House of Investments (PHS:HI) Quick Ratio: 0.86 (As of Mar. 2026) — Near Median


PHS:HI House of Investments Inc PHS:HI
74 GF Score
Price ₱4.60
GF Value ₱5.70
Valuation Modestly Undervalued
! 4 Warning Signs
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What is House of Investments Quick Ratio?

House of Investments PHS:HI 74 Quick Ratio is 0.86 as of Mar. 2026, which is 7% below its 10-year median of 0.92. GuruFocus rates PHS:HI with a GF Score™ of 74/100 and a GF Value™ of ₱5.70 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 561 Conglomerates companies, House of Investments ranks worse than 72.19% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. House of Investments's quick ratio for the quarter that ended in Mar. 2026 was 0.86.

House of Investments has a quick ratio of 0.86. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for House of Investments's Quick Ratio or its related term are showing as below:

PHS:HI' s Quick Ratio Range Over the Past 10 Years
Min: 0.72   Med: 0.92   Max: 1.4
Current: 0.86

During the past 13 years, House of Investments's highest Quick Ratio was 1.40. The lowest was 0.72. And the median was 0.92.

PHS:HI's Quick Ratio is ranked worse than
72.19% of 561 companies
in the Conglomerates industry
Industry Median: 1.19 vs PHS:HI: 0.86

House of Investments  (PHS:HI) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


House of Investments Quick Ratio Related Terms


House of Investments Quick Ratio Historical Data

* Premium members only.

The historical data trend for House of Investments's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

House of Investments Quick Ratio Chart

House of Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.33 0.85 0.96 0.91 0.86

House of Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.89 0.89 0.86 0.86

PHS:HI vs HON, MMM: Quick Ratio Comparison

For the Conglomerates subindustry, House of Investments's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


House of Investments Quick Ratio vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, House of Investments's Quick Ratio distribution charts can be found below:

* The bar in red indicates where House of Investments's Quick Ratio falls into.


PHS:HI
74GF Score
House of Investments Inc PHS:HI
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

House of Investments Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

House of Investments's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(82777.946-458.332)/95591.655
=0.86

House of Investments's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(83643.086-464.691)/96279.533
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.86 mean?
House of Investments (PHS:HI) has a Quick Ratio of 0.86 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on House of Investments and its competitors. This is near median its historical median of 0.92. Over the past decade, House of Investments' Quick Ratio has ranged from 0.72 to 1.40. According to the industry distribution chart, House of Investments ranks #405 out of 561 companies in the Conglomerates industry, placing it in the top 72.2%.
Is House of Investments' Quick Ratio too high?
House of Investments' current Quick Ratio of 0.86 is near median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.40. The Conglomerates industry median Quick Ratio is 1.19. House of Investments' value of 0.86 is 27.7% below this industry median. Based on the distribution chart, House of Investments ranks #405 out of 561 companies in the Conglomerates industry, which is below the industry midpoint. Overall, House of Investments has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does House of Investments' Quick Ratio compare to HON and MMM?
According to the Conglomerates industry distribution chart, House of Investments ranks #405 out of 561 companies for Quick Ratio. This places House of Investments in the lower half of its industry. The industry median Quick Ratio is 1.19. House of Investments' value of 0.86 is 27.7% below this benchmark. Historically, House of Investments' own Quick Ratio has ranged from 0.72 to 1.40 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 1.19, House of Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Conglomerates company?
The median Quick Ratio among Conglomerates companies is 1.19, based on 561 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. House of Investments's current Quick Ratio of 0.86 is 27.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on House of Investments and its competitors. For the Conglomerates industry, the median Quick Ratio is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. House of Investments's current Quick Ratio is 0.86, which is near median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House of Investments stock overvalued right now?
Based on GuruFocus' analysis, House of Investments (PHS:HI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱5.70, compared to a current price of ₱4.60 — trading 19.3% below its estimated fair value. The current Quick Ratio is 0.86, which is near median its 10-year median of 0.92 and 27.7% below the Conglomerates industry median of 1.19. House of Investments' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For House of Investments (PHS:HI), the current Quick Ratio is 0.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is House of Investments (PHS:HI) Overvalued in 2026?

Based on GuruFocus' analysis, House of Investments stock appears to be undervalued. The current stock price of ₱4.60 is trading 19.3% below its estimated GF Value™ of ₱5.70. GuruFocus considers House of Investments to be Modestly Undervalued.

Key valuation signals for PHS:HI:

  • Quick Ratio: 0.86 (near median its 10-year median of 0.92)
  • GF Value™: ₱5.70 vs. price of ₱4.60 (19.3% below fair value)
  • GF Score™: 74/100 with 4 warning signs
  • Industry Position: 27.7% below the Conglomerates median (#405 of 561)

No single metric tells the full story. See the PHS:HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


House of Investments Business Description

Address 221 Sen. Gil J. Puyat Avenue, 9th Floor, Grepalife Building, Metro Manila, Makati, PHL, 1200
House of Investments Inc is an investment holding and management company. The investments of the company are organized into four segments: Financial Services consists of non-life and life insurance arm of the Group and trust and asset management, Property and Property Services represents property and project management services of the Group, Education consists of revenues from IPO and subsidiaries in education and other related support services, and Automotive represents automotive dealerships of the Group, and other services segment consists of other support services. The company's portfolio investments are in Energy, Healthcare, Deathcare and Construction.
74GF Score

Get the complete analysis for PHS:HI

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱4.60
Price
₱5.70
GF Value