House of Investments (PHS:HI) Cyclically Adjusted PB Ratio: 0.20 (As of Jul. 15, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:HI House of Investments Inc PHS:HI
74 GF Score
Price ₱5.00
GF Value ₱5.75
Valuation Modestly Undervalued
! 4 Warning Signs
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What is House of Investments Cyclically Adjusted PB Ratio?

House of Investments PHS:HI +7.53% 74 Cyclically Adjusted PB Ratio is 0.20 as of Jul. 15, 2026, which is 5% above its 10-year median of 0.19. GuruFocus rates PHS:HI with a GF Score™ of 74/100 and a GF Value™ of ₱5.75 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 478 Conglomerates companies, House of Investments ranks better than 90.38% on this metric.

As of today (2026-07-15), House of Investments's current share price is ₱5.00. House of Investments's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₱24.81. House of Investments's Cyclically Adjusted PB Ratio for today is 0.20.

The historical rank and industry rank for House of Investments's Cyclically Adjusted PB Ratio or its related term are showing as below:

PHS:HI' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.14   Med: 0.19   Max: 0.54
Current: 0.19

During the past years, House of Investments's highest Cyclically Adjusted PB Ratio was 0.54. The lowest was 0.14. And the median was 0.19.

PHS:HI's Cyclically Adjusted PB Ratio is ranked better than
90.38% of 478 companies
in the Conglomerates industry
Industry Median: 1.065 vs PHS:HI: 0.19

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

House of Investments's adjusted book value per share data for the three months ended in Mar. 2026 was ₱24.646. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₱24.81 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


House of Investments  (PHS:HI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


House of Investments Cyclically Adjusted PB Ratio Related Terms


House of Investments Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for House of Investments's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

House of Investments Cyclically Adjusted PB Ratio Chart

House of Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 0.18 0.15 0.15 0.19

House of Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.14 0.16 0.19 0.19

PHS:HI vs HON, MMM: Cyclically Adjusted PB Ratio Comparison

For the Conglomerates subindustry, House of Investments's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


House of Investments Cyclically Adjusted PB Ratio vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, House of Investments's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where House of Investments's Cyclically Adjusted PB Ratio falls into.


PHS:HI
74GF Score
House of Investments Inc PHS:HI
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

House of Investments Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

House of Investments's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=5.00/24.81
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

House of Investments's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, House of Investments's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=24.646/330.2130*330.2130
=24.646

Current CPI (Mar. 2026) = 330.2130.

House of Investments Quarterly Data

Book Value per Share CPI Adj_Book
201606 15.621 241.018 21.402
201609 15.576 241.428 21.304
201612 15.859 241.432 21.691
201703 16.516 243.801 22.370
201706 16.805 244.955 22.654
201709 17.026 246.819 22.779
201712 17.761 246.524 23.790
201803 18.315 249.554 24.235
201806 18.898 251.989 24.764
201809 19.791 252.439 25.888
201812 19.771 251.233 25.986
201903 20.359 254.202 26.447
201906 22.495 256.143 29.000
201909 22.900 256.759 29.451
201912 18.981 256.974 24.391
202003 19.126 258.115 24.468
202006 18.335 257.797 23.485
202009 18.125 260.280 22.995
202012 18.238 260.474 23.121
202103 18.654 264.877 23.255
202106 19.047 271.696 23.149
202109 19.482 274.310 23.452
202112 20.186 278.802 23.908
202203 21.792 287.504 25.029
202206 22.106 296.311 24.635
202209 24.499 296.808 27.256
202212 23.654 296.797 26.317
202303 23.610 301.836 25.830
202306 23.254 305.109 25.167
202309 23.689 307.789 25.415
202312 41.216 306.746 44.369
202403 21.546 312.332 22.780
202406 21.674 314.175 22.780
202409 22.422 315.301 23.482
202412 22.539 315.605 23.582
202503 23.220 319.799 23.976
202506 23.307 322.561 23.860
202509 24.037 324.800 24.438
202512 24.466 324.054 24.931
202603 24.646 330.213 24.646

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.20 mean?
House of Investments (PHS:HI) has a Cyclically Adjusted PB Ratio of 0.20 as of Jul. 15, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on House of Investments and its competitors. This is near median its historical median of 0.19. Over the past decade, House of Investments' Cyclically Adjusted PB Ratio has ranged from 0.14 to 0.54. According to the industry distribution chart, House of Investments ranks #46 out of 478 companies in the Conglomerates industry, placing it in the top 9.6%.
Is House of Investments' Cyclically Adjusted PB Ratio too high?
House of Investments' current Cyclically Adjusted PB Ratio of 0.20 is near median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.54. The Conglomerates industry median Cyclically Adjusted PB Ratio is 1.07. House of Investments' value of 0.20 is 81.2% below this industry median. Based on the distribution chart, House of Investments ranks #46 out of 478 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, House of Investments has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does House of Investments' Cyclically Adjusted PB Ratio compare to HON and MMM?
According to the Conglomerates industry distribution chart, House of Investments ranks #46 out of 478 companies for Cyclically Adjusted PB Ratio. This places House of Investments in the top 10% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.07. House of Investments' value of 0.20 is 81.2% below this benchmark. Historically, House of Investments' own Cyclically Adjusted PB Ratio has ranged from 0.14 to 0.54 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 1.07, House of Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Conglomerates company?
The median Cyclically Adjusted PB Ratio among Conglomerates companies is 1.07, based on 478 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. House of Investments's current Cyclically Adjusted PB Ratio of 0.20 is 81.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on House of Investments and its competitors. For the Conglomerates industry, the median Cyclically Adjusted PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. House of Investments's current Cyclically Adjusted PB Ratio is 0.20, which is near median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House of Investments stock overvalued right now?
Based on GuruFocus' analysis, House of Investments (PHS:HI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱5.75, compared to a current price of ₱5.00 — trading 13% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.20, which is near median its 10-year median of 0.19 and 81.2% below the Conglomerates industry median of 1.07. House of Investments' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For House of Investments (PHS:HI), the current Cyclically Adjusted PB Ratio is 0.20 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is House of Investments (PHS:HI) Overvalued in 2026?

Based on GuruFocus' analysis, House of Investments stock appears to be undervalued. The current stock price of ₱5.00 is trading 13% below its estimated GF Value™ of ₱5.75. GuruFocus considers House of Investments to be Modestly Undervalued.

Key valuation signals for PHS:HI:

  • Cyclically Adjusted PB Ratio: 0.20 (near median its 10-year median of 0.19)
  • GF Value™: ₱5.75 vs. price of ₱5.00 (13% below fair value)
  • GF Score™: 74/100 with 4 warning signs
  • Industry Position: 81.2% below the Conglomerates median (#46 of 478)

No single metric tells the full story. See the PHS:HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


House of Investments Business Description

Address 221 Sen. Gil J. Puyat Avenue, 9th Floor, Grepalife Building, Metro Manila, Makati, PHL, 1200
House of Investments Inc is an investment holding and management company. The investments of the company are organized into four segments: Financial Services consists of non-life and life insurance arm of the Group and trust and asset management, Property and Property Services represents property and project management services of the Group, Education consists of revenues from IPO and subsidiaries in education and other related support services, and Automotive represents automotive dealerships of the Group, and other services segment consists of other support services. The company's portfolio investments are in Energy, Healthcare, Deathcare and Construction.
74GF Score

Get the complete analysis for PHS:HI

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱5.00
Price
₱5.75
GF Value