Capital Bank of Jordan (AMM:CAPL) Net-Net Working Capital: JOD-23.67 (As of Mar. 2026)

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AMM:CAPL Capital Bank of Jordan AMM:CAPL
67 GF Score
Price JOD2.81
GF Value JOD2.88
Valuation Fairly Valued
! 4 Warning Signs
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What is Capital Bank of Jordan Net-Net Working Capital?

Capital Bank of Jordan AMM:CAPL +0.36% 67 Net-Net Working Capital is JOD-23.67 as of Mar. 2026. GuruFocus rates AMM:CAPL with a GF Score™ of 67/100 and a GF Value™ of JOD2.88 (Fairly Valued). The stock has 4 warning signs investors should review. Among 8 Banks companies, Capital Bank of Jordan ranks worse than 12499987.5% on this metric.

In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.

Capital Bank of Jordan's Net-Net Working Capital for the quarter that ended in Mar. 2026 was JOD-23.67.

The industry rank for Capital Bank of Jordan's Net-Net Working Capital or its related term are showing as below:

AMM:CAPL's Price-to-Net-Net-Working-Capital is not ranked *
in the Banks industry.
Industry Median: 1.845
* Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.

Capital Bank of Jordan  (AMM:CAPL) Net-Net Working Capital Explanation

One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.


Capital Bank of Jordan Net-Net Working Capital Related Terms


Capital Bank of Jordan Net-Net Working Capital Historical Data

* Premium members only.

The historical data trend for Capital Bank of Jordan's Net-Net Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Bank of Jordan Net-Net Working Capital Chart

Capital Bank of Jordan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net-Net Working Capital
Get a 7-Day Free Trial Premium Member Only Premium Member Only -16.06 -20.30 -20.75 -21.41 -24.88

Capital Bank of Jordan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net-Net Working Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -22.07 -22.62 -33.40 -24.88 -23.67

Capital Bank of Jordan Net-Net Working Capital Competitor Comparison

For the Banks - Regional subindustry, Capital Bank of Jordan's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Bank of Jordan Price-to-Net-Net-Working-Capital vs Banks Industry

For the Banks industry and Financial Services sector, Capital Bank of Jordan's Price-to-Net-Net-Working-Capital distribution charts can be found below:

* The bar in red indicates where Capital Bank of Jordan's Price-to-Net-Net-Working-Capital falls into.


AMM:CAPL
67GF Score
Capital Bank of Jordan AMM:CAPL
Net-Net Working Capital is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital Bank of Jordan Net-Net Working Capital Calculation

Capital Bank of Jordan's Net-Net Working Capital (NNWC) per share for the fiscal year that ended in Dec. 2025 is calculated as

Net-Net Working Capital(A: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(1364.277+0+0.75 * 0+0.5 * 0-7738.389
-0-170.465)/263.037
=-24.88

Capital Bank of Jordan's Net-Net Working Capital (NNWC) per share for the quarter that ended in Mar. 2026 is calculated as

Net-Net Working Capital(Q: Mar. 2026 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(1460.394+0+0.75 * 0+0.5 * 0-7501.745
-0-184.462)/263.037
=-23.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.

In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.

This is a conservative way of estimating the company's value.

What does a Net-Net Working Capital of JOD-23.67 mean?
Capital Bank of Jordan (AMM:CAPL) has a Net-Net Working Capital of JOD-23.67 as of Mar. 2026. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Capital Bank of Jordan According to the industry distribution chart, Capital Bank of Jordan ranks #999999 out of 8 companies in the Banks industry.
Is Capital Bank of Jordan's Net-Net Working Capital too high?
Capital Bank of Jordan's current Net-Net Working Capital is JOD-23.67. Based on the distribution chart, Capital Bank of Jordan ranks #999999 out of 8 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Capital Bank of Jordan has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital Bank of Jordan's Net-Net Working Capital compare to competitors?
According to the Banks industry distribution chart, Capital Bank of Jordan ranks #999999 out of 8 companies for Net-Net Working Capital. This places Capital Bank of Jordan in the lower half of its industry. The industry median Net-Net Working Capital is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for a Banks company?
The median Net-Net Working Capital among Banks companies is 1.85, based on 8 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Capital Bank of Jordan For the Banks industry, the median Net-Net Working Capital is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Bank of Jordan's current Net-Net Working Capital is JOD-23.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Capital Bank of Jordan (AMM:CAPL) is currently considered Fairly Valued. The stock's GF Value™ is JOD2.88, compared to a current price of JOD2.81 — trading 2.4% below its estimated fair value. The current Net-Net Working Capital is JOD-23.67. Capital Bank of Jordan's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Capital Bank of Jordan (AMM:CAPL), the current Net-Net Working Capital is JOD-23.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Bank of Jordan (AMM:CAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Bank of Jordan stock appears to be undervalued. The current stock price of JOD2.81 is trading 2.4% below its estimated GF Value™ of JOD2.88. GuruFocus considers Capital Bank of Jordan to be Fairly Valued.

Key valuation signals for AMM:CAPL:

  • Net-Net Working Capital: JOD-23.67
  • GF Value™: JOD2.88 vs. price of JOD2.81 (2.4% below fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the AMM:CAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Bank of Jordan Business Description

Address Abdali Boulevard, Suliman Al Nabulsi street, building No. 26, P.O. Box 941283, Amman, JOR, 11194
Capital Bank of Jordan operates as a financial institution providing a comprehensive set of commercial and investment banking services. The company's operating segment includes Retail banking; Corporate banking; Corporate finance; Treasury and Other. It generates maximum revenue from the Corporate Banking segment. The Corporate banking segment includes monitoring deposits, credit facilities, and other banking facilities provided to corporate customers. Its Treasury segment is principally providing money market, trading, and treasury services, as well as the management of the Bank's funding operations. Geographically, it derives a majority of its revenue from Jordan.
67GF Score

Get the complete analysis for AMM:CAPL

Net-Net Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.81
Price
JOD2.88
GF Value