Capital Bank of Jordan (AMM:CAPL) Graham Number: JOD5.22 (As of Mar. 2026) — 988% Above Median


AMM:CAPL Capital Bank of Jordan AMM:CAPL
66 GF Score
Price JOD2.80
GF Value JOD2.88
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Capital Bank of Jordan Graham Number?

Capital Bank of Jordan AMM:CAPL 66 Graham Number is JOD5.22 as of Mar. 2026, which is 100% below its 10-year median of 0.48. GuruFocus rates AMM:CAPL with a GF Score™ of 66/100 and a GF Value™ of JOD2.88 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,438 Banks companies, Capital Bank of Jordan ranks better than 79.62% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-07-12), the stock price of Capital Bank of Jordan is JOD2.80. Capital Bank of Jordan's graham number for the quarter that ended in Mar. 2026 was JOD5.22. Therefore, Capital Bank of Jordan's Price to Graham Number ratio for today is 0.54.

The historical rank and industry rank for Capital Bank of Jordan's Graham Number or its related term are showing as below:

AMM:CAPL' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.36   Med: 0.48   Max: 1.53
Current: 0.54

During the past 13 years, the highest Price to Graham Number ratio of Capital Bank of Jordan was 1.53. The lowest was 0.36. And the median was 0.48.

AMM:CAPL's Price-to-Graham-Number is ranked better than
79.62% of 1438 companies
in the Banks industry
Industry Median: 0.8 vs AMM:CAPL: 0.54

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Capital Bank of Jordan  (AMM:CAPL) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Capital Bank of Jordan's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Mar. 2026 )
=2.80/5.22
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Capital Bank of Jordan Graham Number Related Terms


Capital Bank of Jordan Graham Number Historical Data

* Premium members only.

The historical data trend for Capital Bank of Jordan's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Bank of Jordan Graham Number Chart

Capital Bank of Jordan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.26 3.63 3.94 4.81 5.56

Capital Bank of Jordan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.84 5.19 5.64 5.32 5.22

Capital Bank of Jordan Graham Number Competitor Comparison

For the Banks - Regional subindustry, Capital Bank of Jordan's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Bank of Jordan Price-to-Graham-Number vs Banks Industry

For the Banks industry and Financial Services sector, Capital Bank of Jordan's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Capital Bank of Jordan's Price-to-Graham-Number falls into.


AMM:CAPL
66GF Score
Capital Bank of Jordan AMM:CAPL
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital Bank of Jordan Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Capital Bank of Jordan's Graham Number for the fiscal year that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*2.534*0.542)
=5.56

Capital Bank of Jordan's Graham Number for the quarter that ended in Mar. 2026 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*2.635*0.459)
=5.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of JOD5.22 mean?
Capital Bank of Jordan (AMM:CAPL) has a Graham Number of JOD5.22 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Capital Bank of Jordan and its competitors. This is 988% above median its historical median of 0.48. Over the past decade, Capital Bank of Jordan's Graham Number has ranged from 0.36 to 1.53. According to the industry distribution chart, Capital Bank of Jordan ranks #293 out of 1438 companies in the Banks industry, placing it in the top 20.4%.
Is Capital Bank of Jordan's Graham Number too high?
Capital Bank of Jordan's current Graham Number of JOD5.22 is 988% above median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.53. Based on the distribution chart, Capital Bank of Jordan ranks #293 out of 1438 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Capital Bank of Jordan has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital Bank of Jordan's Graham Number compare to competitors?
According to the Banks industry distribution chart, Capital Bank of Jordan ranks #293 out of 1438 companies for Graham Number. This places Capital Bank of Jordan in the top 20% of its industry — outperforming the majority of peers. The industry median Graham Number is 0.80. Historically, Capital Bank of Jordan's own Graham Number has ranged from 0.36 to 1.53 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.80, based on 1,438 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Capital Bank of Jordan and its competitors. For the Banks industry, the median Graham Number is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Bank of Jordan's current Graham Number is JOD5.22, which is 988% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Capital Bank of Jordan (AMM:CAPL) is currently considered Fairly Valued. The stock's GF Value™ is JOD2.88, compared to a current price of JOD2.80 — trading 2.8% below its estimated fair value. The current Graham Number is JOD5.22, which is 988% above median its 10-year median of 0.48. Capital Bank of Jordan's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Capital Bank of Jordan (AMM:CAPL), the current Graham Number is JOD5.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Bank of Jordan (AMM:CAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Bank of Jordan stock appears to be undervalued. The current stock price of JOD2.80 is trading 2.8% below its estimated GF Value™ of JOD2.88. GuruFocus considers Capital Bank of Jordan to be Fairly Valued.

Key valuation signals for AMM:CAPL:

  • Graham Number: JOD5.22 (988% above median its 10-year median of 0.48)
  • GF Value™: JOD2.88 vs. price of JOD2.80 (2.8% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the AMM:CAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Bank of Jordan Business Description

Address Abdali Boulevard, Suliman Al Nabulsi street, building No. 26, P.O. Box 941283, Amman, JOR, 11194
Capital Bank of Jordan operates as a financial institution providing a comprehensive set of commercial and investment banking services. The company's operating segment includes Retail banking; Corporate banking; Corporate finance; Treasury and Other. It generates maximum revenue from the Corporate Banking segment. The Corporate banking segment includes monitoring deposits, credit facilities, and other banking facilities provided to corporate customers. Its Treasury segment is principally providing money market, trading, and treasury services, as well as the management of the Bank's funding operations. Geographically, it derives a majority of its revenue from Jordan.
66GF Score

Get the complete analysis for AMM:CAPL

Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.80
Price
JOD2.88
GF Value