Capital Bank of JordanAMM:CAPL 68 ROE % is 11.75% as of Mar. 2026, which is 7% above its 10-year median of 10.96. GuruFocus rates AMM:CAPL with a GF Score™ of 68/100 and a GF Value™ of JOD2.90 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,524 Banks companies, Capital Bank of Jordan ranks better than 83.99% on this metric.
The historical rank and industry rank for Capital Bank of Jordan's ROE % or its related term are showing as below:
AMM:CAPL'
s ROE % Range Over the Past 10 Years
Min: 4.55 Med: 10.96 Max: 23.51
Current: 15.87
During the past 13 years, Capital Bank of Jordan's highest ROE % was 23.51%. The lowest was 4.55%. And the median was 10.96%.
AMM:CAPL's ROE % is ranked better than 83.99% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs AMM:CAPL: 15.87
Capital Bank of Jordan (AMM:CAPL) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital Bank of Jordan ROE % Competitor Comparison
For the Banks - Regional subindustry, Capital Bank of Jordan's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Bank of Jordan ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Capital Bank of Jordan's ROE % distribution charts can be found below:
* The bar in red indicates where Capital Bank of Jordan's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Capital Bank of Jordan (AMM:CAPL) has a ROE % of 11.75% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Capital Bank of Jordan and its competitors. This is near median its historical median of 10.96. Over the past decade, Capital Bank of Jordan's ROE % has ranged from 4.55 to 23.51. According to the industry distribution chart, Capital Bank of Jordan ranks #244 out of 1524 companies in the Banks industry, placing it in the top 16%.
Is Capital Bank of Jordan's ROE % too high?
Capital Bank of Jordan's current ROE % of 11.75% is near median its 10-year median of 10.96. Over the past 10 years, this metric has ranged from a low of 4.55 to a high of 23.51. The Banks industry median ROE % is 10.22. Capital Bank of Jordan's value of 11.75% is 15% above this industry median. Based on the distribution chart, Capital Bank of Jordan ranks #244 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Capital Bank of Jordan has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital Bank of Jordan's ROE % compare to competitors?
According to the Banks industry distribution chart, Capital Bank of Jordan ranks #244 out of 1524 companies for ROE %. This places Capital Bank of Jordan in the top 16% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Capital Bank of Jordan's value of 11.75% is 15% above this benchmark. Historically, Capital Bank of Jordan's own ROE % has ranged from 4.55 to 23.51 over the past decade. While the company's 10-year median is 10.96 vs. the industry median of 10.22, Capital Bank of Jordan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Bank of Jordan's current ROE % of 11.75% is 15% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Capital Bank of Jordan and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Bank of Jordan's current ROE % is 11.75%, which is near median its own 10-year median of 10.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Capital Bank of Jordan (AMM:CAPL) is currently considered Fairly Valued. The stock's GF Value™ is JOD2.90, compared to a current price of JOD2.80 — trading 3.4% below its estimated fair value. The current ROE % is 11.75%, which is near median its 10-year median of 10.96 and 15% above the Banks industry median of 10.22. Capital Bank of Jordan's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Capital Bank of Jordan (AMM:CAPL), the current ROE % is 11.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Bank of Jordan (AMM:CAPL) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Bank of Jordan stock appears to be undervalued.
The current stock price of JOD2.80 is trading 3.4% below its estimated GF Value™ of JOD2.90.
GuruFocus considers Capital Bank of Jordan to be Fairly Valued.
Key valuation signals for AMM:CAPL:
ROE %: 11.75% (near median its 10-year median of 10.96)
GF Value™: JOD2.90 vs. price of JOD2.80 (3.4% below fair value)
Industry Position: 15% above the Banks median (#244 of 1524)
No single metric tells the full story. See the AMM:CAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital Bank of Jordan operates as a financial institution providing a comprehensive set of commercial and investment banking services. The company's operating segment includes Retail banking; Corporate banking; Corporate finance; Treasury and Other. It generates maximum revenue from the Corporate Banking segment. The Corporate banking segment includes monitoring deposits, credit facilities, and other banking facilities provided to corporate customers. Its Treasury segment is principally providing money market, trading, and treasury services, as well as the management of the Bank's funding operations. Geographically, it derives a majority of its revenue from Jordan.
68GF Score
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