House of InvestmentsPHS:HI 75 ROE % is 7.88% as of Mar. 2026, which is 20% above its 10-year median of 6.55. GuruFocus rates PHS:HI with a GF Score™ of 75/100 and a GF Value™ of ₱5.70 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 557 Conglomerates companies, House of Investments ranks better than 50.27% on this metric.
The historical rank and industry rank for House of Investments's ROE % or its related term are showing as below:
PHS:HI'
s ROE % Range Over the Past 10 Years
Min: -5.71 Med: 6.55 Max: 8.86
Current: 6.27
During the past 13 years, House of Investments's highest ROE % was 8.86%. The lowest was -5.71%. And the median was 6.55%.
PHS:HI's ROE % is ranked better than 50.27% of 557
companies
in the Conglomerates industry
Industry Median: 5.99
vs PHS:HI: 6.27
House of Investments (PHS:HI) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, House of Investments's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
House of Investments ROE % vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, House of Investments's ROE % distribution charts can be found below:
* The bar in red indicates where House of Investments's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
House of Investments (PHS:HI) has a ROE % of 7.88% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on House of Investments and its competitors. This is 20% above median its historical median of 6.55. According to the industry distribution chart, House of Investments ranks #277 out of 557 companies in the Conglomerates industry, placing it in the top 49.7%.
Is House of Investments' ROE % too high?
House of Investments' current ROE % of 7.88% is 20% above median its 10-year median of 6.55. The Conglomerates industry median ROE % is 5.99. House of Investments' value of 7.88% is 31.6% above this industry median. Based on the distribution chart, House of Investments ranks #277 out of 557 companies in the Conglomerates industry, which is above the industry midpoint. Overall, House of Investments has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does House of Investments' ROE % compare to HON and MMM?
According to the Conglomerates industry distribution chart, House of Investments ranks #277 out of 557 companies for ROE %. This puts House of Investments in the upper half of its industry. The industry median ROE % is 5.99. House of Investments' value of 7.88% is 31.6% above this benchmark. While the company's 10-year median is 6.55 vs. the industry median of 5.99, House of Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Conglomerates company?
The median ROE % among Conglomerates companies is 5.99, based on 557 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. House of Investments's current ROE % of 7.88% is 31.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on House of Investments and its competitors. For the Conglomerates industry, the median ROE % is 5.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. House of Investments's current ROE % is 7.88%, which is 20% above median its own 10-year median of 6.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House of Investments stock overvalued right now?
Based on GuruFocus' analysis, House of Investments (PHS:HI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱5.70, compared to a current price of ₱4.60 — trading 19.3% below its estimated fair value. The current ROE % is 7.88%, which is 20% above median its 10-year median of 6.55 and 31.6% above the Conglomerates industry median of 5.99. House of Investments' overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For House of Investments (PHS:HI), the current ROE % is 7.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is House of Investments (PHS:HI) Overvalued in 2026?
Based on GuruFocus' analysis, House of Investments stock appears to be undervalued.
The current stock price of ₱4.60 is trading 19.3% below its estimated GF Value™ of ₱5.70.
GuruFocus considers House of Investments to be Modestly Undervalued.
Key valuation signals for PHS:HI:
ROE %: 7.88% (20% above median its 10-year median of 6.55)
GF Value™: ₱5.70 vs. price of ₱4.60 (19.3% below fair value)
Industry Position: 31.6% above the Conglomerates median (#277 of 557)
No single metric tells the full story. See the PHS:HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
House of Investments Inc is an investment holding and management company. The investments of the company are organized into four segments: Financial Services consists of non-life and life insurance arm of the Group and trust and asset management, Property and Property Services represents property and project management services of the Group, Education consists of revenues from IPO and subsidiaries in education and other related support services, and Automotive represents automotive dealerships of the Group, and other services segment consists of other support services. The company's portfolio investments are in Energy, Healthcare, Deathcare and Construction.
75GF Score
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