House of InvestmentsPHS:HI 71 Beneish M-Score is -2.68 as of Jul. 05, 2026. GuruFocus rates PHS:HI with a GF Score™ of 71/100 and a GF Value™ of ₱5.72 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 536 Conglomerates companies, House of Investments ranks better than 68.66% on this metric.
The zones of discrimination for M-Score is as such:
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator.
An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
Good Sign:
Beneish M-Score -2.68 no higher than -1.78, which implies that the company is unlikely to be a manipulator.
The historical rank and industry rank for House of Investments's Beneish M-Score or its related term are showing as below:
PHS:HI'
s Beneish M-Score Range Over the Past 10 Years
Min: -5.33 Med: -2.15 Max: 2
Current: -2.68
During the past 13 years, the highest Beneish M-Score of House of Investments was 2.00. The lowest was -5.33. And the median was -2.15.
House of Investments Beneish M-Score Related Terms
House of Investments Beneish M-Score Historical Data
* Premium members only.
The historical data trend for House of Investments's Beneish M-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, House of Investments's Beneish M-Score, along with its competitors' market caps and Beneish M-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
House of Investments Beneish M-Score vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, House of Investments's Beneish M-Score distribution charts can be found below:
* The bar in red indicates where House of Investments's Beneish M-Score falls into.
The M-score was created by Professor Messod Beneish. Instead of measuring the bankruptcy risk (Altman Z-Score) or business trend (Piotroski F-Score), M-score can be used to detect the risk of earnings manipulation. This is the original research paper on M-score.
The M-Score Variables:
The M-score of House of Investments for today is based on a combination of the following eight different indices:
M
=
-4.84
+
0.92 * DSRI
+
0.528 * GMI
+
0.404 * AQI
+
0.892 * SGI
+
0.115 * DEPI
=
-4.84
+
0.92 * 0.6247
+
0.528 * 1.107
+
0.404 * 1.0516
+
0.892 * 1.2695
+
0.115 * 1.071
-
0.172 * SGAI
+
4.679 * TATA
-
0.327 * LVGI
-
0.172 * 0.8847
+
4.679 * -0.043246
-
0.327 * 0.9857
=
-2.68
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sales growth is not itself a measure of manipulation. However, growth companies are likely to find themselves under pressure to manipulate in order to keep up appearances.
DEPI greater than 1 indicates that assets are being depreciated at a slower rate. This suggests that the firm might be revising useful asset life assumptions upwards, or adopting a new method that is income friendly.
DEPI
=
(Depreciation_t-1 / (Depreciaton_t-1 + PPE_t-1))
/
(Depreciation_t / (Depreciaton_t + PPE_t))
=
(975.208 / (975.208 + 24943.695))
/
(1029.78 / (1029.78 + 28283.94))
=
0.037625
/
0.03513
=
1.071
Note: If the Depreciation, Depletion and Amortization data is not available, we assume that the depreciation rate is constant and set the Depreciation Index to 1.
6. SGAI = Sales, General and Administrative expenses Index
Total accruals calculated as the change in working capital accounts other than cash less depreciation.
TATA
=
(IncomefromContinuingOperations_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(NetIncome_t - NonOperatingIncome_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(2206.109 - 0
-
9928.142)
/
178560.824
=
-0.043246
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator. An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
House of Investments has a M-score of -2.68 suggests that the company is unlikely to be a manipulator.
House of Investments (PHS:HI) has a Beneish M-Score of -2.68 as of Jul. 05, 2026. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on House of Investments and its competitors. According to the industry distribution chart, House of Investments ranks #168 out of 536 companies in the Conglomerates industry, placing it in the top 31.3%.
Is House of Investments' Beneish M-Score too high?
House of Investments' current Beneish M-Score is -2.68. Based on the distribution chart, House of Investments ranks #168 out of 536 companies in the Conglomerates industry, which is above the industry midpoint. Overall, House of Investments has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does House of Investments' Beneish M-Score compare to HON and MMM?
According to the Conglomerates industry distribution chart, House of Investments ranks #168 out of 536 companies for Beneish M-Score. This puts House of Investments in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beneish M-Score for a Conglomerates company?
A good Beneish M-Score depends on the Conglomerates industry context. However, Beneish M-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beneish M-Score mean?
A high Beneish M-Score can signal that a stock is expensive relative to its fundamentals. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on House of Investments and its competitors. House of Investments's current Beneish M-Score is -2.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House of Investments stock overvalued right now?
Based on GuruFocus' analysis, House of Investments (PHS:HI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱5.72, compared to a current price of ₱4.61 — trading 19.4% below its estimated fair value. The current Beneish M-Score is -2.68. House of Investments' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beneish M-Score calculated?
Beneish M-Score is calculated from a company's financial statements. For House of Investments (PHS:HI), the current Beneish M-Score is -2.68 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is House of Investments (PHS:HI) Overvalued in 2026?
Based on GuruFocus' analysis, House of Investments stock appears to be undervalued.
The current stock price of ₱4.61 is trading 19.4% below its estimated GF Value™ of ₱5.72.
GuruFocus considers House of Investments to be Modestly Undervalued.
Key valuation signals for PHS:HI:
Beneish M-Score: -2.68
GF Value™: ₱5.72 vs. price of ₱4.61 (19.4% below fair value)
No single metric tells the full story. See the PHS:HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
House of Investments Inc is an investment holding and management company. The investments of the company are organized into four segments: Financial Services consists of non-life and life insurance arm of the Group and trust and asset management, Property and Property Services represents property and project management services of the Group, Education consists of revenues from IPO and subsidiaries in education and other related support services, and Automotive represents automotive dealerships of the Group, and other services segment consists of other support services. The company's portfolio investments are in Energy, Healthcare, Deathcare and Construction.
71GF Score
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