The historical rank and industry rank for Aareal Bank AG's Pretax Margin % or its related term are showing as below:
AABKF'
s Pretax Margin % Range Over the Past 10 Years
Min: -9.38 Med: 26.78 Max: 44.63
Current: 29.51
AABKF's Pretax Margin % is not ranked
in the Banks industry.
Industry Median: 34.715
vs AABKF: 29.51
Aareal Bank AG (OTCPK:AABKF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Aareal Bank AG Pretax Margin % Related Terms
Aareal Bank AG Pretax Margin % Historical Data
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The historical data trend for Aareal Bank AG's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AABKF vs PNC, USB, TFC: Pretax Margin % Comparison
For the Banks - Regional subindustry, Aareal Bank AG's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aareal Bank AG Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Aareal Bank AG's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Aareal Bank AG's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aareal Bank AG (AABKF) has a Pretax Margin % of 41.48% as of Sep. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Aareal Bank AG and its competitors. This is 55% above median its historical median of 26.78.
Is Aareal Bank AG's Pretax Margin % too high?
Aareal Bank AG's current Pretax Margin % of 41.48% is 55% above median its 10-year median of 26.78. The Banks industry median Pretax Margin % is 34.72. Aareal Bank AG's value of 41.48% is 19.5% above this industry median. Overall, Aareal Bank AG has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Aareal Bank AG's Pretax Margin % compare to PNC and USB?
Aareal Bank AG's Pretax Margin % of 41.48% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.72. Aareal Bank AG's value of 41.48% is 19.5% above this benchmark. While the company's 10-year median is 26.78 vs. the industry median of 34.72, Aareal Bank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aareal Bank AG's current Pretax Margin % of 41.48% is 19.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Aareal Bank AG and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aareal Bank AG's current Pretax Margin % is 41.48%, which is 55% above median its own 10-year median of 26.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aareal Bank AG stock overvalued right now?
Aareal Bank AG (AABKF) has a current Pretax Margin % of 41.48%. The stock's GF Value™ is $35.41, compared to a current price of $31.99 — trading 9.7% below its estimated fair value. The current Pretax Margin % is 41.48%, which is 55% above median its 10-year median of 26.78 and 19.5% above the Banks industry median of 34.72. Aareal Bank AG's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Aareal Bank AG (AABKF), the current Pretax Margin % is 41.48% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aareal Bank AG (AABKF) Overvalued in 2026?
Based on GuruFocus' analysis, Aareal Bank AG stock appears to be undervalued.
The current stock price of $31.99 is trading 9.7% below its estimated GF Value™ of $35.41.
Key valuation signals for AABKF:
Pretax Margin %: 41.48% (55% above median its 10-year median of 26.78)
GF Value™: $35.41 vs. price of $31.99 (9.7% below fair value)
No single metric tells the full story. See the AABKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aareal Bank AG is the parent company of the Aareal Bank Group, an international purveyor of financing services that specializes in commercial property financing. The group's companies are organized into two business segments: Structured Property Financing and Banking & Digital Solutions. In the Structured property financing segment, the group facilitates property investments for its domestic and international clients, and is active in Europe, North America, and the Asia/Pacific region. The banking & digital solutions segment provides sector-specific payments processes to its clients from the institutional housing industry, the commercial property sector, as well as to the energy and utilities industry. The majority of the bank's new financing opportunities take place in Western Europe.
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