Capital Bank of Jordan (AMM:CAPL) Retained Earnings: JOD344.9 Mil (As of Mar. 2026)


AMM:CAPL Capital Bank of Jordan AMM:CAPL
68 GF Score
Price JOD2.80
GF Value JOD2.89
Valuation Fairly Valued
! 4 Warning Signs
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What is Capital Bank of Jordan Retained Earnings?

Capital Bank of Jordan AMM:CAPL +0.36% 68 Retained Earnings is JOD344.9 Mil as of Mar. 2026. GuruFocus rates AMM:CAPL with a GF Score™ of 68/100 and a GF Value™ of JOD2.89 (Fairly Valued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Capital Bank of Jordan's retained earnings for the quarter that ended in Mar. 2026 was JOD344.9 Mil.

Capital Bank of Jordan's quarterly retained earnings increased from Sep. 2025 (JOD0.0 Mil) to Dec. 2025 (JOD323.6 Mil) and increased from Dec. 2025 (JOD323.6 Mil) to Mar. 2026 (JOD344.9 Mil).

Capital Bank of Jordan's annual retained earnings increased from Dec. 2023 (JOD185.1 Mil) to Dec. 2024 (JOD241.0 Mil) and increased from Dec. 2024 (JOD241.0 Mil) to Dec. 2025 (JOD323.6 Mil).


Capital Bank of Jordan  (AMM:CAPL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Capital Bank of Jordan Retained Earnings Historical Data

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The historical data trend for Capital Bank of Jordan's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Bank of Jordan Retained Earnings Chart

Capital Bank of Jordan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 121.91 166.92 185.06 241.05 323.57

Capital Bank of Jordan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 273.11 261.10 0.00 323.57 344.89
AMM:CAPL
68GF Score
Capital Bank of Jordan AMM:CAPL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Bank of Jordan Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of JOD344.9 Mil mean?
Capital Bank of Jordan (AMM:CAPL) has a Retained Earnings of JOD344.9 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Capital Bank of Jordan and its competitors.
Is Capital Bank of Jordan's Retained Earnings too high?
Capital Bank of Jordan's current Retained Earnings is JOD344.9 Mil. Overall, Capital Bank of Jordan has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital Bank of Jordan's Retained Earnings compare to competitors?
Capital Bank of Jordan's Retained Earnings of JOD344.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Capital Bank of Jordan and its competitors. Capital Bank of Jordan's current Retained Earnings is JOD344.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Capital Bank of Jordan (AMM:CAPL) is currently considered Fairly Valued. The stock's GF Value™ is JOD2.89, compared to a current price of JOD2.80 — trading 3.1% below its estimated fair value. The current Retained Earnings is JOD344.9 Mil. Capital Bank of Jordan's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Capital Bank of Jordan (AMM:CAPL), the current Retained Earnings is JOD344.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Bank of Jordan (AMM:CAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Bank of Jordan stock appears to be undervalued. The current stock price of JOD2.80 is trading 3.1% below its estimated GF Value™ of JOD2.89. GuruFocus considers Capital Bank of Jordan to be Fairly Valued.

Key valuation signals for AMM:CAPL:

  • Retained Earnings: JOD344.9 Mil
  • GF Value™: JOD2.89 vs. price of JOD2.80 (3.1% below fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the AMM:CAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Bank of Jordan Business Description

Address Abdali Boulevard, Suliman Al Nabulsi street, building No. 26, P.O. Box 941283, Amman, JOR, 11194
Capital Bank of Jordan operates as a financial institution providing a comprehensive set of commercial and investment banking services. The company's operating segment includes Retail banking; Corporate banking; Corporate finance; Treasury and Other. It generates maximum revenue from the Corporate Banking segment. The Corporate banking segment includes monitoring deposits, credit facilities, and other banking facilities provided to corporate customers. Its Treasury segment is principally providing money market, trading, and treasury services, as well as the management of the Bank's funding operations. Geographically, it derives a majority of its revenue from Jordan.
68GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.80
Price
JOD2.89
GF Value