Capital Bank of Jordan (AMM:CAPL) Debt-to-Equity: 0.46 (As of Mar. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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AMM:CAPL Capital Bank of Jordan AMM:CAPL
82 GF Score
Price JOD2.80
GF Value JOD2.90
Valuation Fairly Valued
! 4 Warning Signs
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What is Capital Bank of Jordan Debt-to-Equity?

Capital Bank of Jordan AMM:CAPL -0.36% 82 Debt-to-Equity is 0.46 as of Mar. 2026, which is 2% above its 10-year median of 0.45. GuruFocus rates AMM:CAPL with a GF Score™ of 82/100 and a GF Value™ of JOD2.90 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,421 Banks companies, Capital Bank of Jordan ranks better than 56.79% on this metric.

Capital Bank of Jordan's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was JOD0.0 Mil. Capital Bank of Jordan's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was JOD389.8 Mil. Capital Bank of Jordan's Total Stockholders Equity for the quarter that ended in Mar. 2026 was JOD841.4 Mil. Capital Bank of Jordan's debt to equity for the quarter that ended in Mar. 2026 was 0.46.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Capital Bank of Jordan's Debt-to-Equity or its related term are showing as below:

AMM:CAPL' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03   Med: 0.45   Max: 0.79
Current: 0.46

During the past 13 years, the highest Debt-to-Equity Ratio of Capital Bank of Jordan was 0.79. The lowest was 0.03. And the median was 0.45.

AMM:CAPL's Debt-to-Equity is ranked better than
56.79% of 1421 companies
in the Banks industry
Industry Median: 0.56 vs AMM:CAPL: 0.46

Capital Bank of Jordan  (AMM:CAPL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Capital Bank of Jordan Debt-to-Equity Related Terms


Capital Bank of Jordan Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Capital Bank of Jordan's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Bank of Jordan Debt-to-Equity Chart

Capital Bank of Jordan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.79 0.57 0.45 0.49

Capital Bank of Jordan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.41 0.03 0.49 0.46

Capital Bank of Jordan Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Capital Bank of Jordan's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Bank of Jordan Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Capital Bank of Jordan's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Capital Bank of Jordan's Debt-to-Equity falls into.


AMM:CAPL
82GF Score
Capital Bank of Jordan AMM:CAPL
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Bank of Jordan Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Capital Bank of Jordan's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Capital Bank of Jordan's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.46 mean?
Capital Bank of Jordan (AMM:CAPL) has a Debt-to-Equity of 0.46 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Capital Bank of Jordan and its competitors. This is near median its historical median of 0.45. Over the past decade, Capital Bank of Jordan's Debt-to-Equity has ranged from 0.03 to 0.79. According to the industry distribution chart, Capital Bank of Jordan ranks #614 out of 1421 companies in the Banks industry, placing it in the top 43.2%.
Is Capital Bank of Jordan's Debt-to-Equity too high?
Capital Bank of Jordan's current Debt-to-Equity of 0.46 is near median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.79. The Banks industry median Debt-to-Equity is 0.56. Capital Bank of Jordan's value of 0.46 is 17.9% below this industry median. Based on the distribution chart, Capital Bank of Jordan ranks #614 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Capital Bank of Jordan has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital Bank of Jordan's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Capital Bank of Jordan ranks #614 out of 1421 companies for Debt-to-Equity. This puts Capital Bank of Jordan in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Capital Bank of Jordan's value of 0.46 is 17.9% below this benchmark. Historically, Capital Bank of Jordan's own Debt-to-Equity has ranged from 0.03 to 0.79 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 0.56, Capital Bank of Jordan has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Bank of Jordan's current Debt-to-Equity of 0.46 is 17.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Capital Bank of Jordan and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Bank of Jordan's current Debt-to-Equity is 0.46, which is near median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Capital Bank of Jordan (AMM:CAPL) is currently considered Fairly Valued. The stock's GF Value™ is JOD2.90, compared to a current price of JOD2.80 — trading 3.4% below its estimated fair value. The current Debt-to-Equity is 0.46, which is near median its 10-year median of 0.45 and 17.9% below the Banks industry median of 0.56. Capital Bank of Jordan's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Capital Bank of Jordan (AMM:CAPL), the current Debt-to-Equity is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Bank of Jordan (AMM:CAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Bank of Jordan stock appears to be undervalued. The current stock price of JOD2.80 is trading 3.4% below its estimated GF Value™ of JOD2.90. GuruFocus considers Capital Bank of Jordan to be Fairly Valued.

Key valuation signals for AMM:CAPL:

  • Debt-to-Equity: 0.46 (near median its 10-year median of 0.45)
  • GF Value™: JOD2.90 vs. price of JOD2.80 (3.4% below fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 17.9% below the Banks median (#614 of 1421)

No single metric tells the full story. See the AMM:CAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Bank of Jordan Business Description

Address Abdali Boulevard, Suliman Al Nabulsi street, building No. 26, P.O. Box 941283, Amman, JOR, 11194
Capital Bank of Jordan operates as a financial institution providing a comprehensive set of commercial and investment banking services. The company's operating segment includes Retail banking; Corporate banking; Corporate finance; Treasury and Other. It generates maximum revenue from the Corporate Banking segment. The Corporate banking segment includes monitoring deposits, credit facilities, and other banking facilities provided to corporate customers. Its Treasury segment is principally providing money market, trading, and treasury services, as well as the management of the Bank's funding operations. Geographically, it derives a majority of its revenue from Jordan.
82GF Score

Get the complete analysis for AMM:CAPL

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.80
Price
JOD2.90
GF Value