AABKF (Aareal Bank AG) Cyclically Adjusted PS Ratio: 1.57 (As of Jul. 22, 2026) — Near Median

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AABKF Aareal Bank AG AABKF
20 GF Score
Price $31.99
GF Value $35.41
! 3 Warning Signs
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What is Aareal Bank AG Cyclically Adjusted PS Ratio?

Aareal Bank AG AABKF 20 Cyclically Adjusted PS Ratio is 1.57 as of Jul. 22, 2026, which is 3% below its 10-year median of 1.62. GuruFocus rates AABKF with a GF Score™ of 20/100 and a GF Value™ of $35.41. The stock has 3 warning signs investors should review.

As of today (2026-07-22), Aareal Bank AG's current share price is $31.99. Aareal Bank AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2025 was $20.40. Aareal Bank AG's Cyclically Adjusted PS Ratio for today is 1.57.

The historical rank and industry rank for Aareal Bank AG's Cyclically Adjusted PS Ratio or its related term are showing as below:

AABKF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.73   Med: 1.62   Max: 2.68
Current: 1.57

During the past years, Aareal Bank AG's highest Cyclically Adjusted PS Ratio was 2.68. The lowest was 0.73. And the median was 1.62.

AABKF's Cyclically Adjusted PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.37 vs AABKF: 1.57

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Aareal Bank AG's adjusted revenue per share data for the three months ended in Sep. 2025 was $3.451. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $20.40 for the trailing ten years ended in Sep. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Aareal Bank AG  (OTCPK:AABKF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Aareal Bank AG Cyclically Adjusted PS Ratio Related Terms


Aareal Bank AG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Aareal Bank AG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aareal Bank AG Cyclically Adjusted PS Ratio Chart

Aareal Bank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.16 1.76 1.62 1.57 1.57

Aareal Bank AG Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.58 1.57 1.56 1.56 1.57

AABKF vs PNC, USB, TFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Aareal Bank AG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aareal Bank AG Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Aareal Bank AG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Aareal Bank AG's Cyclically Adjusted PS Ratio falls into.


AABKF
20GF Score
Aareal Bank AG AABKF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Aareal Bank AG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Aareal Bank AG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=31.99/20.40
=1.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aareal Bank AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2025 is calculated as:

For example, Aareal Bank AG's adjusted Revenue per Share data for the three months ended in Sep. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=3.451/129.2552*129.2552
=3.451

Current CPI (Sep. 2025) = 129.2552.

Aareal Bank AG Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201512 5.168 99.717 6.699
201603 4.577 100.017 5.915
201606 5.500 100.717 7.058
201609 4.331 101.017 5.542
201612 4.229 101.217 5.400
201703 3.949 101.417 5.033
201706 3.904 102.117 4.942
201709 4.440 102.717 5.587
201712 4.587 102.617 5.778
201803 3.914 102.917 4.916
201806 3.650 104.017 4.536
201809 2.963 104.718 3.657
201812 5.379 104.217 6.671
201903 3.964 104.217 4.916
201906 4.285 105.718 5.239
201909 3.201 106.018 3.903
201912 5.160 105.818 6.303
202003 4.376 105.718 5.350
202006 3.631 106.618 4.402
202009 3.188 105.818 3.894
202012 3.979 105.518 4.874
202103 3.877 107.518 4.661
202106 4.408 108.486 5.252
202109 3.951 109.435 4.667
202112 4.359 110.384 5.104
202203 4.295 113.968 4.871
202206 5.086 115.760 5.679
202209 3.821 118.818 4.157
202212 4.442 119.345 4.811
202303 5.241 122.402 5.534
202306 3.530 123.140 3.705
202309 4.172 124.195 4.342
202312 6.267 123.773 6.545
202403 4.379 125.038 4.527
202406 5.485 125.882 5.632
202409 3.653 126.198 3.742
202412 6.735 127.041 6.852
202503 4.523 127.779 4.575
202506 5.261 128.412 5.296
202509 3.451 129.255 3.451

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.57 mean?
Aareal Bank AG (AABKF) has a Cyclically Adjusted PS Ratio of 1.57 as of Jul. 22, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Aareal Bank AG and its competitors. This is near median its historical median of 1.62. Over the past decade, Aareal Bank AG's Cyclically Adjusted PS Ratio has ranged from 0.73 to 2.68.
Is Aareal Bank AG's Cyclically Adjusted PS Ratio too high?
Aareal Bank AG's current Cyclically Adjusted PS Ratio of 1.57 is near median its 10-year median of 1.62. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 2.68. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Aareal Bank AG's value of 1.57 is 53.4% below this industry median. Overall, Aareal Bank AG has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Aareal Bank AG's Cyclically Adjusted PS Ratio compare to PNC and USB?
Aareal Bank AG's Cyclically Adjusted PS Ratio of 1.57 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PS Ratio is 3.37. Aareal Bank AG's value of 1.57 is 53.4% below this benchmark. Historically, Aareal Bank AG's own Cyclically Adjusted PS Ratio has ranged from 0.73 to 2.68 over the past decade. While the company's 10-year median is 1.62 vs. the industry median of 3.37, Aareal Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aareal Bank AG's current Cyclically Adjusted PS Ratio of 1.57 is 53.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Aareal Bank AG and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aareal Bank AG's current Cyclically Adjusted PS Ratio is 1.57, which is near median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aareal Bank AG stock overvalued right now?
Aareal Bank AG (AABKF) has a current Cyclically Adjusted PS Ratio of 1.57. The stock's GF Value™ is $35.41, compared to a current price of $31.99 — trading 9.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.57, which is near median its 10-year median of 1.62 and 53.4% below the Banks industry median of 3.37. Aareal Bank AG's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Aareal Bank AG (AABKF), the current Cyclically Adjusted PS Ratio is 1.57 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aareal Bank AG (AABKF) Overvalued in 2026?

Based on GuruFocus' analysis, Aareal Bank AG stock appears to be undervalued. The current stock price of $31.99 is trading 9.7% below its estimated GF Value™ of $35.41.

Key valuation signals for AABKF:

  • Cyclically Adjusted PS Ratio: 1.57 (near median its 10-year median of 1.62)
  • GF Value™: $35.41 vs. price of $31.99 (9.7% below fair value)
  • GF Score™: 20/100 with 3 warning signs
  • Industry Position: 53.4% below the Banks median

No single metric tells the full story. See the AABKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aareal Bank AG Business Description

Address Paulinenstrasse 15, Wiesbaden, HE, DEU, 65189
Aareal Bank AG is the parent company of the Aareal Bank Group, an international purveyor of financing services that specializes in commercial property financing. The group's companies are organized into two business segments: Structured Property Financing and Banking & Digital Solutions. In the Structured property financing segment, the group facilitates property investments for its domestic and international clients, and is active in Europe, North America, and the Asia/Pacific region. The banking & digital solutions segment provides sector-specific payments processes to its clients from the institutional housing industry, the commercial property sector, as well as to the energy and utilities industry. The majority of the bank's new financing opportunities take place in Western Europe.
20GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.99
Price
$35.41
GF Value