Capital Bank of Jordan (AMM:CAPL) Cyclically Adjusted PB Ratio: 1.24 (As of Jul. 11, 2026) — 14% Above Median


AMM:CAPL Capital Bank of Jordan AMM:CAPL
66 GF Score
Price JOD2.80
GF Value JOD2.89
Valuation Fairly Valued
! 4 Warning Signs
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What is Capital Bank of Jordan Cyclically Adjusted PB Ratio?

Capital Bank of Jordan AMM:CAPL 66 Cyclically Adjusted PB Ratio is 1.24 as of Jul. 11, 2026, which is 14% above its 10-year median of 1.09. GuruFocus rates AMM:CAPL with a GF Score™ of 66/100 and a GF Value™ of JOD2.89 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,299 Banks companies, Capital Bank of Jordan ranks better than 50.73% on this metric.

As of today (2026-07-11), Capital Bank of Jordan's current share price is JOD2.80. Capital Bank of Jordan's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD2.26. Capital Bank of Jordan's Cyclically Adjusted PB Ratio for today is 1.24.

The historical rank and industry rank for Capital Bank of Jordan's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMM:CAPL' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.86   Med: 1.09   Max: 1.81
Current: 1.24

During the past years, Capital Bank of Jordan's highest Cyclically Adjusted PB Ratio was 1.81. The lowest was 0.86. And the median was 1.09.

AMM:CAPL's Cyclically Adjusted PB Ratio is ranked better than
50.73% of 1299 companies
in the Banks industry
Industry Median: 1.24 vs AMM:CAPL: 1.24

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Capital Bank of Jordan's adjusted book value per share data for the three months ended in Mar. 2026 was JOD3.199. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD2.26 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Capital Bank of Jordan  (AMM:CAPL) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Capital Bank of Jordan Cyclically Adjusted PB Ratio Related Terms


Capital Bank of Jordan Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Capital Bank of Jordan's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Bank of Jordan Cyclically Adjusted PB Ratio Chart

Capital Bank of Jordan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.34 1.05 0.95 1.43

Capital Bank of Jordan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.92 1.05 1.43 1.27

Capital Bank of Jordan Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Capital Bank of Jordan's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Bank of Jordan Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Capital Bank of Jordan's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Capital Bank of Jordan's Cyclically Adjusted PB Ratio falls into.


AMM:CAPL
66GF Score
Capital Bank of Jordan AMM:CAPL
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital Bank of Jordan Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Capital Bank of Jordan's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.80/2.26
=1.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Bank of Jordan's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Capital Bank of Jordan's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.199/330.2130*330.2130
=3.199

Current CPI (Mar. 2026) = 330.2130.

Capital Bank of Jordan Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.649 241.018 2.259
201609 1.365 241.428 1.867
201612 1.390 241.432 1.901
201703 1.405 243.801 1.903
201706 1.373 244.955 1.851
201709 1.369 246.819 1.832
201712 1.458 246.524 1.953
201803 0.000 249.554 0.000
201806 1.330 251.989 1.743
201809 1.346 252.439 1.761
201812 1.434 251.233 1.885
201903 1.476 254.202 1.917
201906 1.411 256.143 1.819
201909 1.439 256.759 1.851
201912 1.469 256.974 1.888
202003 1.466 258.115 1.875
202006 1.512 257.797 1.937
202009 1.548 260.280 1.964
202012 1.537 260.474 1.949
202103 1.677 264.877 2.091
202106 1.642 271.696 1.996
202109 1.673 274.310 2.014
202112 1.815 278.802 2.150
202203 0.649 287.504 0.745
202206 2.944 296.311 3.281
202209 2.300 296.808 2.559
202212 2.347 296.797 2.611
202303 2.308 301.836 2.525
202306 2.370 305.109 2.565
202309 2.441 307.789 2.619
202312 2.500 306.746 2.691
202403 2.474 312.332 2.616
202406 2.511 314.175 2.639
202409 2.609 315.301 2.732
202412 2.755 315.605 2.883
202503 2.876 319.799 2.970
202506 2.833 322.561 2.900
202509 2.947 324.800 2.996
202512 3.110 324.054 3.169
202603 3.199 330.213 3.199

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.24 mean?
Capital Bank of Jordan (AMM:CAPL) has a Cyclically Adjusted PB Ratio of 1.24 as of Jul. 11, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Capital Bank of Jordan and its competitors. This is 14% above median its historical median of 1.09. Over the past decade, Capital Bank of Jordan's Cyclically Adjusted PB Ratio has ranged from 0.86 to 1.81. According to the industry distribution chart, Capital Bank of Jordan ranks #640 out of 1299 companies in the Banks industry, placing it in the top 49.3%.
Is Capital Bank of Jordan's Cyclically Adjusted PB Ratio too high?
Capital Bank of Jordan's current Cyclically Adjusted PB Ratio of 1.24 is 14% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 1.81. The Banks industry median Cyclically Adjusted PB Ratio is 1.24. Capital Bank of Jordan's value of 1.24 is 0% at this industry median. Based on the distribution chart, Capital Bank of Jordan ranks #640 out of 1299 companies in the Banks industry, which is above the industry midpoint. Overall, Capital Bank of Jordan has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital Bank of Jordan's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Capital Bank of Jordan ranks #640 out of 1299 companies for Cyclically Adjusted PB Ratio. This puts Capital Bank of Jordan in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.24. Capital Bank of Jordan's value of 1.24 is 0% at this benchmark. Historically, Capital Bank of Jordan's own Cyclically Adjusted PB Ratio has ranged from 0.86 to 1.81 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.24, Capital Bank of Jordan has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Bank of Jordan's current Cyclically Adjusted PB Ratio of 1.24 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Capital Bank of Jordan and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Bank of Jordan's current Cyclically Adjusted PB Ratio is 1.24, which is 14% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Capital Bank of Jordan (AMM:CAPL) is currently considered Fairly Valued. The stock's GF Value™ is JOD2.89, compared to a current price of JOD2.80 — trading 3.1% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.24, which is 14% above median its 10-year median of 1.09 and 0% at the Banks industry median of 1.24. Capital Bank of Jordan's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Capital Bank of Jordan (AMM:CAPL), the current Cyclically Adjusted PB Ratio is 1.24 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Bank of Jordan (AMM:CAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Bank of Jordan stock appears to be undervalued. The current stock price of JOD2.80 is trading 3.1% below its estimated GF Value™ of JOD2.89. GuruFocus considers Capital Bank of Jordan to be Fairly Valued.

Key valuation signals for AMM:CAPL:

  • Cyclically Adjusted PB Ratio: 1.24 (14% above median its 10-year median of 1.09)
  • GF Value™: JOD2.89 vs. price of JOD2.80 (3.1% below fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 0% at the Banks median (#640 of 1299)

No single metric tells the full story. See the AMM:CAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Bank of Jordan Business Description

Address Abdali Boulevard, Suliman Al Nabulsi street, building No. 26, P.O. Box 941283, Amman, JOR, 11194
Capital Bank of Jordan operates as a financial institution providing a comprehensive set of commercial and investment banking services. The company's operating segment includes Retail banking; Corporate banking; Corporate finance; Treasury and Other. It generates maximum revenue from the Corporate Banking segment. The Corporate banking segment includes monitoring deposits, credit facilities, and other banking facilities provided to corporate customers. Its Treasury segment is principally providing money market, trading, and treasury services, as well as the management of the Bank's funding operations. Geographically, it derives a majority of its revenue from Jordan.
66GF Score

Get the complete analysis for AMM:CAPL

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.80
Price
JOD2.89
GF Value