AABKF (Aareal Bank AG) Net Income: $2,549 Mil (TTM As of Sep. 2025)

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AABKF Aareal Bank AG AABKF
20 GF Score
Price $31.99
GF Value $35.41
! 3 Warning Signs
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What is Aareal Bank AG Net Income?

Aareal Bank AG AABKF 20 Net Income is $2,549 Mil as of Sep. 2025. GuruFocus rates AABKF with a GF Score™ of 20/100 and a GF Value™ of $35.41. The stock has 3 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Aareal Bank AG's Net Income for the three months ended in Sep. 2025 was $58 Mil. Its Net Income for the trailing twelve months (TTM) ended in Sep. 2025 was $2,549 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Aareal Bank AG's Earnings per Share (Diluted) for the three months ended in Sep. 2025 was $0.96.


Aareal Bank AG  (OTCPK:AABKF) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Aareal Bank AG's Earnings per Share (Diluted) (EPS) for the quarter that ended in Sep. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Aareal Bank AG Net Income Related Terms


Aareal Bank AG Net Income Historical Data

* Premium members only.

The historical data trend for Aareal Bank AG's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aareal Bank AG Net Income Chart

Aareal Bank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -90.02 75.71 162.08 77.43 2,381.15

Aareal Bank AG Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.29 2,317.28 78.92 95.73 57.51
AABKF
20GF Score
Aareal Bank AG AABKF
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Aareal Bank AG Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Aareal Bank AG's Net Income for the fiscal year that ended in Dec. 2024 is calculated as

Net Income(A: Dec. 2024 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=307.853+-85.864+2159.162+0.0010000000002037
=2,381

Aareal Bank AG's Net Income for the quarter that ended in Sep. 2025 is calculated as

Net Income(Q: Sep. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=85.681+-28.169+0+0
=58

Net Income for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,549 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of $2,549 Mil mean?
Aareal Bank AG (AABKF) has a Net Income of $2,549 Mil as of Sep. 2025. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Aareal Bank AG and its competitors.
Is Aareal Bank AG's Net Income too high?
Aareal Bank AG's current Net Income is $2,549 Mil. Overall, Aareal Bank AG has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Aareal Bank AG's Net Income compare to PNC and USB?
Aareal Bank AG's Net Income of $2,549 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Aareal Bank AG and its competitors. Aareal Bank AG's current Net Income is $2,549 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aareal Bank AG stock overvalued right now?
Aareal Bank AG (AABKF) has a current Net Income of $2,549 Mil. The stock's GF Value™ is $35.41, compared to a current price of $31.99 — trading 9.7% below its estimated fair value. The current Net Income is $2,549 Mil. Aareal Bank AG's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Aareal Bank AG (AABKF), the current Net Income is $2,549 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aareal Bank AG (AABKF) Overvalued in 2026?

Based on GuruFocus' analysis, Aareal Bank AG stock appears to be undervalued. The current stock price of $31.99 is trading 9.7% below its estimated GF Value™ of $35.41.

Key valuation signals for AABKF:

  • Net Income: $2,549 Mil
  • GF Value™: $35.41 vs. price of $31.99 (9.7% below fair value)
  • GF Score™: 20/100 with 3 warning signs

No single metric tells the full story. See the AABKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aareal Bank AG Business Description

Address Paulinenstrasse 15, Wiesbaden, HE, DEU, 65189
Aareal Bank AG is the parent company of the Aareal Bank Group, an international purveyor of financing services that specializes in commercial property financing. The group's companies are organized into two business segments: Structured Property Financing and Banking & Digital Solutions. In the Structured property financing segment, the group facilitates property investments for its domestic and international clients, and is active in Europe, North America, and the Asia/Pacific region. The banking & digital solutions segment provides sector-specific payments processes to its clients from the institutional housing industry, the commercial property sector, as well as to the energy and utilities industry. The majority of the bank's new financing opportunities take place in Western Europe.
20GF Score

Get the complete analysis for AABKF

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.99
Price
$35.41
GF Value