AABKF (Aareal Bank AG) E10: $6.63 (As of Sep. 2025)


AABKF Aareal Bank AG AABKF
20 GF Score
Price $31.99
GF Value $35.41
! 3 Warning Signs
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What is Aareal Bank AG E10?

Aareal Bank AG AABKF 20 E10 is $6.63 as of Sep. 2025. GuruFocus rates AABKF with a GF Score™ of 20/100 and a GF Value™ of $35.41. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Aareal Bank AG's adjusted earnings per share data for the three months ended in Sep. 2025 was $0.333. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $6.63 for the trailing ten years ended in Sep. 2025.

During the past 12 months, Aareal Bank AG's average E10 Growth Rate was 119.50% per year. During the past 3 years, the average E10 Growth Rate was 26.20% per year. During the past 5 years, the average E10 Growth Rate was 8.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Aareal Bank AG was 26.20% per year. The lowest was -3.70% per year. And the median was -1.70% per year.

As of today (2026-06-27), Aareal Bank AG's current stock price is $31.99. Aareal Bank AG's E10 for the quarter that ended in Sep. 2025 was $6.63. Aareal Bank AG's Shiller PE Ratio of today is 4.83.

During the past 13 years, the highest Shiller PE Ratio of Aareal Bank AG was 13.53. The lowest was 3.40. And the median was 8.51.


Aareal Bank AG  (OTCPK:AABKF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Aareal Bank AG's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=31.99/6.63
=4.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Aareal Bank AG was 13.53. The lowest was 3.40. And the median was 8.51.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Aareal Bank AG E10 Related Terms


Aareal Bank AG E10 Historical Data

* Premium members only.

The historical data trend for Aareal Bank AG's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aareal Bank AG E10 Chart

Aareal Bank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.54 3.42 3.66 3.67 6.87

Aareal Bank AG Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.02 6.87 6.94 6.68 6.63

AABKF vs PNC, USB, TFC: E10 Comparison

For the Banks - Regional subindustry, Aareal Bank AG's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aareal Bank AG Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Aareal Bank AG's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Aareal Bank AG's Shiller PE Ratio falls into.


AABKF
20GF Score
Aareal Bank AG AABKF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Aareal Bank AG E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Aareal Bank AG's adjusted earnings per share data for the three months ended in Sep. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=0.333/129.2552*129.2552
=0.333

Current CPI (Sep. 2025) = 129.2552.

Aareal Bank AG Quarterly Data

per share eps CPI Adj_EPS
201512 1.100 99.717 1.426
201603 0.947 100.017 1.224
201606 1.445 100.717 1.854
201609 0.863 101.017 1.104
201612 0.580 101.217 0.741
201703 0.674 101.417 0.859
201706 1.239 102.117 1.568
201709 1.016 102.717 1.278
201712 0.876 102.617 1.103
201803 0.801 102.917 1.006
201806 0.800 104.017 0.994
201809 0.817 104.718 1.008
201812 1.718 104.217 2.131
201903 0.667 104.217 0.827
201906 0.689 105.718 0.842
201909 0.661 106.018 0.806
201912 0.689 105.818 0.842
202003 0.044 105.718 0.054
202006 0.079 106.618 0.096
202009 -0.059 105.818 -0.072
202012 -1.898 105.518 -2.325
202103 0.321 107.518 0.386
202106 0.157 108.486 0.187
202109 0.388 109.435 0.458
202112 0.181 110.384 0.212
202203 0.275 113.968 0.312
202206 0.618 115.760 0.690
202209 0.644 118.818 0.701
202212 0.867 119.345 0.939
202303 0.835 122.402 0.882
202306 0.362 123.140 0.380
202309 0.891 124.195 0.927
202312 -0.838 123.773 -0.875
202403 1.065 125.038 1.101
202406 -0.737 125.882 -0.757
202409 0.278 126.198 0.285
202412 39.133 127.041 39.815
202503 1.081 127.779 1.093
202506 1.850 128.412 1.862
202509 0.333 129.255 0.333

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $6.63 mean?
Aareal Bank AG (AABKF) has a E10 of $6.63 as of Sep. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Aareal Bank AG and its competitors.
Is Aareal Bank AG's E10 too high?
Aareal Bank AG's current E10 is $6.63. Overall, Aareal Bank AG has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Aareal Bank AG's E10 compare to PNC and USB?
Aareal Bank AG's E10 of $6.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Aareal Bank AG and its competitors. Aareal Bank AG's current E10 is $6.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aareal Bank AG stock overvalued right now?
Aareal Bank AG (AABKF) has a current E10 of $6.63. The stock's GF Value™ is $35.41, compared to a current price of $31.99 — trading 9.7% below its estimated fair value. The current E10 is $6.63. Aareal Bank AG's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Aareal Bank AG (AABKF), the current E10 is $6.63 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aareal Bank AG (AABKF) Overvalued in 2026?

Based on GuruFocus' analysis, Aareal Bank AG stock appears to be undervalued. The current stock price of $31.99 is trading 9.7% below its estimated GF Value™ of $35.41.

Key valuation signals for AABKF:

  • E10: $6.63
  • GF Value™: $35.41 vs. price of $31.99 (9.7% below fair value)
  • GF Score™: 20/100 with 3 warning signs

No single metric tells the full story. See the AABKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aareal Bank AG Business Description

Address Paulinenstrasse 15, Wiesbaden, HE, DEU, 65189
Aareal Bank AG is the parent company of the Aareal Bank Group, an international purveyor of financing services that specializes in commercial property financing. The group's companies are organized into two business segments: Structured Property Financing and Banking & Digital Solutions. In the Structured property financing segment, the group facilitates property investments for its domestic and international clients, and is active in Europe, North America, and the Asia/Pacific region. The banking & digital solutions segment provides sector-specific payments processes to its clients from the institutional housing industry, the commercial property sector, as well as to the energy and utilities industry. The majority of the bank's new financing opportunities take place in Western Europe.
20GF Score

Get the complete analysis for AABKF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.99
Price
$35.41
GF Value