Capital Bank of Jordan (AMM:CAPL) Return-on-Tangible-Equity: 14.34% (As of Mar. 2026) — 22% Above Median


AMM:CAPL Capital Bank of Jordan AMM:CAPL
67 GF Score
Price JOD2.81
GF Value JOD2.90
Valuation Fairly Valued
! 4 Warning Signs
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What is Capital Bank of Jordan Return-on-Tangible-Equity?

Capital Bank of Jordan AMM:CAPL 67 Return-on-Tangible-Equity is 14.34% as of Mar. 2026, which is 22% above its 10-year median of 11.74. GuruFocus rates AMM:CAPL with a GF Score™ of 67/100 and a GF Value™ of JOD2.90 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,523 Banks companies, Capital Bank of Jordan ranks better than 84.77% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Capital Bank of Jordan's annualized net income for the quarter that ended in Mar. 2026 was JOD97.5 Mil. Capital Bank of Jordan's average shareholder tangible equity for the quarter that ended in Mar. 2026 was JOD679.9 Mil. Therefore, Capital Bank of Jordan's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 14.34%.

The historical rank and industry rank for Capital Bank of Jordan's Return-on-Tangible-Equity or its related term are showing as below:

AMM:CAPL' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.63   Med: 11.74   Max: 25.5
Current: 17.81

During the past 13 years, Capital Bank of Jordan's highest Return-on-Tangible-Equity was 25.50%. The lowest was 4.63%. And the median was 11.74%.

AMM:CAPL's Return-on-Tangible-Equity is ranked better than
84.77% of 1523 companies
in the Banks industry
Industry Median: 11.2 vs AMM:CAPL: 17.81

Capital Bank of Jordan  (AMM:CAPL) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Capital Bank of Jordan Return-on-Tangible-Equity Related Terms


Capital Bank of Jordan Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Capital Bank of Jordan's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Bank of Jordan Return-on-Tangible-Equity Chart

Capital Bank of Jordan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.50 19.48 12.51 17.31 20.16

Capital Bank of Jordan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.49 16.62 16.91 22.90 14.34

Capital Bank of Jordan Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, Capital Bank of Jordan's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Bank of Jordan Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Capital Bank of Jordan's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Capital Bank of Jordan's Return-on-Tangible-Equity falls into.


AMM:CAPL
67GF Score
Capital Bank of Jordan AMM:CAPL
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital Bank of Jordan Return-on-Tangible-Equity Calculation

Capital Bank of Jordan's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=133.385/( (656.976+666.556 )/ 2 )
=133.385/661.766
=20.16 %

Capital Bank of Jordan's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=97.476/( (666.556+693.146)/ 2 )
=97.476/679.851
=14.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 14.34% mean?
Capital Bank of Jordan (AMM:CAPL) has a Return-on-Tangible-Equity of 14.34% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Capital Bank of Jordan and its competitors. This is 22% above median its historical median of 11.74. Over the past decade, Capital Bank of Jordan's Return-on-Tangible-Equity has ranged from 4.63 to 25.50. According to the industry distribution chart, Capital Bank of Jordan ranks #232 out of 1523 companies in the Banks industry, placing it in the top 15.2%.
Is Capital Bank of Jordan's Return-on-Tangible-Equity too high?
Capital Bank of Jordan's current Return-on-Tangible-Equity of 14.34% is 22% above median its 10-year median of 11.74. Over the past 10 years, this metric has ranged from a low of 4.63 to a high of 25.50. The Banks industry median Return-on-Tangible-Equity is 11.20. Capital Bank of Jordan's value of 14.34% is 28% above this industry median. Based on the distribution chart, Capital Bank of Jordan ranks #232 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Capital Bank of Jordan has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital Bank of Jordan's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Capital Bank of Jordan ranks #232 out of 1523 companies for Return-on-Tangible-Equity. This places Capital Bank of Jordan in the top 15% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.20. Capital Bank of Jordan's value of 14.34% is 28% above this benchmark. Historically, Capital Bank of Jordan's own Return-on-Tangible-Equity has ranged from 4.63 to 25.50 over the past decade. While the company's 10-year median is 11.74 vs. the industry median of 11.20, Capital Bank of Jordan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Bank of Jordan's current Return-on-Tangible-Equity of 14.34% is 28% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Capital Bank of Jordan and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Bank of Jordan's current Return-on-Tangible-Equity is 14.34%, which is 22% above median its own 10-year median of 11.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Capital Bank of Jordan (AMM:CAPL) is currently considered Fairly Valued. The stock's GF Value™ is JOD2.90, compared to a current price of JOD2.81 — trading 3.1% below its estimated fair value. The current Return-on-Tangible-Equity is 14.34%, which is 22% above median its 10-year median of 11.74 and 28% above the Banks industry median of 11.20. Capital Bank of Jordan's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Capital Bank of Jordan (AMM:CAPL), the current Return-on-Tangible-Equity is 14.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Bank of Jordan (AMM:CAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Bank of Jordan stock appears to be undervalued. The current stock price of JOD2.81 is trading 3.1% below its estimated GF Value™ of JOD2.90. GuruFocus considers Capital Bank of Jordan to be Fairly Valued.

Key valuation signals for AMM:CAPL:

  • Return-on-Tangible-Equity: 14.34% (22% above median its 10-year median of 11.74)
  • GF Value™: JOD2.90 vs. price of JOD2.81 (3.1% below fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 28% above the Banks median (#232 of 1523)

No single metric tells the full story. See the AMM:CAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Bank of Jordan Business Description

Address Abdali Boulevard, Suliman Al Nabulsi street, building No. 26, P.O. Box 941283, Amman, JOR, 11194
Capital Bank of Jordan operates as a financial institution providing a comprehensive set of commercial and investment banking services. The company's operating segment includes Retail banking; Corporate banking; Corporate finance; Treasury and Other. It generates maximum revenue from the Corporate Banking segment. The Corporate banking segment includes monitoring deposits, credit facilities, and other banking facilities provided to corporate customers. Its Treasury segment is principally providing money market, trading, and treasury services, as well as the management of the Bank's funding operations. Geographically, it derives a majority of its revenue from Jordan.
67GF Score

Get the complete analysis for AMM:CAPL

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.81
Price
JOD2.90
GF Value