Capital Bank of Jordan (AMM:CAPL) Financial Strength: 1 (As of Mar. 2026) — 67% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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AMM:CAPL Capital Bank of Jordan AMM:CAPL
64 GF Score
Price JOD2.78
GF Value JOD3.22
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Capital Bank of Jordan Financial Strength?

Capital Bank of Jordan AMM:CAPL +0.36% 64 Financial Strength is 1 as of Mar. 2026, which is 67% below its 10-year median of 3.00. GuruFocus rates AMM:CAPL with a GF Score™ of 64/100 and a GF Value™ of JOD3.22 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Capital Bank of Jordan has the Financial Strength Rank of 1. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Capital Bank of Jordan displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Capital Bank of Jordan's interest coverage with the available data. Capital Bank of Jordan's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.90. Altman Z-Score does not apply to banks and insurance companies.


Capital Bank of Jordan  (AMM:CAPL) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Capital Bank of Jordan has the Financial Strength Rank of 1. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Capital Bank of Jordan Financial Strength Related Terms

AMM:CAPL
64GF Score
Capital Bank of Jordan AMM:CAPL
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Bank of Jordan Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Capital Bank of Jordan's Interest Expense for the months ended in Mar. 2026 was JOD-55.2 Mil. Its Operating Income for the months ended in Mar. 2026 was JOD0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was JOD389.8 Mil.

Capital Bank of Jordan's Interest Coverage for the quarter that ended in Mar. 2026 is

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Capital Bank of Jordan has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

Capital Bank of Jordan's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 389.812) / 430.868
=0.90

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 1 mean?
Capital Bank of Jordan (AMM:CAPL) has a Financial Strength of 1 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Capital Bank of Jordan and its competitors. This is 67% below median its historical median of 3.00. Over the past decade, Capital Bank of Jordan's Financial Strength has ranged from 1.00 to 6.00.
Is Capital Bank of Jordan's Financial Strength too high?
Capital Bank of Jordan's current Financial Strength of 1 is 67% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Capital Bank of Jordan has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Capital Bank of Jordan's Financial Strength compare to competitors?
Capital Bank of Jordan's Financial Strength of 1 can be compared against companies in the Banks industry. Historically, Capital Bank of Jordan's own Financial Strength has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Capital Bank of Jordan and its competitors. Capital Bank of Jordan's current Financial Strength is 1, which is 67% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Capital Bank of Jordan (AMM:CAPL) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD3.22, compared to a current price of JOD2.78 — trading 13.7% below its estimated fair value. The current Financial Strength is 1, which is 67% below median its 10-year median of 3.00. Capital Bank of Jordan's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Capital Bank of Jordan (AMM:CAPL), the current Financial Strength is 1 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Bank of Jordan (AMM:CAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Bank of Jordan stock appears to be undervalued. The current stock price of JOD2.78 is trading 13.7% below its estimated GF Value™ of JOD3.22. GuruFocus considers Capital Bank of Jordan to be Modestly Undervalued.

Key valuation signals for AMM:CAPL:

  • Financial Strength: 1 (67% below median its 10-year median of 3.00)
  • GF Value™: JOD3.22 vs. price of JOD2.78 (13.7% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the AMM:CAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Bank of Jordan Business Description

Address Abdali Boulevard, Suliman Al Nabulsi street, building No. 26, P.O. Box 941283, Amman, JOR, 11194
Capital Bank of Jordan operates as a financial institution providing a comprehensive set of commercial and investment banking services. The company's operating segment includes Retail banking; Corporate banking; Corporate finance; Treasury and Other. It generates maximum revenue from the Corporate Banking segment. The Corporate banking segment includes monitoring deposits, credit facilities, and other banking facilities provided to corporate customers. Its Treasury segment is principally providing money market, trading, and treasury services, as well as the management of the Bank's funding operations. Geographically, it derives a majority of its revenue from Jordan.
64GF Score

Get the complete analysis for AMM:CAPL

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.78
Price
JOD3.22
GF Value