued. The current stock price of $31.99 is trading 9.7% below its estimated GF Value™ of $35.41.

Key valuation signals for AABKF:

  • Retained Earnings: $2,999 Mil
  • GF Value™: $35.41 vs. price of $31.99 (9.7% below fair value)
  • GF Score™: 20/100 with 3 warning signs

No single metric tells the full story. See the AABKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aareal Bank AG Business Description

Address Paulinenstrasse 15, Wiesbaden, HE, DEU, 65189
Aareal Bank AG is the parent company of the Aareal Bank Group, an international purveyor of financing services that specializes in commercial property financing. The group's companies are organized into two business segments: Structured Property Financing and Banking & Digital Solutions. In the Structured property financing segment, the group facilitates property investments for its domestic and international clients, and is active in Europe, North America, and the Asia/Pacific region. The banking & digital solutions segment provides sector-specific payments processes to its clients from the institutional housing industry, the commercial property sector, as well as to the energy and utilities industry. The majority of the bank's new financing opportunities take place in Western Europe.
20GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.99
Price
$35.41
GF Value